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Seanad: Report of the Working Group on Seanad Reform 2015: Statements (5 May 2015)

Paul Coghlan: We all got it by e-mail.

Seanad: Order of Business (30 Apr 2015)

Paul Coghlan: It is a bit rich to hear Senator Daly talk about elusiveness in light of his own history. His colleagues have found it difficult to track him down on occasions.

Seanad: Order of Business (30 Apr 2015)

Paul Coghlan: We should park that.

Seanad: Order of Business (30 Apr 2015)

Paul Coghlan: I have of course.

Seanad: Order of Business (30 Apr 2015)

Paul Coghlan: There has been and there is concern about the gap between the European Central Bank rate and the standard variable mortgage rate. Some of us have been questioning AIB, Ulster Bank and Bank of Ireland at the recent hearings of the Joint Committee on Finance, Public Expenditure and Reform. We should state honestly that there are four component parts. AIB has indicated strongly that it will...

Seanad: Order of Business (30 Apr 2015)

Paul Coghlan: More importantly, Senator Jim D'Arcy raised the matter of policing along the Border. I am concerned about the situation in the Louth division and in Dundalk. The local gardaĆ­ have to manage and monitor 34 crossing points. I do not believe they have the proper allocation of personnel to cover that. The crime lords who are engaged in the smuggling and fuel laundering mentioned by...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Ulster Bank (29 Apr 2015)

Paul Coghlan: I welcome the delegation from Ulster Bank. I am pleased they have restored the bank to profitability and I hope they will stabilise matters at the 175 bank branches. I hope Ulster Bank will not close any further branches. I do not think they anticipate doing that. Ulster Bank has 2 million customers. A major issue for the committee has been the difference between the SVR and the ECB...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Ulster Bank (29 Apr 2015)

Paul Coghlan: In the case of a customer who voluntarily surrenders the house leaving a residual debt that he or she cannot afford, is Mr. Bell stating that the bank goes after the remainder?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Paul Coghlan: I welcome the witnesses and congratulate them on the turnaround in the bank in recent years. It is fair to say the bank is doing better than its competitors overall. The bank is only responsible for 6% of the whole process of attempted repossessions. When does the bank anticipate a pay off to the taxpayer of the remaining 14% or thereabouts? There is public concern at the gap between ECB...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Paul Coghlan: I thought the price was 37 cent.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Paul Coghlan: Are the witnesses saying the bank sold off some of the ICS book?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Paul Coghlan: What percentage of people are not engaging?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Paul Coghlan: In regard to the Credit Review Office, is the bank open to arbitration with it in extremely difficult cases, of which, I presume, there are very few?

Seanad: Order of Business (29 Apr 2015)

Paul Coghlan: I welcome the spring statement as set out yesterday by the Minister for Public Expenditure and Reform, Deputy Howlin, and the Minister for Finance, Deputy Noonan. Despite the comments of the Opposition, which seek to down play that statement, as is the right of the Opposition, it sets out a path as regards strengthening of the recovery which is under way and the manner in which our public...

Seanad: Order of Business (29 Apr 2015)

Paul Coghlan: As I often do in counselling caution to my respectful friends on the other side I say, "Hold your whist another while".

Seanad: Order of Business (29 Apr 2015)

Paul Coghlan: As the Senator knows, it is very important for all of us-----

Seanad: Order of Business (29 Apr 2015)

Paul Coghlan: I am sure the Leader agrees with me.

Seanad: Order of Business (29 Apr 2015)

Paul Coghlan: I will not go on about it. We will hear more about it.

Seanad: Order of Business (29 Apr 2015)

Paul Coghlan: Hear, hear.

Seanad: Order of Business (29 Apr 2015)

Paul Coghlan: Absolutely.

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