Results 6,781-6,800 of 8,745 for speaker:Verona Murphy
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: How many of the 14% that are one-bedroom apartments are owner-occupier dwellings?
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: Only.
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: Right.
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: I return to my initial point. We have an affordability issue, which is clear if the average price is €319,000 in the context of our mortgage rules. There is a big gap that Ms Deering does not seem to be identifying with. The HBFI was set up to make housing more affordable by building more. If the supply issue is cured, houses become cheaper. What has actually happened is that the...
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: I am sorry; that is not what I asked Ms Deering. Somebody on €250,000 a year will never resonate with the reality of someone with an average income who is trying to get a mortgage. People watching today's meeting will say that neither Ms Deering nor I know what we are talking about. The reality is that the HBFI appears to have made houses less affordable.
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: Not only is it a lot of money, it is not even accessible for somebody on a normal wage who is living in County Wexford, never mind Dublin. Does Ms Deering hear what we are saying? This is about public moneys and where they are going. I am telling Ms Deering that affordability has decreased by 4% since the HBFI was set up. Does Ms Deering propose to change that and make it a positive as...
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: Those prices are not affordable. I will come back in later. I am not being heard.
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: Was that €400,000?
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: That is the reality.
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: We are focusing our money in the wrong place.
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: I thank all the witnesses. I have a couple of brief questions. Am I correct that all schemes that are funded must have full planning permission?
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: Is the fund then granted to the person or the entity that applied for planning permission?
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: The planning permission and the entity that is funded are one and the same-----
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: -----at all times, so is there is no prospect of somebody applying for planning permission and somebody else looking to develop the site?
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: It is both. That is okay. There was only 10% drawdown in 2020.
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: We have had the Covid pandemic and there have been delays in that regard, but is Ms Deering confident that all this money will be drawn down?
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: What was the increase in 2021 on the figure for 2020?
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: On what? What was the initial figure?
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: No. The question is what the total loan figure was in 2021.
- Public Accounts Committee: 2020 Report of the Comptroller and Auditor General and Appropriation Accounts
Home Building Finance Ireland - Financial Statements 2020 (3 Mar 2022) Verona Murphy: Going back to the figure of €181 million, we are still only thereabouts. The figure is not increasing vastly. It is not increasing at the rate at which one would expect to see houses transpire. However, that is okay. It has been alluded to that builders are availing of HBFI finance, that is, larger developers who are then basically lending the money to smaller builders. Is that...