Results 901-920 of 11,861 for speaker:Brian Hayes
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: Yes.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: I understand also that when proposals were being put forward in regard to this Bill, the five-year period was the recommendation of the Central Bank.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: I move amendment No. 10: In page 8, subsection (2), lines 10 and 11, to delete “in relation to a credit information subject”.Amendments Nos. 10 to 12, 14, 53 and 57 do not give the bank any new powers to process data, but are designed to provide more flexibility in how the bank must process information on the register and safeguard against limiting the technical or IT solutions...
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: I move amendment No. 11: In page 8, subsection (2)(a), line 12, after “information” to insert “in relation to a credit information subject”.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: I move amendment No. 12: In page 8, subsection (2)(b), line 14, to delete “the” and substitute “a”.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: I move amendment No. 13: In page 8, subsection (2)(b), line 16, to delete “and” and substitute the following:“(c) details linking any credit information subject who has made a credit agreement for the provision of credit with any other credit information subject who has given a guarantee or indemnity in connection with the credit agreement or also has liabilities under...
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: I move amendment No. 14: In page 8, subsection (2)(c), line 18, to delete “the” and substitute “a”.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: I move amendment No. 15: In page 8, subsection (1)(f), line 33, after “2005)” to insert the following:“and any other reference numbers allocated to the individual for the purposes of tax (whether in the State or any other country or territory)”.The proposed amendments, Nos. 15 to 25, inclusive, provide for the following additional personal information fields to...
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: I move amendment No. 1: In page 6, subsection (1), line 2, to delete “accommodation;” and substitute the following:“accommodation, other than any provided-- (a) by one credit institution to another, (b) to any entity classified within general government in relation to the State within the meaning given by the Fiscal Responsibility Act 2012, the government of any other...
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: My understanding is that it is. We looked at it in the previous working group and we are happy the definition covers it. Amendment No. 2 proposes the deletion of subsection (b), which relates to the providers of hire purchase agreements. The reason for the deletion is that the providers of hire purchase agreements are regulated financial services providers and are already captured in...
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: Banks and credit unions.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: Yes.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: Yes.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: Not to our knowledge. One must be a licensed moneylender to be caught by the provision.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: Not legally.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: Yes.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: My understanding is that, if someone gives permission to the bank, it can obtain information but it is predicated on the person providing permission in the first place.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: My understanding is that the mortgage credit directive, which is coming down the tracks, will make it a requirement that this information can be passed on. The current situation is that the individual must sanction the information and must give permission in respect of the credit institution.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: Not currently.
- Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)
Brian Hayes: No, because they are utilities.