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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: This could apply to any product, including standard variable rates, etc. We will ask them about that. Ms Rowland indicated that the majority of banks were required to resubmit their plans if the Central Bank deemed the original plans insufficient or inadequate. How many banks were written to about plans and outlines of addressing key risks that were identified? How many replied and how...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: So to varying degrees, all were inadequate.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: It did not come to the mark.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: They would not have been asked to revisit their plans if they came above the mark. They must have come under the mark. I am sorry for the layman's language. It is a fact.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: Basically, they are still the same. That is what I draw from that comment. A significant number of applications under the fitness and probity regime were withdrawn.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: What were the reasons for those 80 applications being withdrawn?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: Yes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: To what level does this apply within the banks?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: Right across the system.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: Is it the applicant that the Central Bank interviews?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: Right.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: Ms Rowland referred earlier to the need for further legislation. The Central Bank advised the Government on individual accountability measures. Could she share that information with us?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: When was the Central Bank's last engagement with the Government on pushing the case? I am aware of the comments in 2017.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: The Central Bank's proposals are properly defined and it knows what they are.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: It only remains to draft the legislation around that.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: That is all the questions I have, and, not for the first time, we have run out of members as well. I thank our guests very much for coming along. I appreciate their attendance. The meeting has been very informative and helpful.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Tracker Mortgages Report: Central Bank of Ireland (24 Oct 2019)

John McGuinness: The clerk will write to our guests about questions in respect of which replies are still required.

Written Answers — Department of Employment Affairs and Social Protection: Illness Benefit Eligibility (23 Oct 2019)

John McGuinness: 208. To ask the Minister for Employment Affairs and Social Protection if the contributions record for a person (details supplied) entitles them to benefit during serious illness; and the entitlements available to them as a self-employed person. [43796/19]

Written Answers — Department of Health: Hospital Appointments Delays (22 Oct 2019)

John McGuinness: 427. To ask the Minister for Health the reason for the long delay in providing a bone flap and further medical and or surgical treatments and interventions in the case of a person (details supplied); if it is planned to transfer them from St. Luke's Hospital, Kilkenny, to Beaumont Hospital or for rehabilitation to DĂșn Laoghaire Hospital; if a long-term care plan will be expedited for...

Written Answers — Department of Health: Services for People with Disabilities (22 Oct 2019)

John McGuinness: 428. To ask the Minister for Health the action he is taking to respond to the staffing and financial crisis being experienced by a project (details supplied); the actions taken to date arising from the transition plan submitted in 2018 from the project; and if he will make a statement on the matter. [43578/19]

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