Results 44,461-44,480 of 46,267 for speaker:Simon Harris
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Permanent TSB (5 Sep 2013)
Simon Harris: To return to the issue Deputy Pearse Doherty raised, Mr. Masding has already conceded in the media that the bank wrote to a customer who had arrears of €200 asking them to sell their house and his spokesperson told TheJournal website on 25 July last that these apparently low arrears balances almost always reflect the fact that payments have been paused or reduced for a sustained period...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Ulster Bank (4 Sep 2013)
Simon Harris: Perhaps Mr. Brown is just a straight shooter in terms of the way in his opening address he stated that there is a cost to living in a home. That is a fairly basic concept that most of my constituents, including those in mortgage arrears, appreciate. Obviously, there is an issue, and we have heard from Mr. Brown's colleague chief executives across the banks, of what some call strategic...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Ulster Bank (4 Sep 2013)
Simon Harris: Has that 35% engaged at all? Have they filled out the financial statement?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Ulster Bank (4 Sep 2013)
Simon Harris: They have not done that.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Ulster Bank (4 Sep 2013)
Simon Harris: Okay. The second point Mr. Brown made in that comment is that secured debt must be prioritised over unsecured debt. Again, this is something we have heard from the other banks and we can understand that, but another issue that has come up, and all of us meet it in our constituency offices, is that people are trying to juggle a good deal of debt, and some of that debt is essential such as...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Ulster Bank (4 Sep 2013)
Simon Harris: My final question, and I have a concern with the phrase "voluntary sale", relates to the number of homes whereby the bank has told the home owner that the only solution is to sell their home.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Ulster Bank (4 Sep 2013)
Simon Harris: Does Mr. Bell have a number?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Ulster Bank (4 Sep 2013)
Simon Harris: Senator Paul Coghlan will go first.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Ulster Bank (4 Sep 2013)
Simon Harris: I welcome Mr. Brown and his team. I wish to start with his commitment to the market. I do not doubt his personal commitment or that of his team, but it is disconcerting for staff, some customers and the wider stakeholders in the economy to see comments in the British media which describe Ulster Bank as the fly in George Osborne’s ointment, to see that the British Prime Minister wants...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Bank of Ireland (4 Sep 2013)
Simon Harris: I thank Mr. Boucher and his team for attending. I will not waste time going over old ground. However, I concur with Deputy O'Donnell with regard to a simple matter being made complicated. We are trying to measure Bank of Ireland against a certain metric and we are finding it difficult to do so in the absence of the information required. What criteria apply with regard to the issuing of...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Bank of Ireland (4 Sep 2013)
Simon Harris: AIB included a figure for voluntary sales in its submission. As Deputy Michael McGrath indicated earlier, we face a difficulty here in that we are comparing apples and oranges in terms of what banks consider to be part of the resolution process. Obviously, Bank of Ireland does not include that as a measure.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Bank of Ireland (4 Sep 2013)
Simon Harris: So 75-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Bank of Ireland (4 Sep 2013)
Simon Harris: My final point is positive and it is probably one to which Mr. Prizeman may wish to respond. I refer to the work being done by Bank of Ireland's regional and branch managers in respect of credit clinics. I have attended two such clinics in County Wicklow and they were extremely positive in nature. There is a need for an increase in the number of these clinics. I am very much on board with...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Bank of Ireland (4 Sep 2013)
Simon Harris: Just on-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Bank of Ireland (4 Sep 2013)
Simon Harris: I asked a question about the-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Bank of Ireland (4 Sep 2013)
Simon Harris: The Chairman cannot pick and choose-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Bank of Ireland (4 Sep 2013)
Simon Harris: The Chairman is picking and choosing which questions-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Bank of Ireland (4 Sep 2013)
Simon Harris: I am not new.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with Bank of Ireland (4 Sep 2013)
Simon Harris: I do not see why Mr. Boucher cannot answer the relevant question.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Financial Sector: Discussion with AIB (3 Sep 2013)
Simon Harris: I wish to address a number of other issues, including multiple debts, an issue to which Mr. O'Connor referred. I was speaking to a constituent this week who had a monthly mortgage repayment of €1,200 to a bank other than Allied Irish Banks. The person in question was seeking to reduce this repayment to €900 per month for 18 months to facilitate clearing some smaller, shorter...