Results 4,961-4,980 of 5,587 for speaker:Kevin Humphreys

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: Thank you. Do the witnesses believe the 125% is sustainable or what would it need to go up to at that level?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: Is there a design for national agreement on a one in 200 year event?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: The presentation refers to a one in 100 year event and a one in 200 year event. The specifications are there. I do not understand the witness's point.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: The standards to do with the height and the tidal surges are covered in specifications and are broken down into a one in 100 year and a one in 200 year event. The OPW is operating, certainly within the Dublin region, on a one in 200 year event. Its recent applications to An Bord Pleanála based all its work on a one in 200 year event, backed up by international criteria. Are the...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: Is the federation looking for a veto?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: It would have been fairer to say there was a higher premium because there was a higher level of fit-out. The insurance companies have been taking more money in.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: The other side of the balance sheet is that the insurance companies take the money in.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: Is Mr. Horan stating that the OPW has not provided the members of the Irish Insurance Federation, IIF, with this information and that the assurances issued since 2009 and re-issued in a letter in July 2012 are not sufficient? Is the professionalism of the OPW and Dublin City Council being questioned?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: Is Mr. Kemp stating that what has been certified by the city council and the OPW in accordance with international standards as a once in every 200 years event is inadequate?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: What is more likely is that insurance providers decided to ignore the work and charge high premia. I will move on, as I will not get a proper answer. The hardship being caused to people is significant. Not only have they been flooded, but the damage done by being unable to get insurance or sell their homes is immeasurable. The IIF needs to revert to us with strong and legitimate answers....

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: That is fair.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: According to paragraph 8 of the presentation, exclusion of cover is generally a last resort. Do the witnesses stand over this?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: The witnesses acknowledged the flooding that occurred in 2002 and the work carried out afterwards by the OPW. Is this work recognised in insurance cover?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: According to a letter issued by the engineer in charge of the flood defence unit project team, flood protection work in the area of the Dodder estuary from Ringsend bridge to Newbridge in Sandymount is completed and is designated to prevent tidal and river flooding to a 200 year event and the best estimates of tidal rise due to global warming to the end of the century. Is this sufficient to...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: Mr. Horan mentioned in particular the 2002 event and the work carried out afterwards. This is why I am asking the question. The flood defence unit protection division issued this letter to the area protected to the level of a 200 year event and best estimates on global warming. This letter was freely available to members of the Irish Insurance Federation from the more than 1,000 people...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: This information has been communicated and meetings have been held with insurance companies and engineers in charge. Is Mr. Horan stating the information given was inadequate?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: It has been provided.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: It has been communicated with regard to Part 8 planning permission and so on. It has been freely accessible to the members of the Irish Insurance Federation.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: Should this not be reflected in insurance policies?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Kevin Humphreys: Over the summer I conducted a survey of 1,000 households in the Ringsend, Irishtown and Sandymount areas which were affected by the event. A significant number cannot obtain any insurance cover and the cost for the majority has doubled. One lady responded that she had been insured for flood cover with Axa Insurance for 20 years and had never experienced flooding but her premium more than...