Results 7,461-7,480 of 9,894 for speaker:Thomas Byrne

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Thomas Byrne: Let us say I am a person in debt who is in severe straits and has dealt with the Personal Insolvency Act and its procedures. What if the bank exercises its veto? Many of us have predicted that will happen. What are the prospects of my approaching a solicitor, hiring a barrister and drafting pleadings? Will help be provided to people to whom bankruptcy has been touted as an attractive...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Thomas Byrne: Can someone who wants to declare him- or herself bankrupt walk into the central office in the High Court to fill out the form?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Thomas Byrne: Yes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Thomas Byrne: I will not go into the pros and cons of bankruptcy because I do not have time, but there are many cons. If a heavily indebted person wishes to fight the banks and start the process of bankruptcy he or she will need €740 at the very minimum.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Thomas Byrne: I do not know where the person will get the money from. That is the sum without using solicitors and barristers. Most people do not know where the general office is. When I was a solicitor one of my clients received a summons or whatever instructing him or her to enter an appearance at the general office. The person did not know what that meant, but I knew it was a form. People do not...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Thomas Byrne: If a person wants to counteract a bank's veto he or she needs €740 immediately in order to get bankruptcy.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Thomas Byrne: That is unfortunate. The committee should examine ways of reducing the fee. I have another brief question.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Thomas Byrne: The Chairman is going to cut me off, but I admire his efficiency. Mr. O'Connor answered my question, but I do not know him. Can he outline his professional background? He will be an important figure in Irish society for the next few years.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Thomas Byrne: I thank Mr. O'Connor.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Insolvency Service of Ireland: Discussion (17 Jul 2013)

Thomas Byrne: Someone might think I was getting above myself. The Chairman asked pertinent questions and got to the nub of several issues. I thank Mr. O'Connor for the work he will be doing. He is setting up a new State agency. Many people with whom I have spoken and who are in serious debt problems are waiting to see what will happen. They view the system as hope. They know its faults and failings...

Seanad: Land and Conveyencing Law Reform Bill 2013: Fifth Stage (16 Jul 2013)

Thomas Byrne: I wish to speak on Fifth Stage. One can speak on Fifth Stage and we have tabled amendments on that Stage.

Seanad: Land and Conveyencing Law Reform Bill 2013: Fifth Stage (16 Jul 2013)

Thomas Byrne: The Minister of Justice and Equality did not even stay for Fifth Stage.

Seanad: Land and Conveyancing Law Reform Bill 2013: Report Stage (16 Jul 2013)

Thomas Byrne: We actually brought forward a Bill.

Seanad: Land and Conveyancing Law Reform Bill 2013: Report Stage (16 Jul 2013)

Thomas Byrne: It is outrageous because the Government has done nothing for people but hand more power to the banks.

Seanad: Land and Conveyancing Law Reform Bill 2013: Report Stage (16 Jul 2013)

Thomas Byrne: We drafted a Bill to deal with that issue when we went into opposition.

Seanad: Land and Conveyancing Law Reform Bill 2013: Report Stage (16 Jul 2013)

Thomas Byrne: We did. We proposed our own Bill before this one from the Government.

Seanad: Land and Conveyancing Law Reform Bill 2013: Report Stage (16 Jul 2013)

Thomas Byrne: It had an independent debt settlement body.

Seanad: Land and Conveyancing Law Reform Bill 2013: Report Stage (16 Jul 2013)

Thomas Byrne: I know but the Senator made an assertion.

Seanad: Land and Conveyancing Law Reform Bill 2013: Report Stage (16 Jul 2013)

Thomas Byrne: I respectfully corrected that assertion. I respect everything the Senator has said.

Seanad: Land and Conveyancing Law Reform Bill 2013: Report Stage (16 Jul 2013)

Thomas Byrne: I move amendment No. 1: In page 6, between lines 7 and 8, to insert the following: “Power of Court to determine the rejection of a proposal for a Personal Insolvency Arrangement as unreasonable 4. (1) Where in an application by a mortgagee for repossession of a property to which section 2(1) applies, a proposal for a Personal Insolvency Arrangement made pursuant to section 98(1)(c) of...