Results 5,541-5,560 of 26,439 for speaker:John McGuinness

Written Answers — Department of Health: Medical Card Drugs Availability (9 May 2019)

John McGuinness: 106. To ask the Minister for Health the reason a person (details supplied) has to pay for medication prescribed by their general practitioner; if immediate assistance will be granted in view of the extenuating circumstances; and if he will make a statement on the matter. [20248/19]

Written Answers — Department of Health: Hospital Appointments Status (9 May 2019)

John McGuinness: 107. To ask the Minister for Health if a replacement knee operation will be arranged as a matter of urgency for a person (details supplied); the reason for the delay in providing the operation; and if he will make a statement on the matter. [20249/19]

Written Answers — Department of Employment Affairs and Social Protection: Child Benefit Payments (9 May 2019)

John McGuinness: 166. To ask the Minister for Employment Affairs and Social Protection if a payment due to a person (details supplied) will be made. [20247/19]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: We will now resume discussion of matters relating to the banking sector. From Ulster Bank, I welcome Ms Jane Howard, chief executive, Mr. Paul Stanley and Mr. Ciaran Coyle. It is Ms Howard's first appearance before the committee. She is very welcome and I wish her well. I advise the witnesses that by virtue of section 17(2)(l) of the Defamation Act 2009, witnesses are protected by absolute...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: In Ms Howard's opening remarks she referred to her background in banking, which is quite impressive. When she took up her position here, what were the key differences between what she found when working in the UK and when she experienced the banking sector through Ulster Bank here in Ireland?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: What about the culture?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: I would like Ms Howard to tell me the difference between the culture she found here and the culture she left behind in the UK. The question is about the comparison at senior level, so she can tell me that the dynamics are different here and that the processes often get in the way of good staff, but it was not the staff who caused the tracker mortgage issue. It was something else. Was it a...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: Ms Howard is in the wrong room. She should be in the Dáil Chamber because she has given a political response. I ask her to go back to it again. What differences did she find between the culture here that led us into the crash and the tracker mortgage issue, and where she came from in the UK? It is clear that customers were robbed by the banks, not just Ulster Bank but others as...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: We will leave that because we may explore it at another meeting. Ms Howard has qualifications in leading cultural change and ethical behaviours, and she is now on the Irish Banking Culture Board. How does she find that board?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: It is a work in progress. Tell me about the diversity in the Irish Banking Culture Board. It is mainly bankers, is it not?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: Does Ms Howard find it strange that a board had to be set up to drive a bank or a banking sector to look after its customers? I find that to be the strangest thing ever, because regardless of what one's business background is, whether it is big or small, the customer is the key to the success of one's business. Here, the banks have to fund a board that will lead them to understand that, so...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: Well, we will see what happens with that. What is Ulster Bank's slogan?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: Help for what matters. We will turn to the non-performing loans, the buy-to-lets and the private dwelling homes, PDHs. According to Ulster Bank's analysis of the sale, 1,500 accounts were sold in 2015; 2,874 were sold in 2016; nothing was apparently sold in 2017; and 3,937 were sold in 2018. In answer to a question earlier on, it was stated that Ulster Bank has almost €1 billion...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: Ulster Bank Ireland sold on 2,874 and 3,900 loans in 2018. Is Ms Howard saying that it was not possible in every case to restructure and Ulster Bank Ireland had to sell on?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: What about the performing loans? Has Ulster Bank Ireland sold performing loans in this bundle since 2015?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: So if there is a net non-performing loan comprising other loans, such as a buy to let-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: -----that is a non-performing position generally.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: Ulster Bank Ireland does not separate them out.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: What about separating out the bad loans and selling those to allow the customer some form of chance to continue with the performing elements of the loan?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

John McGuinness: Does Ulster Bank Ireland go to the extent of separating out the bad loans if that is possible? Does Ulster Bank Ireland sell them on and allow the-----