Results 7,721-7,740 of 10,460 for speaker:Gerry Horkan
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: There is a lot of frustration here. I am a relatively new Member of the Oireachtas. This committee has done a lot of work on motor insurance and produced a very good report, to which the Minister of State contributed. He was a signatory of the report at the time. Senator Conway-Walsh and I, as well as all the Deputies and Senators, participated in the preparation of the report. The...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: It is a frustrating situation. The Minister of State has made opening remarks and so on. Can he outline what has happened in the past while? I seek three or four bullet points in order that we explain to people why the situation has or has not improved and what might happen to improve the situation.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: When was the peak?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: Is the Minister of State stating that motor insurance premiums, statistically across the country, have decreased by 20% since the end of 2015?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: I have not met many of those people. Perhaps I will not because they will no longer complain due to a reduction in their premia. I know that my car insurance has not decreased even though I have kept the same car and have not had any penalty points awarded against me or any incidents.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: Yes.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: Has there been a 20% reduction in the cost of motor insurance premia since the end of 2016 until now?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: Yes.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: How much fraud exists in the sector at present? What form does it take? Is there anything to deter people making fraudulent claims?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: One hears that people have their claim withdrawn, dismissed or settled. It seems that nobody pursues them afterwards to say that their claim was a complete try-on.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: If people thought that they would be prosecuted, jailed or named and shamed for making false claims then perhaps they would not do so. Private investigators have discovered by using Facebook that somebody who was barely able to walk is involved with mixed martial arts, is a personal trainer or go rock climbing.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: Yes, or have been seen on bouncy castles and that kind of stuff. People lodge claims yet if they lose they just walk away scot free but somebody ends up paying legal costs. I am sure the insurance company will have to pay for its legal and investigation costs. There does not seem to be anything to deter people from lodging false claims. Maybe there is but the public are unaware of it and...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: Are they not the same? Is exaggeration not fraud?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: Is that arguably a form of fraud? A person purports to do something he or she did not do.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: Is an exaggerated claim deemed to be fraud but to a lesser extent?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: Yes.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: Should the insurance companies or the Garda Síochána on behalf of insurance companies pursue the matter?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: Is this a matter for the Garda insurance fraud unit?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: Is legislation required to make people do this or require people to do this?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Update on Insurance Matters and Implementation of the Report on the Cost of Motor Insurance: Discussion (29 May 2018)
Gerry Horkan: Could we have that or would-----