Results 6,921-6,940 of 9,894 for speaker:Thomas Byrne
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: No one will volunteer a write-down but if there is an exchange of legal correspondence or if there are negotiations-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: We will write for the figures anyway.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: Are all those involved in legal proceedings people who have not engaged?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: Does Mr. Boucher include in that legal proceedings as a solution?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: They will still lose their home.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: Mr. Mason is talking about private dwelling houses, not buy-to-let properties, as they are covered in other figures.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: Notwithstanding all the talk about non-co-operation, if customers engage in an assisted voluntary sale or a voluntary surrender, and there are 741 such cases - I note that some of that some of the mortgage-to-rent cases are included in that - out of the 3,478 cases - 20%, I presume those customers have engaged in talks with the bank if they are engaged in an assisted voluntary sale or...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: That brings me on to the mortgage-to-rent customers. Mr. Mason used the word "hope" in this respect, and that is the key word in regard to mortgage-to-rent customers. I think he said that the bank has only completed one. I certainly fault the Government for much of that, but the bottom line is that the first condition of the mortgage-to-rent scheme is that the customers must be approved by...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: How many have looked to participate in a mortgage-to-rent scheme?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: I ask for that figure to be forwarded to us.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: I know that. Mr. Mason is saying that the bank puts forward everyone and that it is not trying to avoid the mortgage-to-rent scheme.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: Is the next stage getting the approval of the local authority?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: That is holding it up then, as well as meeting the criteria.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: Because the house is too big.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: Has the bank had discussions with the Minister of State with responsibility for housing or with the Department of the Environment, Community and Local Government in regard to it?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: There has been a reduction from 11,677 to 11,054 in mortgage arrears in the principal private dwellings category. What do those figures mean? Do they mean that 600 people are no longer in arrears? Have they suddenly paid off their mortgage? Have they come into money and been able to get three months of arrears wiped off? Has the bank given them a discount? I noted Mr. Boucher's...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: None. They are all people who have written a cheque to cover three months of their mortgage.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: Those customers have brought their arrears down below 90 days.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: Less than 90 days.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)
Thomas Byrne: How many have done that?