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Written Answers — Department of Transport, Tourism and Sport: Commissions of Investigation (16 Dec 2021)

Peadar Tóibín: 28. To ask the Minister for Transport, Tourism and Sport the number of commissions of investigation currently ongoing under the remit of his Department; the duration of each commission of investigation; the deadline for each commission of investigation; and the actual and projected cost of each commission of investigation. [54098/21]

Written Answers — Department of Transport, Tourism and Sport: Greenways Provision (16 Dec 2021)

Peadar Tóibín: 37. To ask the Minister for Transport, Tourism and Sport the number of greenways currently in operation; the number of planned greenway developments up until 2030; and the amount of funding allocated to the development of existing greenways and the development of prospective greenways. [60162/21]

Health (Regulation of Termination of Pregnancy) (Foetal Pain Relief) Bill 2021: Second Stage [Private Members] (15 Dec 2021)

Peadar Tóibín: In the first two years of abortion in Ireland, 13,243 babies had their lives ended by the State abortion services. By the end of this month, 20,000 individual living, human beings will have their lives ended by the State. That is an incredible situation on the basis of legislation passed by the Minister of State’s party, the Labour Party, Fianna Fáil, Sinn Féin and People...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: Gabhaim buíochas leis na finnéithe as an gcur i láthair. How do insurance costs in Ireland per capita compare with the rest of the EU?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: That is disappointing. I ask the companies to look into this matter and furnish the committee with some information. In 2016, a report indicated that Ireland spends just over €12,000 per capitaon insurance premiums, which is four times higher than the average rate in the European Union. That finding was skewed somewhat in that insurance costs also cover multinational companies,...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: Why was price signalling carried out? What benefits accrued to the insurance businesses?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: That is a pity. I understand that the two companies here that were involved signed up to a deal to reform their pricing structures. On personal injury guidelines, while I do not want the witnesses to impart competitive information, roughly what proportion of costs are claims?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: I imagine settled claims are reflected in the new guidelines. Is that the case?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: Mr. Connaughton has made the points that many of these claims have to wash through the system and this is a new process. That would definitely indicate there will be further decreases in the cost of insurance to the punter at the end given that this is only the start.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: In previous attendances of insurance companies at the committee, there was discussion with regard to the level of fraudulent claims the insurance companies deal with. What is the percentage of claims the witnesses deal with that are fraudulent?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: Out of how many cases in total?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: Out of how many claims made to FBD for loss or adverse effect are these 17 claims that are seen to be fraudulent and sent to An Garda Síochána?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: It is 17 out of 20,000.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: Yes, I think only two companies answered me there. Is that right?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: May I ask if the insurance companies would at least furnish us with the percentage of fraudulent claims they deal with? This was brought up previously by another Deputy in this committee. There was a controversy at the time between the estimated percentage of claims that are deemed, understood or at least priced to be fraudulent within the insurance companies and the amount that actually go...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: I have two final questions. What is the witnesses’ analysis of the duty of care situation in Ireland and the costs that brings to the system?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: On the community base, I have worked with a number of community organisations that are finding it nearly impossible to get insurance cover. I was listening earlier on, and one insurance company - I apologise that I cannot identify which one said this - claimed it had 100 community organisations on its books. Is it not true that insurance companies are stepping away from or retreating from...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Issues: Engagement with Insurance Companies (15 Dec 2021)

Peadar Tóibín: If claims make up 70% of business and there is a reduction of 40% in the value of claims, would that not make the reduction of 10% in the price of insurance seem quite small? If a 40% fall in the majority of the costs the insurance companies deal with translates to a 10% reduction in the cost for customers, does that reduction not seem small?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Issues Related to the National Lottery: Discussion (15 Dec 2021)

Peadar Tóibín: Ba mhaith liom buíochas a ghabháil le Mr. Algeo as ucht teacht isteach. The purpose of the national lottery is to raise money for worthy causes and to have a regular prize draw for the public. That is not happening at the moment, so it is clear the system is broken. It is clear that what we have today is not what was designed in the first place. It has not happened by accident....

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Issues Related to the National Lottery: Discussion (15 Dec 2021)

Peadar Tóibín: There is no way that Mr. Algeo's company does not break out the monthly turnout of its sales. I am sure any managing director would be acutely interested in the monthly turnover and profit of the business.

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