Results 6,421-6,440 of 9,894 for speaker:Thomas Byrne

Seanad: Order of Business (3 Dec 2014)

Thomas Byrne: Cuirim fáilte roimh scéal a fheicim sa The Meath Chroniclean tseachtain seo, ag rá go bhfuil postanna nua i gcomhlacht nua ag teacht go Baile Ghib i nGaeltacht Chontae na Mí. Nuair a bhí díospóireacht againn sa Teach seo ar an Athló maidir le dúnadh monarchan i mBaile Ghib sa bhliain 2012, dúirt mé leis an Aire Stáit a bhí ann...

Seanad: Adjournment Matters: Respite Care Services (27 Nov 2014)

Thomas Byrne: Gabhaim buíoch leis an Aire as ucht teacht isteach sa Seanad inniu chun an t-ábhar tábhachtach seo a phlé. I and my colleague, Councillor Damien O'Reilly, have been contacted by constituents in Dunboyne, County Meath, who have a family member who regularly avails of respite services. This gives the family respite from their duties of constant care and attention. The...

Seanad: Adjournment Matters: Respite Care Services (27 Nov 2014)

Thomas Byrne: The position is clear.

Seanad: Flood Management: Statements (27 Nov 2014)

Thomas Byrne: Was there any arterial drainage scheme there in the past?

Seanad: Flood Management: Statements (27 Nov 2014)

Thomas Byrne: We are grateful officials came to the town so quickly after the floods there.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Insurance Schemes: Discussion (27 Nov 2014)

Thomas Byrne: I do not have much to say at this point because much of it spoke for itself. I just hope that people are listening to what the witnesses are saying because there seems to be a "gung-ho" approach to this. It seems to be a case of going ahead on the basis that it's an answer to prayers. I do not know whether Dr. Lyons was being cheeky when he referred to whether we have or do not have a...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Insurance Schemes: Discussion (27 Nov 2014)

Thomas Byrne: A point that was raised by Mr. Deeter and possibly by others was the issue of repossession triggering the payment of insurance and the possibility that this would increase repossessions or drive a need for repossessions. What obligations do the banks have to ensure that borrowers are pursued for every last cent before the insurers are prepared to pay out on the policies? Presumably, with...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Insurance Schemes: Discussion (27 Nov 2014)

Thomas Byrne: In other words, whatever system is agreed, if the Central Bank was to go with this, it would be very important to have conditions relating to whatever our objectives are in respect of keeping people in their homes-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Insurance Schemes: Discussion (27 Nov 2014)

Thomas Byrne: -----and to make sure that the insurance companies work with the banks and the borrowers.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Insurance Schemes: Discussion (27 Nov 2014)

Thomas Byrne: There are plenty of repossessions at the moment and they are increasing. There were zero repossessions until 2013. It is not the case that-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Insurance Schemes: Discussion (27 Nov 2014)

Thomas Byrne: I was about to raise that.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Insurance Schemes: Discussion (27 Nov 2014)

Thomas Byrne: There would still be a liability in respect of the borrower. Perhaps some people are saying that mortgage indemnity insurance policies were there during the boom. I thought they disappeared some time around the late 1990s and early 2000s. Five years ago, a very senior bank official told me that had mortgage indemnity insurance policies been standard during the boom, the banks would not be...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Insurance Schemes: Discussion (27 Nov 2014)

Thomas Byrne: I got my mortgage in 2003 and I certainly did not pay for mortgage indemnity insurance.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Insurance Schemes: Discussion (27 Nov 2014)

Thomas Byrne: AIB.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Insurance Schemes: Discussion (27 Nov 2014)

Thomas Byrne: I must go to the Seanad soon so I will probably have to leave before the witnesses conclude their replies. I was not expecting to hear what I am hearing on this issue. I thought this was a no-brainer, which is the impression given in the media. The thought occurred to me this is like a "Prime Time" or "Five Seven Live" Christmas special, with all of the top financial guests here today and...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Insurance Schemes: Discussion (27 Nov 2014)

Thomas Byrne: The people who may benefit from or who may be the targets of such a scheme may not have substantial pension funds to draw down.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Insurance Schemes: Discussion (27 Nov 2014)

Thomas Byrne: Would Mr. Burgess include those working in the public service, who do not have defined funds?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Insurance Schemes: Discussion (27 Nov 2014)

Thomas Byrne: Yes.

Seanad: Flood Management: Statements (27 Nov 2014)

Thomas Byrne: Ba mhaith liom mo bhuíochas a chur in iúl don Aire Stáit as teacht go dtí an Teach arís agus as an obair chuiditheach atá ar siúl aige. The Minister is doing constructive work here on flooding. The OPW has always been a very constructive organisation and seems to operate well. Thinking back to former Ministers of State who have had responsibility for it,...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Central Bank (26 Nov 2014)

Thomas Byrne: Would there not be a vote of the governing council as to whether they should attend?