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Written Answers — Department of Justice and Equality: Prisoners Temporary Release (19 Nov 2019)

Michael McGrath: 280. To ask the Tánaiste and Minister for Justice and Equality his views on whether a meeting of the parole board (details supplied) which led to a number of escorted absences from prison was legitimately held in view of the fact that it occurred less than seven years from the commencement of a life sentence; the steps he plans to take to remedy the situation; if he has sought the advice...

Written Answers — Department of Justice and Equality: Parole Boards (19 Nov 2019)

Michael McGrath: 281. To ask the Tánaiste and Minister for Justice and Equality the plans he has to commence all sections of the Parole Act 2019; and if he will make a statement on the matter. [47869/19]

Written Answers — Department of Health: Occupational Therapy Waiting Lists (19 Nov 2019)

Michael McGrath: 461. To ask the Minister for Health when a child (details supplied) in County Cork will receive occupational therapy; and if he will make a statement on the matter. [47746/19]

Written Answers — Department of Health: Medicinal Products Availability (19 Nov 2019)

Michael McGrath: 463. To ask the Minister for Health the position in relation to a drug being made available to a person (details supplied) in County Cork to enable them to undergo a transplant operation; and if he will make a statement on the matter. [47753/19]

Written Answers — Department of Health: Services for People with Disabilities (19 Nov 2019)

Michael McGrath: 471. To ask the Minister for Health the position in relation to the future of a residential centre (details supplied) in County Cork; the role of the HSE in running the centre; the position in relation to decongregation; the reason staff are unable to obtain P60s; the further reason increment payments have ceased; the person or body that is the current employer; the steps being taken to...

Written Answers — Department of Employment Affairs and Social Protection: Pension Provisions (19 Nov 2019)

Michael McGrath: 607. To ask the Minister for Employment Affairs and Social Protection if a person who has to retire from work in January 2020 on reaching 65 years of age as a result of their contract of employment will be able to receive jobseeker’s benefit until their 67th birthday in view of the fact they will not be entitled to the State pension (contributory) until they are 67 years of age; and if...

Written Answers — Department of Employment Affairs and Social Protection: Free Travel Scheme Eligibility (19 Nov 2019)

Michael McGrath: 608. To ask the Minister for Employment Affairs and Social Protection if a person who has to retire from work in January 2020 on reaching 65 years of age as a result of their contract of employment will be able to receive the free travel pass on reaching 66 years of age even though they will not be entitled to the State pension (contributory) until they are 67 years of age; and if she will...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages and Differential Pricing in Insurance: Discussion (19 Nov 2019)

Michael McGrath: I thank the Chairman. I welcome Mr. Deering and his colleagues and commend him and his management team and all of his staff in the work that they do. I always find his office very good to deal with and the function it performs is important for consumers. I will start by asking Mr. Deering about the tracker mortgage issue. A while ago I read an article written by Charlie Weston in the Irish...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages and Differential Pricing in Insurance: Discussion (19 Nov 2019)

Michael McGrath: Was Mr. Deering able to establish what happened back in late 2009 when the issue was raised directly with the financial regulator at the time? What was the outcome? It took a further six years before a full industry-wide probe was started.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages and Differential Pricing in Insurance: Discussion (19 Nov 2019)

Michael McGrath: According to the article, the letter sent suggested the then financial regulator would carry out a probe into the issue. I would be interested, if Mr. Deering has the correspondence from the time, particularly the response from the then regulator, if he would share it with the committee, to the extent that he can. It would be very helpful. I ask him to look into it and come back to us. ...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages and Differential Pricing in Insurance: Discussion (19 Nov 2019)

Michael McGrath: Sure, but it is fair to say an attempt was made by certain banks to prevent the financial regulator's office from considering tracker mortgage-related complaints on the grounds of the time limit.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages and Differential Pricing in Insurance: Discussion (19 Nov 2019)

Michael McGrath: Is Mr. Deering satisfied now that no such further objections have been raised and the time limit is not a barrier to tracker-related complaints being dealt with?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages and Differential Pricing in Insurance: Discussion (19 Nov 2019)

Michael McGrath: Did the banks write to Mr. Deering in recent months to state they would not raise issues regarding time limits?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages and Differential Pricing in Insurance: Discussion (19 Nov 2019)

Michael McGrath: They still have the right to do it on an individual, case by case basis.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages and Differential Pricing in Insurance: Discussion (19 Nov 2019)

Michael McGrath: But Mr. Deering did get written commitments from all of them.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages and Differential Pricing in Insurance: Discussion (19 Nov 2019)

Michael McGrath: I assume Mr. Deering is now getting full co-operation from all of the institutions concerned in dealing with tracker mortgage complaints.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages and Differential Pricing in Insurance: Discussion (19 Nov 2019)

Michael McGrath: I will move on to the complaints Mr. Deering is dealing with. At the end of October, 1,174 tracker-related complaints were on the books. Given there are a number of cohort issues of which Mr. Deering is aware, the AIB prevailing rate is probably the biggest issue in quantum terms with regard to the number of cases and there are also the Permanent TSB prevailing rate issue, the Bank of...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages and Differential Pricing in Insurance: Discussion (19 Nov 2019)

Michael McGrath: Sure.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages and Differential Pricing in Insurance: Discussion (19 Nov 2019)

Michael McGrath: Does Mr. Deering have to wait for the annual report to publish those decisions?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages and Differential Pricing in Insurance: Discussion (19 Nov 2019)

Michael McGrath: To recap on this point, when Mr. Deering reaches a conclusion on a particular complaint that sits within an overall cohort he provides the outcome of that to the Central Bank.

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