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Committee on Housing and Homelessness: Insolvency Service of Ireland (17 May 2016)

John Curran: Could Mr. O'Connor address the percentage of the 3,000 debtors whose debt was primarily on the principal residence and for whom difficulties arose?

Committee on Housing and Homelessness: Insolvency Service of Ireland (17 May 2016)

John Curran: I thank Mr. O'Connor and his colleagues, Ms Jordan and Mr. Warren, for their attendance, the documentation and their opening statement. The direct answers they have given have been helpful and useful to the committee.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: Before we recommence I remind colleagues to either switch off their mobile telephones or turn them to flight mode. I must read a note on privilege. I draw the attention of witnesses to the fact that by virtue of section 17(2)(l) of the Defamation Act 2009, witnesses are protected by absolute privilege in respect of their evidence to the committee. However, if they are directed by the...

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: I thank Mr. Hall, but he is not finished. If he does not object and before he take questions - I am quite serious about this - Mr. Hall said he has a number of recommendations. It might be useful to the committee if he provided a brief summary of those and then we will take the questions. That is, if he does not mind.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: I will take a number of contributions and I remind colleagues to make their questions direct as we have a full committee here this morning.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: I will take one or two other speakers, although I know there have been some specific questions.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: Are they vacant?

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: I thank Deputy Durkan. The committee is not making any decision on that issue. At this point in time we are taking submissions and we are questioning witnesses. I am conscious-----

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: Please, Deputy Coppinger. Deputy Byrne had indicated to speak.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: Please-----

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: That is a matter the committee can deal with separately. At the moment-----

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: I call Deputy Catherine Byrne.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: I remind Deputy Coppinger and Deputy Durkan that Mr. Hall and Mr. Curtis are here to answer questions. The committee has made no findings. In due course we will go through our own deliberations-----

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: Deputy Coppinger, I will move on.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: I am not trying to gag anybody. I am trying to move forward.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: Which you have now done.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: I wish now to conclude the meeting because we have a session again this afternoon. I call Deputy Cowen.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: As that concludes the questions, I invite Mr. Hall to respond.

Committee on Housing and Homelessness: Irish Mortgage Holders Organisation (17 May 2016)

John Curran: That more or less concludes this session. I thank Mr. Hall and Mr. Curtis of the Irish Mortgage Holders Association for their attendance today and for the submission, which, as I said earlier on, will be put on the committee's website.

Committee on Housing and Homelessness: Residential Tenancies Board (17 May 2016)

John Curran: I wish to draw your attention to the fact that by virtue of section 17(2)(l) of the Defamation Act 2009, witnesses are protected by absolute privilege in respect of their evidence to this committee. However, if you are directed by the committee to cease giving evidence relating to a particular matter and you continue to so do, you are entitled thereafter only to a qualified privilege in...

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