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Written Answers — Department of Children, Equality, Disability, Integration and Youth: Residential Institutions (11 Jul 2023)

Pearse Doherty: 621. To ask the Minister for Children, Equality, Disability, Integration and Youth when a person (details supplied) in County Donegal will receive a place in a residential care home; and if he will make a statement on the matter. [33897/23]

Written Answers — Department of Housing, Planning, and Local Government: Defective Building Materials (6 Jul 2023)

Pearse Doherty: 99. To ask the Minister for Housing, Planning, and Local Government if he has concerns that the MICA defective block scheme does not cover 100% redress for affected homeowners and that many affected homeowners will be excluded from accessing the scheme; and if he will make a statement on the matter. [33119/23]

Written Answers — Department of Transport, Tourism and Sport: Driver Test (6 Jul 2023)

Pearse Doherty: 180. To ask the Minister for Transport, Tourism and Sport if a driving test can be expedited for a person (details supplied) in County Donegal; and if he will make a statement on the matter. [33317/23]

Ceisteanna ar Pholasaí nó ar Reachtaíocht - Questions on Policy or Legislation (5 Jul 2023)

Pearse Doherty: The Government has finally commenced the revised scheme for the many victims of the defective blocks scandal. This time last year, the affected homeowners told the Taoiseach that the legislation underpinning this scheme was seriously deficient and that many families would be left behind as a result. The Taoiseach did not listen. At that time, we in Sinn Féin, and indeed Members across...

Ceisteanna ó Cheannairí - Leaders' Questions (5 Jul 2023)

Pearse Doherty: In áit a bheith trédhearcach faoin eolas atá ag RTÉ faoin scannal íocaíochta, tá sé soiléir go bhfuil RTÉ ag tabhairt an eolais dúinn píosa ar phíosa. Ní féidir linn muinín a bheith againn as an eolas a thagann ó mbord feidhmiúcháin agus tá feidhmeannaigh an bhoird ag caitheamh go holc leis an...

Ceisteanna ó Cheannairí - Leaders' Questions (5 Jul 2023)

Pearse Doherty: As I ask my next question, perhaps the former Minister for Public Expenditure and Reform might give the Taoiseach a note as to whether the monthly meetings involving his former Department were happening as part of the arrangement between the Department of Tourism, Culture, Arts, Gaeltacht, Sport and Media, the Department of Public Expenditure, National Development Plan Delivery, and Reform,...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Block Redress: Redress Focus Group for Banking and Insurance (5 Jul 2023)

Pearse Doherty: I thank our guests for coming before the committee this afternoon. I particularly thank them for sharing their own personal stories. They are all victims in relation to this scandal. We seem to be dealing with scandals nearly every day in this House. The revised scheme has been published. I will start on that topic. I am sure all four witnesses have gone through what that means for...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Block Redress: Redress Focus Group for Banking and Insurance (5 Jul 2023)

Pearse Doherty: There is probably an impression, because the Government keeps saying it, that there is a 100% redress here. Yet, there seems to be an impression that this issue has been sorted, probably because the topic has not been in the spotlight as much as it was two years ago or last year during the big demonstrations. Therefore, today we are dealing with the issues of the implementation of the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Block Redress: Redress Focus Group for Banking and Insurance (5 Jul 2023)

Pearse Doherty: Is it the case for Ms McDade that even the revised scheme will leave her short by €12,000? Is that what she is saying?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Block Redress: Redress Focus Group for Banking and Insurance (5 Jul 2023)

Pearse Doherty: As we start.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Block Redress: Redress Focus Group for Banking and Insurance (5 Jul 2023)

Pearse Doherty: Is it the case that Ms McDade is well into rebuilding her home?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Block Redress: Redress Focus Group for Banking and Insurance (5 Jul 2023)

Pearse Doherty: It is a massive amount and probably puts it into context, given that people ask why a house cannot be built for less than that. When the contractor signs over the house to the owners, are they moving into a house the way they left it? Is there anything further that has to be done? Do carpets have to be put down or does anything beyond that have to be done? Is that everything done? Are...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Block Redress: Redress Focus Group for Banking and Insurance (5 Jul 2023)

Pearse Doherty: -----or are there additional costs beyond that?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Block Redress: Redress Focus Group for Banking and Insurance (5 Jul 2023)

Pearse Doherty: Obviously, Ms McDade is not fortunate because all of this has been foisted on her due to the light-touch or no-touch regulations in place. She is very much a victim in this. However, in trying to deal with this, has mentioned that she is quite fortunate to be in a position to be able to get a loan, which is a high-interest loan. We all support the credit unions but it is a high-interest...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Block Redress: Redress Focus Group for Banking and Insurance (5 Jul 2023)

Pearse Doherty: Ms McDade is operating under the old scheme.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Block Redress: Redress Focus Group for Banking and Insurance (5 Jul 2023)

Pearse Doherty: There will be changes as a result of the introduction of the revised scheme which will allow for stage payments. However, a 10% retention on each of the stage payments is going to be problematic again. Perhaps Ms Shovlin will address this issue. Anybody who is involved in this area knows many others in a similar position. It is important to put on the record that while we have four people...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Block Redress: Redress Focus Group for Banking and Insurance (5 Jul 2023)

Pearse Doherty: The key point in that regard is that if you build a smaller house, you do not benefit financially. You just do not have to-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Block Redress: Redress Focus Group for Banking and Insurance (5 Jul 2023)

Pearse Doherty: -----go to the credit union to pay the shortfall in the Government scheme. I have met the banks, the Banking and Payments Federation Ireland, BPFI, and the Central Bank on this issue and I have argued strongly that there needs to be a bespoke scheme. I commend the focus group on the amazing work it has done on behalf of all the people who are going to follow the members of the group on...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Block Redress: Redress Focus Group for Banking and Insurance (5 Jul 2023)

Pearse Doherty: I have some final questions as I know that other colleagues want to come in. With regard to the lenders having a bespoke product, would it be fair to say that bridging finance will still be required under the new scheme? The retainer of 10% is going to cause huge problems in Donegal and elsewhere. The witnesses were 100% right to make the point that it is going to cause a serious problem...

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