Results 4,821-4,840 of 8,768 for speaker:Alice-Mary Higgins
- Seanad: Climate Action and Low Carbon Development (Amendment) Bill 2021: Committee Stage (2 Jul 2021)
Alice-Mary Higgins: I move amendment No. 32: In page 9, to delete line 25 and substitute “completely decarbonised economy,”.
- Seanad: Climate Action and Low Carbon Development (Amendment) Bill 2021: Committee Stage (2 Jul 2021)
Alice-Mary Higgins: This is one of those caveat phrases that feels a little too like a loophole. It is already implied that the Minister's opinion is in play because it is the Minister who is taking the actions in question. We do not need to say "in the Minister’s opinion" because if the Minister is setting out the roadmap, he or she is giving an opinion because he or she is the one proposing it....
- Seanad: Climate Action and Low Carbon Development (Amendment) Bill 2021: Committee Stage (2 Jul 2021)
Alice-Mary Higgins: With respect, this is not happening in a void. There is a Government and then there is the Parliament. There is the Executive and there is the Legislature.As the Legislature, one of our political responsibilities is to try to ensure the best possible legislation and the greatest transparency and accountability in that. In speaking about transparency, I do not understand, given the...
- Seanad: Climate Action and Low Carbon Development (Amendment) Bill 2021: Committee Stage (2 Jul 2021)
Alice-Mary Higgins: The concern still stands that the context of the specific roadmap and specific measures only relate to the Minister and not the Minister and the Government. I am not the proposer of the first amendment.
- Seanad: Climate Action and Low Carbon Development (Amendment) Bill 2021: Committee Stage (2 Jul 2021)
Alice-Mary Higgins: I move amendment No. 35: In page 9, line 33, to delete "in the Minister's opinion" and substitute "in an opinion set out and published by the Minister".
- Seanad: Climate Action and Low Carbon Development (Amendment) Bill 2021: Committee Stage (2 Jul 2021)
Alice-Mary Higgins: I move amendment No. 37: In page 9, line 36, to delete "in the Minister's opinion" and substitute "in an opinion set out and published by the Minister".
- Seanad: Climate Action and Low Carbon Development (Amendment) Bill 2021: Committee Stage (2 Jul 2021)
Alice-Mary Higgins: I move amendment No. 39: In page 9, line 38, to delete "in the Minister's opinion" and substitute "in an opinion set out and published by the Minister".
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)
Alice-Mary Higgins: Some of the issues I had wanted to speak on have been touched on especially in respect of the Home for Life. I believe there is general acknowledgement now that the 25-year leasing model of social housing is not a positive model for the State. It has been identified as poor value for money for the State. Effectively, it is the paying of mortgage and profit. When we talk about social...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)
Alice-Mary Higgins: Is it consistent with the approach to the original charging of the interest? Was the original interest charged on a compound basis?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)
Alice-Mary Higgins: I understand. Mr. O'Keeffe has answered my question in respect of the repayment but I am asking about the original charging of interest. Was that on a compound or simple interest basis?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)
Alice-Mary Higgins: It would be useful if the AIB officials could come back in writing to clarify in respect of the original charging of the compound or simple interest. I believe it is relevant. Again, this is not a matter of compliance with the FSPO. The fact of compliance with the FSPO is because of wrongful actions taken by the bank. The concern is in terms of not simply being compliant or in respect of...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)
Alice-Mary Higgins: I wish to discuss Home for Life. Concerns have been raised around this fact and the 25 year commercial leasing model. Effectively the State pays the mortgage and a dividend. The leasing model is poor value for the State. Can the bank representatives comment in recognition that there seems to be a policy shift in that? Will AIB be changing its investment model on social housing to move...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)
Alice-Mary Higgins: Are they sold?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)
Alice-Mary Higgins: So, the housing agencies purchased 400 properties from AIB?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)
Alice-Mary Higgins: On the Home for Life model, a number of non-profit housing bodies have raised concerns that the for-profit model would effectively drive up prices and create a profiteering dynamic within the social housing rental market.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)
Alice-Mary Higgins: It seems that the tide is changing in relation to that model. I have a question on the acquisition of Goodbody. AIB has discussed the issue of pay cap at length. I wanted to talk about a slightly different issue, which is the ethical audit. Obviously, we have discussed Goodbody in this committee previously, regarding unethical activities by executives within Goodbody. If AIB could...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)
Alice-Mary Higgins: Apologies if I have misrepresented anything----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)
Alice-Mary Higgins: That is fine. I will ask a general question. I apologise, as I certainly did not mean to cast aspersions on anybody. I would like to specifically comment on the wider question of the senior executive accountability regime, SEAR. This comes up a lot in this committee. This relates to general financial best practices. There is a political commitment to introduce a senior executive...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)
Alice-Mary Higgins: In terms of the preparations that are under way internally-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Banking Matters: AIB (30 Jun 2021)
Alice-Mary Higgins: Are others indicating?