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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: That is all right. My final two questions relate to the written consent of the borrower and to the Central Bank. The written consent of the borrower is really a voluntary code of practice. It does not have to be-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: Are the codes under which Pepper operates - separate from the regulation - voluntary in nature as well?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: Okay.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: I think Mr. Masding said earlier that Permanent TSB engaged with the Central Bank in respect of the sale of this portfolio of loans.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: Permanent TSB is not obliged to do that with the Central Bank.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: It was a new thing, so Permanent TSB discussed it with-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: Yes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: Did the Central Bank raise anything, or was it just an exchange of views?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: I am not asking-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: I will rephrase the question.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: Yes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: All right.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: I said I would wind up.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Permanent TSB Mortgage Loans: Discussion (6 Dec 2018)

John McGuinness: We are now at the end of it. It will not surprise Mr. Masding when I tell him I am not fan of the arrangements that Permanent TSB has entered into. I would prefer if a greater political urgency could be put into creating a different arrangement to give people a better chance. I know that Mr. Masding is managing his bank and Mr. Ryan is doing his business with Pepper. I often consider that...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Data Sharing and Governance Bill 2018: Committee Stage (6 Dec 2018)

John McGuinness: Amendments Nos. 5 and 6 are related and may be discussed together.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Data Sharing and Governance Bill 2018: Committee Stage (6 Dec 2018)

John McGuinness: Yes. Amendments Nos. 5 and 6 are related.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Data Sharing and Governance Bill 2018: Committee Stage (6 Dec 2018)

John McGuinness: Will Deputy Wallace press the amendment?

Written Answers — Department of Health: Emergency Departments Services (5 Dec 2018)

John McGuinness: 47. To ask the Minister for Health if St. Luke’s Hospital, Kilkenny, will be provided with 24-7 emergency medicine consultant cover; and if he will make a statement on the matter. [50793/18]

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: African Development (Bank and Fund) Bill 2018: Committee Stage (4 Dec 2018)

John McGuinness: I welcome the Minister of State, Deputy D'Arcy, and his officials to the meeting. Five amendments have been tabled to the Bill and we will now move to consideration of it.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: African Development (Bank and Fund) Bill 2018: Committee Stage (4 Dec 2018)

John McGuinness: Amendment No. 1 is related to amendment No. 5 and both may be discussed together.