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Written Answers — Department of Public Expenditure and Reform: Home Loan Scheme (4 Jul 2019)

Michael McGrath: 116. To ask the Minister for Public Expenditure and Reform if he has made a decision to enable more finance to be obtained for the Rebuilding Ireland home loan scheme; if not, when he expects to be in a position to make the decision; the extra amount he will authorise for the scheme; and if he will make a statement on the matter. [29027/19]

Written Answers — Department of Jobs, Enterprise and Innovation: Brexit Data (4 Jul 2019)

Michael McGrath: 163. To ask the Minister for Jobs, Enterprise and Innovation the number and value of loans approved under the Brexit loan scheme since its roll-out; the number and value of loans issued under the scheme; and if she will make a statement on the matter. [29026/19]

Written Answers — Department of Health: State Claims Agency Data (4 Jul 2019)

Michael McGrath: 231. To ask the Minister for Health if the information requested in Parliamentary Question No. 244 of 2 April 2019 will be forwarded; and if he will make a statement on the matter. [28797/19]

Written Answers — Department of Transport, Tourism and Sport: Air Services Provision (4 Jul 2019)

Michael McGrath: 407. To ask the Minister for Transport, Tourism and Sport his views on the granting of fifth freedom traffic rights to an airline (details supplied) for the Dublin to Madrid route; his views on whether the decision potentially creates a competitive distortion in view of the different obligations on an airline with such rights; his policy in this regard; and if he will make a statement on the...

Written Answers — Department of Housing, Planning, and Local Government: Property Tax (4 Jul 2019)

Michael McGrath: 451. To ask the Minister for Housing, Planning, and Local Government his views on the recommendation from the Local Property Tax Review Group to remove the equalisation contribution from the LPT system; the possible alternative mechanisms by which local authorities can maintain funding levels; and if he will make a statement on the matter. [29029/19]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: I welcome our guests. I thank them for coming before us and for engaging on what is a really important issue for homeowners, motorists and so many business owners. I will start with the key issue all of our guests have highlighted, namely, the cost of claims and award levels. Mr. McGrath and Mr. Bradley spoke about the possibility of premium reductions in the event of the cost of claims...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: Will Mr. McGrath quantify that for us? If we see a 20% reduction in award levels over a period of time, what will that result in for the policyholder?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: In effect, ultimately, when all of it washes through the system, is it euro for euro?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: Mr. McGrath is saying it will be the full benefit.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: I take that to mean that a certain percentage reduction in award levels over time will result in the same percentage reduction in-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: What are Mr. McGrath's figures? Will he put the figures for, say, 2018 on the record?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: Will Mr. Bradley put his figures on the record also and give us his response to what will be the impact for policyholders of an overall reduction in award levels?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: Is that €38 million per annum?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: By the same amount.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: Will Ms Muldoon indicate if we are on the right track overall in terms of the cost of insurance working group and the reforms that are being introduced? Will they work? She gave a hard-hitting and frank opening statement, which I welcome, but will she give us her perspective of the changes that have been brought in so far, the changes that are in the pipeline, the pace of changes, but...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: Much or any.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: Will each of the witnesses indicate from his or her own perspective how prevalent fraud is? For every 100 personal injuries insurance claims that land on the witnesses' desks, how many are typically exaggerated or downright fraudulent?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: When the company reaches a conclusion after its assessment, how many of each 100 cases, in Allianz's view, are fraudulent?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: Mr. McGrath is saying that up to 20% require investigation and follow through-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Michael McGrath: This is because there are some red flags. Mr. McGrath cannot say how many, at the end of that process, are-----

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