Results 881-900 of 5,732 for speaker:Fidelma Healy Eames
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: I welcome the delegation. I was quite shocked by Senator Aideen Hayden’s point that the bank was taking 50% of those in arrears to court. From my experience of working with Mr. David Hall, director of the Irish Mortgage Holders Organisation, and a large number of people in arrears in Galway, I note that the bank is extremely slow in awarding restructuring. It is so slow that people...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: Why did Ulster Bank take its arrears support unit out of Dublin? It was easier for Irish customers to engage with that unit when it was based here.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: A customer in mortgage difficulty receives telephone calls from Scotland.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: Is it the case that customers in arrears for less than 90 days are handled by staff in Scotland?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: My question is about people engaging with the bank.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: I reject that. My experience is that the bank is slow and that there is poor communication between the two wings. I am highlighting the issue in order that the bank can address it. Does the bank believe its customers are disadvantaged by Ulster Bank having its telephone operation based in Scotland?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: Mr. Bell has my point and I am listening to his. Does Ulster Bank offer split mortgages?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: When a customer wants a split mortgage as a long-term sustainable solution, why does Ulster Bank refuse or not offer that option, even when there is a good case for it?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: I am aware of cases in which it was not offered.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: Will Mr. Bell describe the criteria?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: Is the economic concession 0.5% less than-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: Is this followed by a split mortgage offering?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: Is Ulster Bank claiming that the economic concession is a better deal? How much of a better deal is it? To how much does the economic concession come for those on tracker mortgages?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: Up to 68% of first-time mortgages fall outside the new Central Bank 20% deposit rules. What does Ulster Bank consider to be a reasonable deposit percentage for first-time mortgage holders, given that it wants to have a sustainable arrangement with them? Does Mr. Bell believe that we are either in or approaching a property bubble?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Fidelma Healy Eames: That is almost 50%.
- Seanad: Health (Miscellaneous Provisions) Bill 2014: Committee and Remaining Stages (12 Nov 2014)
Fidelma Healy Eames: This is a well-intended amendment, however, I also see reason to reject it. It is very important that if a condition of concern is detected that a correct referral takes place, but referring people back to the GP who may not even have the right equipment to determine that and creating another waiting list is not sensible. We are trying to have a good public primary health care system. I...
- Seanad: Fisheries Sector: Statements (12 Nov 2014)
Fidelma Healy Eames: The Minister has not discussed the issue of amoebic gill disease. I would appreciate it if he would.
- Seanad: Fisheries Sector: Statements (12 Nov 2014)
Fidelma Healy Eames: This is a disease that could affect the fishing industry in general. This is not just about Galway Bay.
- Seanad: Fisheries Sector: Statements (12 Nov 2014)
Fidelma Healy Eames: I do not want the Minister to talk about the licence application.
- Seanad: Fisheries Sector: Statements (12 Nov 2014)
Fidelma Healy Eames: It could affect all licence applications.