Results 941-960 of 1,212 for speaker:Dara Murphy

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion with Civic Society Representatives and Focus Groups (8 Nov 2012)

Dara Murphy: I welcome the witnesses to the committee and I apologise for being late. Is the Drinks Industry Group of Ireland, DIGI, an umbrella organisation that represents all drinks suppliers? Do the witnesses accept that there is a social cost to the over-consumption of alcohol in Ireland at present?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion with Civic Society Representatives and Focus Groups (8 Nov 2012)

Dara Murphy: Does Mr. O'Brien accept that there is less regulation of consumption in a non-controlled environment, such as an off-licence, than in a controlled environment, such as a licensed premises?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion with Civic Society Representatives and Focus Groups (8 Nov 2012)

Dara Murphy: I assume Mr. O'Keeffe is aware of the concept of elasticity of demand. Does he accept that it is indisputable that the availability of very cheap alcohol in off-licences is directly linked to over-consumption, particularly by young people but also by people generally?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Forthcoming ECOFIN Council: Discussion with Minister for Finance (8 Nov 2012)

Dara Murphy: I welcome that because there is significant public anger. It is important to pursue it and, perhaps, contact Mr. Dukes again. I have a question about growth. Mr. John Moran appeared before the committee yesterday. Much of the commentary appears to forget that Ireland has growth at present, uniquely among similar countries in Europe. However, there appears to be a downward projection for...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Forthcoming ECOFIN Council: Discussion with Minister for Finance (8 Nov 2012)

Dara Murphy: I welcome the Minister and his officials. I shall commence by asking him about the single supervisory mechanism and what he referred to as an exchange of views. He mentioned a proposal that referred to a prudential supervision. Today, as he will know, we will have all read the newspaper reports on pay levels for executives in the IBRC. We all welcome the call made by Mr. David Duffy that...

Written Answers — Department of Education and Skills: Departmental Agencies (6 Nov 2012)

Dara Murphy: To ask the Minister for Education and Skills the institutions under the remit of his Department that have full-time, permanent staff with contract of indefinite duration without a pay scale; and if he will make a statement on the matter. [48313/12]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: I apologise if I sound pedantic. How much of what Mr. Boucher describes as new lending involves existing loans, including overdrafts and term loans, that are being reapproved as opposed to specific lending for new endeavours?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: If the base is €10 billion in 2012, it will increase to €13.5 billion.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: Mr. Boucher stated that 84% of credit applications are being approved. I do not want to compare but AIB’s rate was 90%. I am not sure that many of the 15 or 16 politicians in this room would disagree that the people who come to us continue to find it extremely difficult to access credit, particularly in the SME sector. Can Mr. Boucher indicate how many applications are not formal?...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: What is the bank’s position on forbearance or debt write-down for people who are clearly in distress?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: Does the bank work towards a percentage figure in terms of considering a write down of debt not only in the mortgage sector, but also on other loan books?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: Mr. Boucher spoke about deleveraging. Since 2009 Bank of Ireland has deleveraged from €140 billion to €90 billion. How does he expect to achieve his target of deleveraging a further €8 billion to €9 billion over the next two years?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: On a positive note, Bank of Ireland is regarded as the bank that has best weathered the storm. There have been significant closures among its competitors. Does Mr. Boucher see an opportunity to move into the numerous locations around the country where its competitors have closed retail banking branches in relatively populated areas?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: I welcome Mr. Boucher and his colleagues here this morning. Clearly, we have a significant vested interest in seeing Bank of Ireland's recovery but we have a much smaller shareholding in it than in the other banks. Yesterday AIB told us that it expects to be back to profit in 2014 and IBRC gave us a schedule of its perceived reduction in exposure to the State. Has Bank of Ireland a...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: In a different context, when Mr. Boucher was in before my party, I asked him the same question and he mentioned the profit forecast. Mr. Boucher might explain how AIB is in a position to tell us that it expects to be back in profit in 2014 and he cannot even give an indication of when Bank of Ireland expects to be back in a profitable position.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: Would Mr. Boucher give guidance?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: What is that timescale?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: So 2014, excellent. I will focus on small and medium-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: I hope AIB is not in trouble today. On the small and medium-sized enterprises, I am not sure we got to the bottom of this at all yesterday. I note Mr. Boucher's presentation states that Bank of Ireland is targeting to approve €3.5 billion in lending in 2012. I suppose my first observation is the absence of the words "new lending". As I understand it from yesterday, some of Bank of...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of AIB: Discussion (31 Oct 2012)

Dara Murphy: To clarify, my question was about people in mortgage distress, not new mortgages.