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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Bank of Ireland (30 Jan 2018)

John McGuinness: The bank has identified those customers already for the courts and if it is a tracker issue it is putting a stay on any further action, is that correct?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Bank of Ireland (30 Jan 2018)

John McGuinness: Before you go on to the last question, I will make the following point. Because Deputy Doherty has covered the ground comprehensively, I am not going to repeat the points but I want to support what he has said. A commitment was given at that meeting of 21 September that the emails we referred to would be given to the committee. In the reply on 22 November, Mr. Liam McLoughlin made no...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Bank of Ireland (30 Jan 2018)

John McGuinness: We have come to the conclusion of our meeting. I want to add again to Mr. Mason that question on commercial trackers. I ask that he would look at that again and give a comprehensive response, particularly in regard to the one case which is an example. He might come back to us. When the various rates were changed from one to the other - from a tracker rate and then back to a variable...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Bank of Ireland (30 Jan 2018)

John McGuinness: Be careful with the current in those deep waters, Ms McDonagh, when you perform the dive.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Bank of Ireland (30 Jan 2018)

John McGuinness: I thank the witnesses for their attendance.

Written Answers — Department of Defence: Military Records (30 Jan 2018)

John McGuinness: 126. To ask the Taoiseach and Minister for Defence further to Parliamentary Questions Nos. 527 of 14 November 2017 and 542 of 5 December 2017, the person that issued the certificate of service; the date it was issued; and the timeframe for the certificate to be issued (details supplied). [4023/18]

Written Answers — Department of Children and Youth Affairs: Community Childcare Subvention Programme (30 Jan 2018)

John McGuinness: 556. To ask the Minister for Children and Youth Affairs the reason a person (details supplied) in not being paid on band A of the child care eligibility criteria for their child; and if approval for the proper payment will be expedited. [4021/18]

Written Answers — Department of Employment Affairs and Social Protection: State Pension (Contributory) Eligibility (30 Jan 2018)

John McGuinness: 580. To ask the Minister for Employment Affairs and Social Protection the record of contributions in the case of a person (details supplied); and the reason they are not in receipt of a full State pension (contributory). [4022/18]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Common Consolidated Corporate Tax Base: Discussion (25 Jan 2018)

John McGuinness: We did actually cover some of that stuff already.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee (23 Jan 2018)

John McGuinness: We begin our meeting in public session but will go into private session to deal with some housekeeping matters.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

John McGuinness: We will now resume in public session to debate the tracker mortgage redress issue. I welcome Mr. Bernard Byrne, CEO of Allied Irish Banks, AIB and his colleagues to the meeting. I must advise the witnesses that by virtue of section 17(2)(l) of the Defamation Act 2009, they are protected by absolute privilege in respect of their evidence to this committee. However, if they are directed by...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

John McGuinness: We must move on.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

John McGuinness: Can the Deputy put a question to Mr. Byrne?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

John McGuinness: I call Senator O'Donnell.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

John McGuinness: I have a letter that I will not read but on which I want detail. A customer of the bank was offered a tracker rate of 3.22% and has refused it. The customer had not had an offer of a tracker rate since the fixed-term period ended in 2010. They have received no official confirmation of being impacted. Is that one of the cases that is outstanding?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

John McGuinness: Generally speaking, is it 4,000-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

John McGuinness: When they refuse the offer, what happens?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

John McGuinness: At some stage after the refusal, however, the bank has to go back to the customer, or the customer has to engage with the bank.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

John McGuinness: But the negotiation can happen thereafter in terms of-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Allied Irish Banks (23 Jan 2018)

John McGuinness: May I go back to a question I asked on the last occasion and on which I seek clarification? What was the response on the Belfry issue and the investments?

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