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Written Answers — Department of Justice and Equality: Immigration Status (2 Mar 2023)

Bernard Durkan: 281. To ask the Tánaiste and Minister for Justice and Equality the current and expected residency status in the case of a person (details supplied); and if he will make a statement on the matter. [10791/23]

Written Answers — Department of Justice and Equality: Immigration Status (2 Mar 2023)

Bernard Durkan: 282. To ask the Tánaiste and Minister for Justice and Equality the current or expected residency status in the case of a person (details supplied); and if he will make a statement on the matter. [10793/23]

Written Answers — Department of Health: Medicinal Products (2 Mar 2023)

Bernard Durkan: 295. To ask the Minister for Health arising from the recent meetings between the HSE and a company (details supplied), if an agreement has been or is likely to be reached in relation to the drug, kaftrio, which is eagerly and anxiously awaited by parents and children alike; and if he will make a statement on the matter. [10684/23]

Written Answers — Department of Health: Medical Cards (2 Mar 2023)

Bernard Durkan: 309. To ask the Minister for Health the extent to which a refused medical card application in the case of a person (details supplied) can be reviewed given the health circumstances of their case; and if he will make a statement on the matter. [10787/23]

Written Answers — Department of Health: General Practitioner Services (2 Mar 2023)

Bernard Durkan: 310. To ask the Minister for Health the procedure in place to ensure an adequate coverage of GPs to replace those retiring and provide a service to new residents who have not yet been able to source a GP; and if he will make a statement on the matter. [10792/23]

Written Answers — Department of Health: Disability Services (2 Mar 2023)

Bernard Durkan: 311. To ask the Minister for Health the availability of speech and language therapy in the case of the son of a person (details supplied); and if he will make a statement on the matter. [10796/23]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

Bernard Durkan: Like other members, I have represented various borrowers over many years. I have been in and out of various banks, including AIB, over many years. I have been in and out of every court in the country except one, the Supreme Court, which I have no wish to go to and should not have to go. How many repossessions has the bank carried out against ordinary householders, by whom I mean persons...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

Bernard Durkan: That is a good answer.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

Bernard Durkan: Is Mr. O'Keeffe saying the bank has granted mortgage-to-rent on other properties?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

Bernard Durkan: What is the ultimate conclusion for those mortgage-to-rent properties? After a given number of years, will the property revert to the bank or some other institution? Has that been envisaged?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

Bernard Durkan: Will it revert to iCare or some other body that intervenes on behalf of the borrower?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

Bernard Durkan: That is not such a good outcome.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

Bernard Durkan: I am familiar with the process, but what happens after the borrower dies and the debt has to be dealt with? What chances do the family have, or are they even given an opportunity, to redeem the loan? Does the bank give them an opportunity to redeem the loan?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

Bernard Durkan: That may or may not be the case. Mr. O'Keeffe mentioned full disclosure. How does the bank determine full disclosure? Does it go to court? Does it use legal procedures? How does it know whether a person in a different position, perhaps with large borrowings, who might be asked by the bank about his or her liabilities and assets, is telling the truth?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

Bernard Durkan: One thing I have found frustrating in the individual cases I have dealt with is that, having done everything possible to reach an accommodation, usually based on a fair assessment of the circumstances and involving some pain for the borrower, he or she will then read somewhere, or get some information to the effect, that somebody else has received a total write-down. Such a borrower will...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

Bernard Durkan: That is not true. My experience in this goes back a long way and includes dealing with AIB. I do not mind a bank saying what it does, provided it does that. I have been in front of staff from several banks where the cold eyes of the lending institution had one target only, namely, getting a hold of the property and putting it on the market as quickly as possible. That is my personal...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

Bernard Durkan: I think Mr. O'Keeffe wants to answer.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

Bernard Durkan: I will tell Mr. O'Keeffe about that on another occasion. I will not discuss it at committee. I raised another point regarding some of the total debt being discussed. There are situations where part of the assets have already been seized by the lending institution. In writing off a debt, the remainder of the debt is being written off because piecemeal resolution is not the way to go at...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

Bernard Durkan: In that case, the financial institution that undertakes the responsibility for the debt will gain because it will now own the property.

Committee on Budgetary Oversight: Report of the Commission on Taxation and Welfare: Discussion (Resumed) (1 Mar 2023)

Bernard Durkan: -----imports.

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