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Seanad: Public Expenditure and Reform: Statements (8 Nov 2012)

Thomas Byrne: It would not break it and it would be wrong to do so.

Seanad: Public Expenditure and Reform: Statements (8 Nov 2012)

Thomas Byrne: Gabhaim buíochas don Aire toisc go bhfuil sé i gcónaí sa Teach seo. Ní bhíonn sé ró-fhada as an áit seo agus tá sé tábhachtach go mbíonn sé istigh anseo sa Seanad. The latest Exchequer figures show that the deficit for the first ten months of the year was ¤14 billion, compared with ¤22 billion for the same period last year. While I acknowledge that the Government is...

Seanad: Public Expenditure and Reform: Statements (8 Nov 2012)

Thomas Byrne: I look forward to it. I will mention this briefly because it concerns the spending of money. It is important that the children of Ireland are not let down by an arrogant Government which refused to look at the basic principles of the Constitution-----

Seanad: Public Expenditure and Reform: Statements (8 Nov 2012)

Thomas Byrne: The Supreme Court did not have to say what it said today in its judgment.

Seanad: Public Expenditure and Reform: Statements (8 Nov 2012)

Thomas Byrne: We look forward to more reform, including political reform. There was supposed to be all kinds of reform of the Dáil and the Seanad but it has not happened. The programme for Government promised that the Dáil would continue to sit during the Hallowe'en break. It stated that the Hallowe'en break would no longer be taken. Why was this promise put into the programme only to be ignored, as...

Seanad: Order of Business (7 Nov 2012)

Thomas Byrne: It is his party.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Thomas Byrne: Is the bank interested in moving forward with it?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Thomas Byrne: Who has slowed the bank down?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Thomas Byrne: Has the Government or the Department slowed the bank down? If the bank wants to go more quickly, who has said, "Stop"?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Thomas Byrne: On the ELG, is the bank in discussions with the Department of Finance about the expiry and possible non-renewal of it?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Thomas Byrne: I apologise for the absence of my party colleague, Deputy Michael McGrath, this morning. I thank the delegation for attending this meeting as I believe an important public service is being provided by the committee, particularly with the live broadcast on television. Many citizens watching this meeting believe it is important to hear the answers from the banks because they have had...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Thomas Byrne: Has the bank any plans to increase its SVR?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Thomas Byrne: What will they involve?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Thomas Byrne: Two years ago a Department of Finance group recommended postponed interest payments. Is this the idea behind Bank of Ireland’s split-interest mortgage?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Thomas Byrne: So, the deferred interest scheme announced two years ago is not on Bank of Ireland’s agenda-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Thomas Byrne: -----although it was recommended by the Cooney report on mortgage difficulties.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Thomas Byrne: Does the bank advertise it?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Thomas Byrne: How many mortgage-to-rent schemes have been put in place?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Thomas Byrne: Effectively, only 13 mortgage-to-rent schemes have gone through.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of AIB: Discussion (31 Oct 2012)

Thomas Byrne: When a person becomes unemployed, he or she applies to the Department of Social Protection for jobseeker's allowance or jobseeker's benefit, to the Health Service Executive for a medical card and, if he or she has a mortgage, to the bank to discuss repayment options. It is notable that such persons are obliged to provide much more information to the bank than to the Department or the HSE. I...

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