Results 3,761-3,780 of 4,002 for speaker:Rose Conway Walsh

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Discussion (20 Oct 2016)

Rose Conway Walsh: Not current rates. Does Mr. Burgess believe, in his view, that there are natural or fair rates? I know he says he would not stick to an exact rate but does he think, having examined all the European rates, there is a rate that would be fair and reasonable?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Discussion (20 Oct 2016)

Rose Conway Walsh: The Central Bank has made new regulations and guidelines that are supposed to make the switching easier. Has Mr. Burgess seen any positive effect of those moves at all?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Discussion (20 Oct 2016)

Rose Conway Walsh: With regard to new entrants to the market, is Mr. Burgess aware of any that are offering mortgages to people who are in negative equity, or in arrears or who have had their mortgage restructured?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Discussion (20 Oct 2016)

Rose Conway Walsh: In terms of the new entrants that are offering mortgages-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Discussion (20 Oct 2016)

Rose Conway Walsh: -----or the new mortgages that are being offered, I am trying to get to the bottom of this. This switching idea is put out there as an option-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Discussion (20 Oct 2016)

Rose Conway Walsh: -----but we find that it is not an option for those people who are in negative equity, those whose loans have been restructured or those whose loans are in arrears. Is that Mr. Burgess' experience of this?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Discussion (20 Oct 2016)

Rose Conway Walsh: Yes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Discussion (20 Oct 2016)

Rose Conway Walsh: And is it likewise in terms of arrears?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Discussion (20 Oct 2016)

Rose Conway Walsh: So one is stuck. With regard to quantitative easing, I have grave concerns about what happens when the European quantitative easing stops. I do not think that people fully understand the extent of the quantitative easing and how that has been played. It has almost been put under the radar. It is propping up the whole system which is extremely vulnerable. What does Mr. Burgess believe...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Discussion (20 Oct 2016)

Rose Conway Walsh: What effect might the first-time buyer scheme have on mortgage rates? We hear that the qualifying criterion of loan-to-value might drop to 70%. What is Mr. Burgess' opinion on that?

Seanad: Order of Business (19 Oct 2016)

Rose Conway Walsh: I wanted to talk about another issue this morning but I have just come from a briefing by the Department of Social Protection about JobPath. I have very many concerns about this. My first concern is that in the west, the provision is made by the private company Seetec. I have nothing against Seetec, but it is a company that is based in Essex in the UK. One of my questions to the...

Seanad: Order of Business (19 Oct 2016)

Rose Conway Walsh: I just think that JobPath deserves a focused session.

Seanad: Order of Business (18 Oct 2016)

Rose Conway Walsh: The latest report on the private sector from the estate agency Savills warns that rents could rise by up to 25% in the next two years. Last week, during the debate on Sinn Féin's Rent Certainty Bill, we pressed the point that the situation in the sector was getting worse and that time was the crucial factor. The Bill would have helped thousands of families in Dublin and throughout the...

Seanad: Order of Business (13 Oct 2016)

Rose Conway Walsh: There may be cracks showing in the perfect marriage, but that is for another day.

Seanad: Order of Business (13 Oct 2016)

Rose Conway Walsh: Is it?

Seanad: Order of Business (13 Oct 2016)

Rose Conway Walsh: I will try not to. This week and in the weeks ahead, many people will receive letters informing them that their loans with Ulster Bank, many of which are in arrears, have been transferred to Cerberus. Cerberus is a by-word for murky deals and money lost to the public purse. Project Eagle is an example of the massive discount given in the utmost secrecy. Many of these loans involve farmers...

Seanad: Order of Business (13 Oct 2016)

Rose Conway Walsh: Senator Buttimer is wrong.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: National Economic Output: Director General, Central Statistics Office (13 Oct 2016)

Rose Conway Walsh: I thank Mr. Dalton for his very informative presentation. I wish to discuss the European collection instruction, particularly around the gathering of data on gender based violence. I would have major concerns about that and I am glad that the CSO consulted the Rape Crisis Centre. I suggest that if there are any moves in that direction, there are very useful statistics gathered by Safe...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: National Economic Output: Director General, Central Statistics Office (13 Oct 2016)

Rose Conway Walsh: I think Mr. Dalton is right in terms of small and indigenous industries, but one thing the shift of 26% in GDP tells us, is that policy-wise we need to focus more on adding value to those businesses and ensuring they are here to stay. I have really wanted to ask this question since 2013. I want to ask about the role of the CSO in employment figures. I am concerned because in 2013, the CSO...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: National Economic Output: Director General, Central Statistics Office (13 Oct 2016)

Rose Conway Walsh: There was a change at the time, in terms of the status of farming within the Department of Agriculture, Food and the Marine that influenced that in some way. It comes back to whether there is a role for the CSO in terms of information, knowledge and recommendations that can be made beyond producing statistics. I ask Mr. Dalton to outline if he sees a role there and what is needed for it to...