Results 781-800 of 4,002 for speaker:Rose Conway Walsh

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
No Consent, No Sale Bill 2019: Discussion (2 Apr 2019)

Rose Conway Walsh: It is probably for both sets of delegates, but Mr. Sibley can begin, if he wishes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
No Consent, No Sale Bill 2019: Discussion (2 Apr 2019)

Rose Conway Walsh: I have come across people who have restructured their mortgage, but they are fulfilling all of their commitments. They are assuming that their loan is performing, whether they are paying interest only or making whatever reduced payment has been arranged. They have been shocked to find out that they are classified as non-performing loans.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
No Consent, No Sale Bill 2019: Discussion (2 Apr 2019)

Rose Conway Walsh: If it does not meet the categorisation from a Central Bank of Ireland perspective, what would the bank do about it? If people indicated that their mortgage was performing and met the criteria, what would be the bank's course of action?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
No Consent, No Sale Bill 2019: Discussion (2 Apr 2019)

Rose Conway Walsh: That is what I mean.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
No Consent, No Sale Bill 2019: Discussion (2 Apr 2019)

Rose Conway Walsh: No, that is fine. The banks can sell performing loans without impediment.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
No Consent, No Sale Bill 2019: Discussion (2 Apr 2019)

Rose Conway Walsh: Part of the intention is to close off the option of selling the mortgage. Could it have the effect of forcing the banks to offer the write-down to the mortgage holder instead of the vulture fund? If they want to get a loan off their books, why would they not offer the write-down to the mortgage holder?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Business of Joint Committee
No Consent, No Sale Bill 2019: Discussion (2 Apr 2019)

Rose Conway Walsh: It could include a haircut. I thank Mr. Sibley.

Joint Oireachtas Committee on Social Protection: Indecon Reports on Job Clubs and Local Employment Services: Discussion (2 Apr 2019)

Rose Conway Walsh: I thank the witnesses for their presentations. I have had a great fear regarding the activation process for many years. The witnesses will be aware that it started off in France. It was first mooted many years ago and our Government took it on as being the way forward. Even the European Anti-Poverty Network at the time critically analysed it in terms of what would happen. Since then we...

Seanad: Order of Business (28 Mar 2019)

Rose Conway Walsh: I welcome all the students from Cavan. There was a group in earlier also. I hear some of them will be budding politicians. Niamh and Maeve might be Diarmuid's daughters but I hope they do not take any notice of Daddy and join the right party. I wish to say farewell to Donal Hickey and thank him for his exceptional work. I wish him well in the future. I apologise in advance as Kerry will...

Seanad: Civil Liability (Capping of General Damages Bill) 2019: Second Stage (28 Mar 2019)

Rose Conway Walsh: I thank Senator Lawlor for bringing this Bill before the House but would argue that there are lots of limitations around it. When one looks at the insurance industry here one sees protectionism and a fundamental lack of transparency. The figures for car insurance do not add up. On 19 October last, the Government announced the abandonment of its plan to establish a claims register of injury...

Seanad: An tOrd Gnó - Order of Business (27 Mar 2019)

Rose Conway Walsh: We will take up Senator Ó Céidigh's invitation for the event from 26 to 28 April. It is a great initiative and I thank Treasa and Cáit for organising it. It is hugely important that we can all speak our native tongue. I want to challenge the remarks made by the Taoiseach at the weekend when he dismissed out of hand the idea that the ESB and existing infrastructure could be...

Seanad: Period Poverty: Motion (27 Mar 2019)

Rose Conway Walsh: I welcome the young women from Politics Needs Women to the House. It is great to see so many young women and they are all welcome. I hope, before too long, they will be in these seats and the seats in the Dáil. We need more women's voices and this motion is an example of that. It is not just more women that we need across the board but women from different backgrounds with different...

Seanad: Dealing with the Past in Northern Ireland: Statements (27 Mar 2019)

Rose Conway Walsh: I welcome the family of Councillor Patsy Kelly to the Chamber today and I support their campaign for truth and justice. I appreciate the Tánaiste coming to the House today, especially in the context of the ongoing challenges presented by Brexit. To be able to look to the future we have to deal with the past. We know this because we have listened to the families of the Bloody Sunday...

Seanad: An tOrd Gnó - Order of Business (26 Mar 2019)

Rose Conway Walsh: Obviously, I wish the Mayo team well on Sunday.

Seanad: An tOrd Gnó - Order of Business (26 Mar 2019)

Rose Conway Walsh: Please do. It is all right - my mother is from Kerry. I wish to commend the organisers of the conference on valproate and its legacy which was held in Trinity College Dublin last Friday and which I attended. In particular, I commend the Organisation for Anti-Convulsant Syndrome, OACS, Ireland, its chairperson, Ms Karen Keely, and Epilepsy Ireland for the work they put into the conference....

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank of Ireland: Discussion (26 Mar 2019)

Rose Conway Walsh: To follow on from that, is it not explicit in the contract that the lender would remain responsible for all issues relating to the loan? Would that not override any consideration if it is contained in the original contract? Under contract law, would that not be the case?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank of Ireland: Discussion (26 Mar 2019)

Rose Conway Walsh: I understand that but the contract is the basis for everything. The Central Bank's role in the context of consumer protection is to protect the consumer, as one party to a contract. If the contract states that the lender is responsible for all administration of the loan, then surely that is a fairly simple situation.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank of Ireland: Discussion (26 Mar 2019)

Rose Conway Walsh: It does not state that in the contract. There is nothing about the loan being sold on or anything of that nature. It just states-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank of Ireland: Discussion (26 Mar 2019)

Rose Conway Walsh: So contract law does not supersede any other law. Is that what Ms Rowland is saying?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank of Ireland: Discussion (26 Mar 2019)

Rose Conway Walsh: They interact but contract law does not supersede-----