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Written Answers — Department of Housing, Planning, and Local Government: Register of Electors Administration (8 May 2019)

John McGuinness: 1548. To ask the Minister for Housing, Planning, and Local Government the Acts under which the authority or remit is given to a local authority or remit is given to local authority rate collectors to prepare or update the register of electors in each county without providing an interpretation of the law or regulations; if ministerial orders were used in the past to change the powers and-or...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Central Bank of Ireland (18 Apr 2019)

John McGuinness: I apologise for being late but I was detained at another meeting. Who drives the task of changing that culture in the bank? Who does Mr. Cross see as driving that culture change? There can be all the reform one likes on paper, but if there is not someone to drive the reform or, in the Central Bank's case, to drive the change of culture, it will go nowhere. How committed will the Central...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Central Bank of Ireland (18 Apr 2019)

John McGuinness: What sanctions will be imposed if the Central Bank finds that an individual or a bank, through its policy or approach, did not reach those standards?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Central Bank of Ireland (18 Apr 2019)

John McGuinness: How will I know that the Central Bank has sanctioned a bank or an individual within it?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Central Bank of Ireland (18 Apr 2019)

John McGuinness: Does the Central Bank name those involved?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Central Bank of Ireland (18 Apr 2019)

John McGuinness: The normal difficulty is that when dealing with a bank or an individual within it, the bank will circle its wagons, bring in its legal people, and stall and obstruct the Central Bank. It will be difficult to dig out that element of the culture. Does Ms Cunningham feel that the hand of the Central Bank is strong enough to deal with such obstruction?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Central Bank of Ireland (18 Apr 2019)

John McGuinness: Is the current legislation sufficient to allow the Central Bank to probe cartel-like activities by banks or insurance companies? The committee is dealing with insurance companies in the context of public liability and car insurance and so on. It is very difficult to deal with them because they continue to obstruct the work of the committee through the non-delivery of key information, for...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Central Bank of Ireland (18 Apr 2019)

John McGuinness: I will come to Deputy Quinlivan in a moment because I know he has a question, but before I do, I want to ask about the insurance business. We read in the newspapers how insurance premiums have dropped and savings of 20% and 25% are available now. That is nonsense. There have been cases where, for example, public liability insurance on a little pub in Carlow went up to €22,000 per...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Central Bank of Ireland (18 Apr 2019)

John McGuinness: When will all of this be in place? When will the Central Bank have everything in place - legislation, regulation or whatever it might be? When will the Central Bank be engaging directly with the banks on this issue?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Central Bank of Ireland (18 Apr 2019)

John McGuinness: Yes, but under the-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector: Central Bank of Ireland (18 Apr 2019)

John McGuinness: I thank Mr. Cross for attending today's meeting and I wish him well in his work.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: No Consent, No Sale Bill 2019: Discussion (Resumed) (18 Apr 2019)

John McGuinness: We will resume with No. 7, the No Consent, No Sale Bill 2019 in the name of Deputy Pearse Doherty. I welcome the representatives of the Free Legal Advice Centres, FLAC, and the Irish Mortgage Holders Association to the meeting. Before the opening statements I wish to advise the witnesses that by virtue of section 17(2)(l) of the Defamation Act 2009, witnesses are protected by absolute...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: No Consent, No Sale Bill 2019: Discussion (Resumed) (18 Apr 2019)

John McGuinness: I thank Mr. Hall.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: No Consent, No Sale Bill 2019: Discussion (Resumed) (18 Apr 2019)

John McGuinness: On that note, we were invited by the IMHO to visit some of the locations.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: No Consent, No Sale Bill 2019: Discussion (Resumed) (18 Apr 2019)

John McGuinness: Due to a clash in the Chamber, we were not able to attend, although we took up the offer of the invitation. After Easter, if the clerk contacts Mr. Hall again, perhaps we can set up a meeting that is suitable for all of us. Is that okay?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: No Consent, No Sale Bill 2019: Discussion (Resumed) (18 Apr 2019)

John McGuinness: I do not intend to delay the meeting with questions because we have had a good exchange. Both parties have put forward a detailed narrative, which would concern anyone and should concern Members of this House. Deputy Michael McGrath's Bill, Deputy Pearse Doherty's Bill and the Bill, which the former Master of the High Court, Mr. Edmund Honohan, assisted in writing, have been torn to shreds...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: No Consent, No Sale Bill 2019: Discussion (Resumed) (18 Apr 2019)

John McGuinness: Fine, but I am asking about Deputy Doherty's Bill, this committee and the work we have done up to now on this, which has been fought against every step of the way. Can we organise a day to bring in the interested parties not just to explore but put forward views that might have already been put forward? I go back to what was said by Senator Burke. It tells its own story in that exchange....

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: No Consent, No Sale Bill 2019: Discussion (Resumed) (18 Apr 2019)

John McGuinness: I am anxious to expose this evidence to whoever in these Houses or in Government is interested. We will extend an invitation to the Minister to come here to hear it at first hand. I want to expose what I see as the lie that vultures are happy-clappy people and a person can engage with them. That is not the case. Mr. Hall said that 60 of them met-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: No Consent, No Sale Bill 2019: Discussion (Resumed) (18 Apr 2019)

John McGuinness: I do not consider appearing here to be grandstanding on the part of anybody.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: No Consent, No Sale Bill 2019: Discussion (Resumed) (18 Apr 2019)

John McGuinness: We would love to hear from them.

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