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Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: I will actually ban Deputy Mathews from speaking. Mr. Boucher should not answer that question.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: I ask Mr. Boucher not to answer.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: Does Deputy Mathews wish me to suspend the meeting?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: Deputy Mathews never takes any respect for the Chairman and then he wonders why we sometimes have to interrupt him.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: We agreed beforehand how it was going to work and Deputy Mathews was given eight minutes, which is more than most people are given to speak here, but then again the Deputy does not have any appreciation for that. I invite Deputy Creighton to speak.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: Before I call Senator Hayden I will ask a question a question on this issue. Is a 20% deposit too high for a first-time buyer or are income levels more important?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: We will make a note of the Senator's request.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: We have agreed that nobody can exceed the allotted time so I cannot allow that question. The Senator can ask it on the next round.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: In order that people will have an idea of where we stand, I will outline the position on the next four or five speaking slots. Two members of the committee - Deputy CiarĂ¡n Lynch and Senator Aideen Hayden - are still to contribute. We will then hear from Deputies Lucinda Creighton and Peter Mathews. We will then return to Deputy Michael McGrath to commence the next round of contributions.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: Five minutes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: There is one minute in this slot.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: My apologies but we must finish on this slot. Does Deputy Paul Murphy wish to speak?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: We must move on. Senator Thomas Byrne has five minutes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: I ask the Deputy to deal with his phone which is causing interference.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: The Deputy has one minute.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: We must move on.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: Members of the committee cannot speak among themselves. It disrupts what others can hear.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: I am sorry, but I must stop the Deputy now.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: And I am the Chair of the committee.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)

Liam Twomey: Does Senator Coghlan wish to contribute?

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