Results 3,921-3,940 of 35,563 for speaker:Pearse Doherty

Ceisteanna ar Pholasaí nó ar Reachtaíocht - Questions on Policy or Legislation (28 Jun 2023)

Pearse Doherty: Last month, hospital waiting lists stood at 887,000 people. Emergency department waits were on average 12 hours and the trolley crisis is worse than ever. Today, we learned that the HSE has instructed senior managers to draw up a cost containment plan as it expects to run over budget by €1.6 billion this year. The cost containment measures are to be rolled across the National...

Ceisteanna ó Cheannairí - Leaders' Questions (28 Jun 2023)

Pearse Doherty: Leanann an scannal faoi íocaíochtaí ceilte RTÉ do Ryan Tubridy ar aghaidh. Tá go leor ceisteanna le freagairt go fóill. Tá sé soiléir go dtéann sé seo i bhfad níos faide ná Dee Forbes amháin. Caithfidh go leor daoine ar bhord RTÉ an t-eolas atá acu faoin méid a tharla ag an am sin a chur faoi bhráid...

Ceisteanna ó Cheannairí - Leaders' Questions (28 Jun 2023)

Pearse Doherty: I thank the Taoiseach. There is no doubt that Dee Forbes was not the only person who knew about these events. We can see that from the Grant Thornton report. We know that the commercial director is the person who operated the barter account and negotiated the secret deal with Renault that allowed RTÉ to reimburse Renault and cover all the costs of the Renault events organised with...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: I thank our guests for coming in. I put it to them that when parliamentary questions were asked very directly about the introduction of domestic legislation and its compatibility with the payment services directive, the information on the public record was false if not misleading, given what the Commission has now put into the public record. I say that as somebody who has been raising the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: With respect, whatever about the reasons the Department may not want to do this domestically, I have two questions dated 22 February and it was later I actually put on record the Commission's view, which is: Since the Directive does not contain any provision on a liability regime for authorised push payments fraud, Member States are therefore free to introduce such regulations at national...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: It is only after I put that on the record that the Department made it clear for the first time, after being asked numerous times, and after the Minister responded in the Dáil that it appeared it was not possible to introduce provisions other than those that were laid down in the directive, but that only applies to unauthorised push payments.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: I am sorry, will Mr. Palmer explain that last point again?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: Which options, just for clarity?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: I just want to clarify this. The Commission has proposals out today. Mr. Palmer is saying it is interesting the Commission has not recommended dealing with this but that we can do it domestically. The question was whether the domestic legislatures have the power to do this. I asked this because we are fighting a battle with two hands tied behind our back with APP fraud. There are loads...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: If that is the case, the Department did not say that.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: Okay. The point here with PSD2 is that it dealt with unauthorised push payments and it was a maximum harmonisation measure, meaning you cannot go beyond it and you have to do what is in the directive. Authorised push payments are different. The directive is silent on these. It does not deal with them. There is no directive on authorised push payments. There is no maximum harmonisation...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: Does Mr. Palmer accept the view of the Department of Justice, that is, it is his Department that maintains lead policy in the area of authorised push payments fraud?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: It is good to hear that the Department of Finances is of a similar view to that of the BPFI and others in relation to the shared database. The Department of Finance takes the lead in this policy area. Does Mr. Palmer believe-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: Regarding the Department of Finance, I understand that things move to other Departments or authorities as crimes are committed. However the Department has lead policy in the area of authorised push payments. I gave the statistics earlier on. I make the point that we are fighting a losing battle but in my view, we are fighting it with both arms behind our back. Will Mr. Palmer point to me...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: I have been arguing that we should domestically legislate for confirmation of payee and the reimbursement scheme. That argument has not been taken on board by the Government. I understand that the Government sets policy and the Department is there to advise. We now have the directive, which is going to do both those things I have been looking for.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: Yes, a regulation that is going to do three of the things I have been seeking for the last year, namely, a compensation mechanism for authorised push payment fraud victims, a confirmation of payee scheme to be set up right across Europe, including here in Ireland and to force the State to enter into a fraud-share database. Does Mr. Palmer welcome the proposals from the European Commission?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: What proportion of payments in Ireland are instant payments?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: Confirmation of payee is badly needed. It is needed in this country more than any other country. Why? Because instant payments in the State is a tiny fraction of transactions. In other states they are over 90%. While the SEPA has this big feature, it only applies to less than 10% of payments in the State. Confirmation of payee is required to protect all of the rest of us who do not use...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Pearse Doherty: Can I explain this to Mr. Palmer again? I am sorry, I do not mean “explain” and that was the wrong way to put it. In other European jurisdictions that do not have confirmation of the payee, the majority, in some cases 93%, of their payments are instant payments and they have this covered by SEPA. In Ireland, instant payments make up approximately 3% so we have the biggest gap...