Results 8,841-8,860 of 10,460 for speaker:Gerry Horkan
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: I hope Mr. McLoughlin does not foresee a situation in which anyone with cash on deposit will be charged for the privilege of the bank minding it.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: It is not in the bank's business model.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: In response to Senator Conway-Walsh, Mr. McLoughlin referred to bonuses. Are there no bonuses any more?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: Is there any level of performance-related pay and so on?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: Someone's salary is that person's salary and that is it.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: Would it be fair to say that, historically, the more a lending manager or the like loaned, the better his or her remuneration, but that this scenario no longer exists?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: Pre-crash, the more someone loaned out, the more he or she was likely to get an increased pay packet. That loan money might not necessarily have come back to the bank, but it was what someone loaned out.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: But it is not any more.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: I thank Mr. Mason for his questionnaire response and slides. He mentioned that debt forgiveness is not an option as far as the bank is concerned, yet the number of mortgages in trouble has decreased. Is that because they have all started to perform or that a large number of people have surrendered their properties because they could not deal with their mortgages? Will he give us an idea of...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: When Mr. Mason uses the word "forbearance", is it generally a restructuring, a lengthening of the mortgage repayment period and a reduction of things, including interest payments? What are the solutions Mr. Mason offers when somebody is not sticking to his or her original agreement and is in arrears?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: Mr. Mason is relatively happy that he is working his way through it. On the number he referenced of 800 people dealing with this issue, what is the number down to?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: I thank Mr. Mason. I think Mr. McLoughlin has dealt with the matter of cheques to a certain extent. He referenced it before I did, but I had noted it as a point to raise. I think this is one of only three European countries in which cheques are used in any significant volume. Clearly, many people are reducing their use of them. I know that there is a very big push not to use cheques...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: Is Mr. McLoughlin going to implement measures to reduce the number of cheques or will he just allow them to fall away naturally?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: Rather than putting a cheque in an envelope and sending it with a €1 postage stamp on it. Does Mr. McLoughlin have figures for the volumes of transactions by cheque? Does he know what they were five years ago and ten years ago and what they are now?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: Yes; it would be interesting to see them. On Bank of Ireland's branch network, Mr. McLoughlin has clearly pointed out that in the past six years Bank of Ireland has not closed any branch, which is to be acknowledged and welcomed. On the roll-out of branches that do not have over-the-counter facilities, if I get Mr. McLoughlin's terminology right, will he outline the exact number of...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: That happened only in perhaps the past 12 or 18 months. When will the first non-over-the-counter transactions-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: Before 2016, all 250 branches offered over-the-counter services?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: There were 27 branches which did not in 2016 and a further 63 this year-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: Are they all without over-the-counter cash facilities?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Bank of Ireland (21 Sep 2017)
Gerry Horkan: On cash volumes, the economy is growing, the population is increasing and so on. Does Mr. McLoughlin see a decrease in the volume of pure cash transactions?