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Written Answers — Department of Education and Skills: School Accommodation Provision (8 Feb 2018)

John McGuinness: 139. To ask the Minister for Education and Skills the steps being taken by his Department to provide accommodation for another teacher at a school (details supplied); if his attention has been drawn to the fact that the school is short on space and does not have adequate staff facilities, has poor resource teaching facilities, has inadequate toilet facilities, has no library space or...

Written Answers — Department of Health: Hospital Appointments Administration (8 Feb 2018)

John McGuinness: 206. To ask the Minister for Health if an early appointment will be arranged in the case of a person (details supplied). [6557/18]

Written Answers — Department of Health: Medical Aids and Appliances Provision (8 Feb 2018)

John McGuinness: 207. To ask the Minister for Health if the HSE will provide an electric profile bed for a person (details supplied) in view of their age and health. [6560/18]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee (6 Feb 2018)

John McGuinness: I propose we go into private session to deal with some matters.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of EU Legislative Proposals (6 Feb 2018)

John McGuinness: Before we proceed with the business of the meeting, I wish to record the decision taken by the joint committee in the scrutiny of EU proposals. The committee has agreed that COM (2017) 783 does not warrant further scrutiny. Details of all EU proposals considered today and the decisions made on them will be published on the committee's website.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: I welcome Mr. Masding and his colleagues. By virtue of section 17(2)(l) of the Defamation Act 2009, witnesses are protected by absolute privilege in respect of their evidence to the joint committee. However, if they are directed by it to cease giving evidence on a particular matter and continue to so do, they are entitled thereafter only to qualified privilege in respect of their evidence....

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: I call Senator Kieran O'Donnell.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: We will suspend the sitting momentarily.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: I remind the Senator of his time allocation.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: I call Senator Conway-Walsh.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: I want to clear up a matter with Mr. Masding. On 26 October, I was on "Morning Ireland" citing figures from the Minister's press release of the day before. The bank's hired hand called in to say that I was giving wrong information and asserted that the interviewer and I had made incorrect suggestions on this point in recent times. I do not mind having a direct exchange with the bank here...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: It was only an option. Someone need not have taken it out. The bank did not insist on it.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: In spite of this lady's health and the fact that mortgage protection was refused, the bank still gave her a mortgage in 2004 knowing that her health was not what it could or should have been. The lady died in-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: Mr. Mitchell gave an answer to a question that a number of people who contacted us said was incorrect. He later changed some of that reply. When I asked him about the matter just now, he said, "No". His reply to Deputy Michael McGrath's intervention clearly confirms that it would have been needed.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: This is a family home.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: Permanent TSB gave a mortgage to this person. She had been diagnosed with cancer in 1998. She died in 2015, and Permanent TSB continued to write to her husband in spite of the fact that he kept telling the bank that she had died.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: I am sorry, Mr. Masding, let me finish. The reason I am making this point is because Permanent TSB has not dealt fully with this individual. That it would continue to write to his wife, who died three years earlier, shows that either Permanent TSB's records are not what they should be or it ignored the individual, who was suffering as a result of the loss of his wife, and pointed out when...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: No, work away and please answer my questions.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: I have asked Mr. Masding to ensure the bank considers the cases with compassion and I asked him what flexibility he has within the bank.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages: Permanent TSB (6 Feb 2018)

John McGuinness: When the bank settles with a customer, in terms of a tracker mortgage, it pays compensation and redress. Does the bank ever withhold any of that money and perhaps set it off against part of a loan that is in arrears?

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