Results 621-640 of 4,810 for speaker:Liam Twomey
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Central Bank (26 Nov 2014)
Liam Twomey: Which sectors only pay 50%?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Central Bank (26 Nov 2014)
Liam Twomey: What has the Central Bank requested from successive Governments? Does it seek 100% recovery of regulatory costs?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Central Bank (26 Nov 2014)
Liam Twomey: As regards the Governor's proposals other than the 20% deposit, such as income limits, will they be fixed proposals for early in 2015? Affordability is based as much on the price of a home as on interest rates. Will a sliding scale be used whereby if interest rates exceed a certain point only two and half times a person's income will be taken into account?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Central Bank (26 Nov 2014)
Liam Twomey: As regards the issue around mortgage insurance and the system in Canada, has the Governor ideas he would like to share?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Central Bank (26 Nov 2014)
Liam Twomey: The Governor has told this committee previously that mortgage arrears is an issue that constantly arises. What does the Governor have to say on this?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Central Bank (26 Nov 2014)
Liam Twomey: I am trying to be fair to everybody by allocating slots of ten minutes. As this slot is now heading towards 13 minutes, I ask Professor Honohan to be brief.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Central Bank (26 Nov 2014)
Liam Twomey: Deputy, I must ask you to put your phone away. It is causing problems with the sound system.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Central Bank (26 Nov 2014)
Liam Twomey: I welcome Professor Honohan, Governor of the Central Bank. He appeared before the committee on 30 April and we are pleased to welcome him back. The format of the meeting will see him making some remarks, which will be followed by a questions and answers session. I remind members, witnesses and those in the public gallery that all mobile telephones must be switched off. I wish to advise the...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: AIB (13 Nov 2014)
Liam Twomey: I call Deputy Arthur Spring.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Liam Twomey: I thank Mr. Brown and Mr. Bell for attending the committee. I propose that we suspend the meeting until 2 p.m. and resume with witnesses from AIB. Is that agreed? Agreed.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Liam Twomey: Perhaps Mr. Brown might also give us his views on the Central Bank issues. We are going to do a report on that ourselves.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Liam Twomey: Mr. Brown talked about the economic concession. As a matter of interest, how many have been given out to those in arrears?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Liam Twomey: I now call on Deputy Boyd Barrett, even though he turned up so late.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Liam Twomey: How does that work? The person fills in the application form and is accepted for social housing.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Liam Twomey: The bank writes it off there and then. Another proposal discussed by Permanent TSB was assisting those on tracker mortgages to trade up. It has a tracker plus 1% product. Has Ulster Bank a similar scheme to assist those on tracker mortgages?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Liam Twomey: Will Mr. Brown give me ballpark figures?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Liam Twomey: Above the tracker margin?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Liam Twomey: Effectively, the customer holds the original tracker mortgage and the increased charge is incurred on the additional loan.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Liam Twomey: I will give the Sentor more time to ask another question.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Ulster Bank (13 Nov 2014)
Liam Twomey: I have a few questions. We met representatives of Permanent TSB yesterday. They said that, at the end of the process, when someone had give up his or her house, it was repossessed or that he or she had tried to manage the debt and failed to do so, it wrote off up to 80% of any residual debt. It is not debt relief. Does Ulster Bank do something similar?