Results 841-860 of 1,974 for speaker:Arthur Spring

Order of Business (19 Feb 2014)

Arthur Spring: One of the mortgage providers has decided it is appropriate to give 100% mortgages again. In light of the fact that there is a quagmire of mortgage distress in the country at present and people are still suffering from its effects, when will the banking inquiry take place and when will the terms and conditions be discussed in the House?

Written Answers — Department of Environment, Community and Local Government: Water Charges Introduction (4 Feb 2014)

Arthur Spring: 490. To ask the Minister for Environment, Community and Local Government the date on which water charges will commence nationally; the time frame after that date that the first bills will be issued; if Irish Water will be using interim meter readings prior to that date to gauge average water usage per household; and if his Department will provide this data to CER when setting the charge. [5657/14]

Written Answers — Department of Environment, Community and Local Government: Motor Tax Yield (4 Feb 2014)

Arthur Spring: 478. To ask the Minister for Environment, Community and Local Government the increase in revenue generated from motor tax as a direct result of closing the motor tax exemption loophole on 1 October 2013. [5550/14]

Written Answers — Department of Environment, Community and Local Government: Motor Tax Collection (4 Feb 2014)

Arthur Spring: 479. To ask the Minister for Environment, Community and Local Government if he will estimate the current level of motor tax evasion; if a strategy to increase enforcement is necessary; and if the option of replacing tax discs with an electronic system utilising automatic number plate recognition, similar to that recently announced in the UK, has been considered. [5551/14]

Written Answers — Department of Transport, Tourism and Sport: Greenway Projects (4 Feb 2014)

Arthur Spring: 759. To ask the Minister for Transport, Tourism and Sport if he will provide the details of the route of the north Kerry line which was one of the two applications for a greenway project submitted by Kerry County Council. [5381/14]

Written Answers — Department of Education and Skills: Student Grant Scheme Eligibility (30 Jan 2014)

Arthur Spring: 55. To ask the Minister for Education and Skills his views on whether a person (details supplied) should be allowed to submit their passport records to Student Universal Support Ireland as proof of independent living from their parents, [4690/14]

Written Answers — Department of Social Protection: Departmental Staff Redeployment (30 Jan 2014)

Arthur Spring: 93. To ask the Minister for Social Protection if a person (details supplied) in County Kerry could be considered for redeployment outside her Department to vacant positions in other Government Departments. [4696/14]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Report on Licensed Moneylending Industry: Central Bank of Ireland (29 Jan 2014)

Arthur Spring: Nevertheless, they are still calling to the house. That is the gig.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Report on Licensed Moneylending Industry: Central Bank of Ireland (29 Jan 2014)

Arthur Spring: My final question is for Mr. Murphy. In the case of the licensing, what does the €2,000 escalate to?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Report on Licensed Moneylending Industry: Central Bank of Ireland (29 Jan 2014)

Arthur Spring: Mr. Murphy said many of the companies were not profitable. I cannot get my head around that. Will Mr. Murphy provide the figures on bad debts?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Report on Licensed Moneylending Industry: Central Bank of Ireland (29 Jan 2014)

Arthur Spring: I am not being smart, but if I owned a moneylending company I would be siphoning money out of it through salaries or whatever. There are many mechanisms. A company can pay royalties or whatever it wishes. The members of the deputation know what I am talking about. That is done to keep the profitability low and to provide the Central Bank with profit and loss accounts and balance sheets...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Report on Licensed Moneylending Industry: Central Bank of Ireland (29 Jan 2014)

Arthur Spring: Of the 40 moneylending firms, how many are sole traders?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Report on Licensed Moneylending Industry: Central Bank of Ireland (29 Jan 2014)

Arthur Spring: We could do with that because if a sole trader is operating, he or she could be stripping money out of it.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Report on Licensed Moneylending Industry: Central Bank of Ireland (29 Jan 2014)

Arthur Spring: Therefore, there is no interest on interest.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Report on Licensed Moneylending Industry: Central Bank of Ireland (29 Jan 2014)

Arthur Spring: I am working on the Betting (Amendment) Bill 2013 which is before the House. Does Mr. Sheridan know if many of the people who are participating in moneylending have gambling debts? There was an observation that there was indebtedness and that moneylending was propping up other debts. Would any of that be moneylending without being gambling related debts?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Report on Licensed Moneylending Industry: Central Bank of Ireland (29 Jan 2014)

Arthur Spring: The figures that were provided on Monday were for the GAA. Frightening figures of indebtedness are being created by people through gambling. I wish to impress a point upon the delegation and I think they should look at it. The convenience factor is the overarching element that I do not agree with. That is why people often decide to use moneylenders rather than go to the credit unions. As...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Report on Licensed Moneylending Industry: Central Bank of Ireland (29 Jan 2014)

Arthur Spring: I welcome the witnesses to this meeting. The report is very comprehensive and I note that the researchers interviewed 508 people in order to get an understanding of the customer's point of view. It would appear from the report that the typical person who borrows from a moneylender is likely to be a female with children who has her own house. The amount of money that is typically borrowed...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Report on Licensed Moneylending Industry: Central Bank of Ireland (29 Jan 2014)

Arthur Spring: I am not going to come down heavy on the Central Bank on this issue. The Government must clean up its act in this regard. It is not fair that 360,000 people have borrowed from moneylenders, 78% of whom have missed payments and are subjected to people calling to their doors looking for money from them. The critical point in the report is that 31% of people reported that they did not receive...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Report on Licensed Moneylending Industry: Central Bank of Ireland (29 Jan 2014)

Arthur Spring: It should be enforced, I would suggest.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Report on Licensed Moneylending Industry: Central Bank of Ireland (29 Jan 2014)

Arthur Spring: The catalyst is convenience.