Results 4,701-4,720 of 36,054 for speaker:Pearse Doherty

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: I know for a fact that they are not. I accept that there is a lot of this crime and the resources of the Garda are extremely stretched in respect of it, but I am trying to figure out where it stands. How many section 19 notifications were there in, say, 2022, how many victims did they relate to and how many victims were contacted or not contacted by the Garda during that period? Is it...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: How many of these 10,000 or 12,000 section 19 notifications per annum ended up in prosecutions in 2022?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: Will the Garda provide statistics it has for the value of these types of crimes, such as romance fraud and so on? I am sure it knows the number of victims relate to them and the number of prosecutions that arise from them. Can that be provided to the committee?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: I thank Mr. Kelly. I will ask my remaining questions together. There have been investment scams where, as I said, people have ended up out of pocket by €60,000 or €70,000. Some of these investment scams are advertised on social media platforms. Are they ever prosecuted for their participation and for taking money from a scam? What learnings have there been from that? ...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: That is one thing we can give the Department. There are so many victims out there and the Department still does not have a strategy. Across the water, they are onto their second strategy. It does not take years to develop a strategy. Is there a new timeline for it?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: Sorry, the officials did not answer the question about the database.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: I have a couple of things to ask for clarity on. We are doing a module on this. As we are stepping through it, we want to increase our understanding. We hope that if this is reported on or if people are looking in, it will show those who may be thinking of getting an easy couple of thousand euro for being a money mule that they will be apprehended, prosecuted and sentenced. It might also...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: Okay. In all cases where the bank has identified the fraud, it reports it to An Garda Síochána and there is no requirement on the individual to make a report or on An Garda Síochána to investigate.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: We have been talking about APP frauds. As An Garda Síochána does not categorise the figures in the same way that the BPFI does, obviously there are some issues in that regard. When Mr. Kelly presents the figures, we may be able to delve through them. When we spoke about APPs, we were looking at about 3,600 transactions in 2021. If we look at unauthorised payment fraud, according...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: I will stop Mr. Kelly there. Obviously I do not operate behind the desk there and I am trying to figure this out. In terms of unauthorised payment fraud, there are about 300,000 incidents per year. These banks have to repay the individuals because that is the guarantee they have with their credit or debit cards. These are incidents of fraud. Surely under section 19 they would all be...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: I take on board that we may be dealing with foreign banks and the fraud happened online so it is a matter for where they are domiciled. There may be issues in relation to that and, as Mr. Cryan said, numerous attempts regarding one person's card or account. Outside of that, even with those exceptions and even if the number was as small as 2,000, if they are frauds, they have to be paid...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: If my debit card details were compromised and somebody bought whatever it was - a jacuzzi - in Bermuda using my card, the bank would pay that back to me because it was done through my card and it was an unauthorised payment. I am reimbursed the €6,000 for the jacuzzi they are now lying out in in Bermuda. The bank, as part of its reporting, then notifies Mr. Cryan's division that...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: Okay. To the Garda.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: The point is, the Garda will be notified that Pearse Doherty's card was fraudulently accessed for a purchase. It goes on PULSE. Is that correct?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: That is what I am trying to figure out.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: This is an important part. Maybe it is impossible. We could just overwhelm the Garda if we were to do that; I am not sure. I would like to know the process regarding whether they are all reported. If they are reported, then-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: My local station is Bunbeg. Hypothetically, this person has bought a jacuzzi somewhere using my card details. I have been recompensated by AIB or whatever bank the card was with and the local station has now been notified. What happens in that instance?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: I agree. I do not underestimate the challenge in relation to this and the ability of fraudsters to launch attacks at scale. The analogy about whack-a-mole is a real one. There has been success in some of this activity in the past year, but that is also measured against the Covid period during which there was a massive amount of online retail. If Covid is stripped away and we look at 2019,...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: I have seen some of the cases that have been in court, including in my own county, and exactly that occurred. It is not just a transfer online. It is a presence locally, taking the cash out and the checks and balances from the banks, which ask how that person ended up with €15,000. Many people think it is quick cash and all the rest, but if there is €20,000 coming into your...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (31 May 2023)

Pearse Doherty: Does Mr. Kelly have any detail or the breakdown of the number of crimes in the area of APPs?