Results 8,681-8,700 of 12,318 for speaker:Paul Murphy
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)
Paul Murphy: Let us forget about the individual case and take a hypothetical situation which parallels the one I have outlined. I am on a two-year fixed rate some time in the years between 2000 and 2010. I come off the fixed rate and at that stage tracker rates are available to customers coming in off the street. I go into the bank and EBS provides me with a series of options on a piece of paper...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)
Paul Murphy: I do not believe there is any contest on that. If a hypothetical customer in the mid-2000s asked for a tracker rate mortgage, he or she would have received it. The question is whether EBS fulfilled its obligations under the consumer protection code by not providing written documentation to make it clear that I was entitled to access a tracker and instead, as far as I can make out from the...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)
Paul Murphy: That is correct.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)
Paul Murphy: Does Ms Dooley not accept that, under the spirit of the consumer protection code at the time, not informing the hypothetical customer of his or her right to access a tracker was a mistake?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)
Paul Murphy: I do not believe it was a mistake to the extent that I do not believe it was an accident. I believe it was a very conscious decision.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)
Paul Murphy: At the time, under the consumer protection code, obligations existed to offer product options that represent the most suitable from the range available; to act honestly, fairly and professionally in the best interests of the bank's customers; to act with due skill, care and diligence in the best interests of its customers; and not, through its policies, procedures or working practices, to...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Allied Irish Banks (11 Apr 2019)
Paul Murphy: Yes, I will definitely do that. The EBS mission statement on the tracker mortgage examination states the review is ongoing but that it has found it fell short of its obligations to some customers, such as in instances where it was not sufficiently clear with them, which resulted in some customers being charged too high a rate of interest on their mortgage accounts. Does the bank not accept...
- Written Answers — Department of Culture, Heritage and the Gaeltacht: National Monuments (10 Apr 2019)
Paul Murphy: 6. To ask the Minister for Culture, Heritage and the Gaeltacht if the National Monuments Acts will be amended to ensure that members of the public that find archaeological objects and consign them to the National Museum of Ireland after the use of a metal detector with no intention of searching for archaeological objects would not be liable to prosecution; and if she will make a statement on...
- An tOrd Gnó - Order of Business (9 Apr 2019)
Paul Murphy: I wish to ask the Taoiseach about the progress of the Anti-Evictions Bill, a Solidarity Bill that was passed on Second Stage in December last year. It is similar to a Bill we proposed two years before which, among other things, would ban a "sale" as grounds for eviction. It is becoming clearer every day and week that we need to have such a Bill passed. Does the Government intend to allow...
- Written Answers — Department of Housing, Planning, and Local Government: Legislative Reviews (9 Apr 2019)
Paul Murphy: 69. To ask the Minister for Housing, Planning, and Local Government his views on whether a review of legislation is required to ensure greater fixture of tenure and greater limitations on multiple evictions in view of the developments at a location (details supplied); and if he will make a statement on the matter. [16380/19]
- Written Answers — Department of Housing, Planning, and Local Government: Legislative Reviews (9 Apr 2019)
Paul Murphy: 114. To ask the Minister for Housing, Planning, and Local Government if a review of the rights of tenants to improve rent certainty will be supported in view of the mass evictions taking place at a location (details supplied); and if he will make a statement on the matter. [16381/19]
- Fibromyalgia: Statements (4 Apr 2019)
Paul Murphy: I pay tribute to the campaigners on this matter who not only must put up with the chronic pain that they experience while functioning in the world but also when they must campaign for proper recognition and assistance. That process includes debates like this in the Dáil, and I thank Deputy Gino Kenny for his work in raising the matter. It was essential in getting this debate to happen....
- An Bille um an gCúigiú Leasú is Tríocha ar an mBunreacht (Colscaradh) 2016: An Tuarascáil agus an Chéim Dheiridh [Comhaltaí Príobháideacha] - Thirty-fifth Amendment of the Constitution (Divorce) Bill 2016: Report and Final Stages [Private Members] (3 Apr 2019)
Paul Murphy: I would like to make a brief point about domestic refuges in response to the Minister. I am eager to see as big and substantial a "Yes" campaign as possible. I hope there will be as big and substantial a margin of victory for the "Yes" campaign as possible. To assist in the achievement of that outcome, I urge the Minister to go beyond his welcome words about the absence of domestic refuge...
- An Bille um an gCúigiú Leasú is Tríocha ar an mBunreacht (Colscaradh) 2016: An Tuarascáil agus an Chéim Dheiridh [Comhaltaí Príobháideacha] - Thirty-fifth Amendment of the Constitution (Divorce) Bill 2016: Report and Final Stages [Private Members] (3 Apr 2019)
Paul Murphy: As I understand it, the consequence of this proposal is that we will never have a thirty-fifth amendment. Is that the normal way of doing things? I am not going to oppose amendment No. 2 just because it changes the numbering. Is this the usual procedure? Were there other proposed amendments between the first amendment and the thirty-eighth amendment which were skipped without going to the...
- An Bille um an gCúigiú Leasú is Tríocha ar an mBunreacht (Colscaradh) 2016: An Tuarascáil agus an Chéim Dheiridh [Comhaltaí Príobháideacha] - Thirty-fifth Amendment of the Constitution (Divorce) Bill 2016: Report and Final Stages [Private Members] (3 Apr 2019)
Paul Murphy: It is the thirty-fifth amendment we are missing.
- An Bille um an gCúigiú Leasú is Tríocha ar an mBunreacht (Colscaradh) 2016: An Tuarascáil agus an Chéim Dheiridh [Comhaltaí Príobháideacha] - Thirty-fifth Amendment of the Constitution (Divorce) Bill 2016: Report and Final Stages [Private Members] (3 Apr 2019)
Paul Murphy: I welcome the amendment. Solidarity-People Before Profit argued for it on Committee Stage because we thought it inappropriate to have this restriction in the Constitution. We would argue against having any restriction in regard to this issue and I will go on to address that point. As a slightly more general comment in line with the comments of the Minister on the nature of the Bill, we...
- Educational Supports for Children Experiencing Homelessness: Motion [Private Members] (3 Apr 2019)
Paul Murphy: The fact we are having such a discussion on education provision for homeless children is a sign of the crisis we have in our society. The discussion has moved on from preventing homelessness because of the Government's inability to do it. It has moved to ensuring the children who are homeless have the least affected experience as possible. It is utterly scandalous. Over Christmas I was...
- Written Answers — Department of Transport, Tourism and Sport: Taxi Regulations (3 Apr 2019)
Paul Murphy: 196. To ask the Minister for Transport, Tourism and Sport if the issue of taxi drivers being victims of violence in the course of their work has been given consideration; the measures he has considered to protect taxi drivers; if legislation such as an Act will be introduced (details supplied); and if he will make a statement on the matter. [15577/19]
- Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: National Surplus (Reserve Fund for Exceptional Contingencies) Bill 2018: Committee Stage (28 Mar 2019)
Paul Murphy: Deputy O'Brien was dogged in pursuing the truth that this money can be used for a bank bailout. Eventually, the Deputy has got an admission, albeit more by nodding than by words. The Minister of State made the point that it could only be done with the agreement of the Oireachtas, but that is not quite true. Were an emergency to happen while the Oireachtas was not sitting and it involved,...
- Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: National Surplus (Reserve Fund for Exceptional Contingencies) Bill 2018: Committee Stage (28 Mar 2019)
Paul Murphy: The Minister of State just said that it could only happen with the agreement of the Oireachtas, but that is not the case.