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Seanad: Personal Insolvency Bill 2012: Committee Stage (Resumed) (4 Dec 2012)

Diarmuid Wilson: Government amendments No. 36 and 49 are related and may be discussed together.

Seanad: Personal Insolvency Bill 2012: Committee Stage (Resumed) (4 Dec 2012)

Diarmuid Wilson: I welcome the Minister back to the House.

Seanad: Personal Insolvency Bill 2012: Committee Stage (Resumed) (4 Dec 2012)

Diarmuid Wilson: I thank the Senator for his assistance.

Seanad: Credit Union Bill 2012: Second Stage (4 Dec 2012)

Diarmuid Wilson: When is it proposed to take Committee Stage?

Seanad: Order of Business (4 Dec 2012)

Diarmuid Wilson: The Leader should tell that to Deputy Róisín Shortall.

Seanad: Order of Business (4 Dec 2012)

Diarmuid Wilson: In spring 2009 I informed the House of the situation of a young man who had become unemployed due to the closure of a local building firm. Two years prior to 2009, he had purchased a new truck to carry out his business. The truck cost him in excess of ¤120,000 and he signed a contract with a finance agency in the car park of a public house. He made his payments and paid back every penny...

Seanad: Order of Business (4 Dec 2012)

Diarmuid Wilson: - - - - -but to no avail. I am shocked and horrified to learn today that the same financial institution attempted at 5.30 a.m. to steal a farmer's tractor that he was paying for.

Seanad: Order of Business (4 Dec 2012)

Diarmuid Wilson: He may have been paying off only ¤60 a month, but that was all he could afford to pay. It is a disgrace that this financial institution Friends First, who were sponsoring programmes on RTE up until a couple of months ago, should be allowed to engage in thuggery and theft on people who are attempting to pay their loans, which were in my opinion illegal loans in a lot of cases.

Seanad: Order of Business (4 Dec 2012)

Diarmuid Wilson: Putting Labour first.

Seanad: Credit Institutions (Eligible Liabilities Guarantee)(Amendment) Scheme 2012: Motion (29 Nov 2012)

Diarmuid Wilson: The Senator has the protection of the Chair.

Seanad: Credit Institutions (Eligible Liabilities Guarantee)(Amendment) Scheme 2012: Motion (29 Nov 2012)

Diarmuid Wilson: Senator Gilroy, without interruption.

Seanad: Credit Institutions (Eligible Liabilities Guarantee)(Amendment) Scheme 2012: Motion (29 Nov 2012)

Diarmuid Wilson: Senator Gilroy, without interruption.

Seanad: Credit Institutions (Eligible Liabilities Guarantee)(Amendment) Scheme 2012: Motion (29 Nov 2012)

Diarmuid Wilson: Senator Byrne should resume his seat. In fairness, he was not interrupted by the Opposition when he made his contribution. Please respect the Chair and the House.

Seanad: Credit Institutions (Eligible Liabilities Guarantee)(Amendment) Scheme 2012: Motion (29 Nov 2012)

Diarmuid Wilson: Senator Byrne, please.

Seanad: Credit Institutions (Eligible Liabilities Guarantee)(Amendment) Scheme 2012: Motion (29 Nov 2012)

Diarmuid Wilson: Senator Michael D'Arcy, without interruption.

Seanad: Credit Institutions (Eligible Liabilities Guarantee)(Amendment) Scheme 2012: Motion (29 Nov 2012)

Diarmuid Wilson: Senator Byrne, please.

Seanad: Credit Institutions (Eligible Liabilities Guarantee)(Amendment) Scheme 2012: Motion (29 Nov 2012)

Diarmuid Wilson: Through the Chair, please. The Senator should not invite a response.

Seanad: Credit Institutions (Eligible Liabilities Guarantee)(Amendment) Scheme 2012: Motion (29 Nov 2012)

Diarmuid Wilson: I welcome the Minister of State at the Department of Finance, Deputy Brian Hayes, and invite him to make his contribution.

Seanad: Personal Insolvency Bill 2012: Committee Stage (29 Nov 2012)

Diarmuid Wilson: I thank the Senator for his suggestions.

Seanad: Personal Insolvency Bill 2012: Committee Stage (29 Nov 2012)

Diarmuid Wilson: The Minister without interruption.

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