Results 3,621-3,640 of 4,002 for speaker:Rose Conway Walsh
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Central Bank of Ireland (8 Dec 2016)
Rose Conway Walsh: The witness said 50% are on lower-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Central Bank of Ireland (8 Dec 2016)
Rose Conway Walsh: That would suggest 60% are on a higher percentage after a restructure.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Central Bank of Ireland (8 Dec 2016)
Rose Conway Walsh: His or her arrears are then put into the capital amount of the mortgage.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Central Bank of Ireland (8 Dec 2016)
Rose Conway Walsh: The representatives of all the banks who have appeared before the committee have told us that they have sold portfolios of mortgages to vulture funds, and they could not give a commitment that they would not do so in the future. Will the Central Bank stop loans being sold to unregulated vulture funds? Is there any mechanism available to the Central Bank to stop that happening?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Central Bank of Ireland (8 Dec 2016)
Rose Conway Walsh: In its consumer protection role is the Central Bank saying that it does not need any extra legislation to protect mortgage holders from their mortgages being sold to unregulated lenders?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Central Bank of Ireland (8 Dec 2016)
Rose Conway Walsh: That is the problem I have. The banks' representatives have told us that once the loans have been sold, they have no further interest in what happens in the relationship between the buyer and the mortgage holder. The witness is saying the Central Bank has enough teeth to be able to protect those home owners.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Central Bank of Ireland (8 Dec 2016)
Rose Conway Walsh: It does not fill me with confidence about how mortgage holders will be protected into the future. There is a great deal of emphasis on the contract. What role does the Central Bank play in the composition of the contract to ensure there is enough flexibility for people to switch and do whatever else might be required and that there is consumer protection in the contract?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Central Bank (Variable Rate Mortgages) Bill 2016: Central Bank of Ireland (8 Dec 2016)
Rose Conway Walsh: I thank the witnesses.
- Seanad: Order of Business (7 Dec 2016)
Rose Conway Walsh: I welcome the hour of coding being run by many schools around the country and in 180 countries worldwide in which children have the opportunity to participate in coding and programming. Of course, one hour is not going to change the world, but it brings to the fore the need for urgent action to integrate programming and coding into the learning lives of our young people and, indeed, our not...
- Seanad: Finance Bill 2016: Committee Stage (7 Dec 2016)
Rose Conway Walsh: This section sums up the budget, the choices this year and the fact that the wrong decisions were made. The rhetoric is about investment in public services but in section 2 we have the real intent of this Bill, which is to slash taxes. We will see an example of that later with capital acquisitions tax, CAT. It is not a matter of the €335 million of fiscal space this year or even the...
- Seanad: Finance Bill 2016: Committee Stage (7 Dec 2016)
Rose Conway Walsh: We will oppose section 9 of the Bill. The help-to-buy scheme was a bad idea when it was first proposed, and after the Central Bank's changes, it is a really stupid idea. This scheme will add fuel to the fire and it will not add to supply. It will just boost demand, drive up prices and only help developers and banks. Unlike others, my party is unambiguously opposed to it. We had the farce...
- Seanad: Order of Business (6 Dec 2016)
Rose Conway Walsh: I second Senator Nash's proposal. There was an incredible turn of events in this Chamber last week. For over a week, Fianna Fáil led us to believe that its Senators would support a Sinn Féin motion urging the Government to fulfil the call of the Constitutional Convention to hold a referendum to change the Constitution and allow people from the North and the Irish diaspora to vote...
- Seanad: Order of Business (6 Dec 2016)
Rose Conway Walsh: That has been done.
- Seanad: Order of Business (6 Dec 2016)
Rose Conway Walsh: You are.
- Seanad: Order of Business (6 Dec 2016)
Rose Conway Walsh: So that is not defensive?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of EU Legislative Proposals (6 Dec 2016)
Rose Conway Walsh: I thank the witnesses for their presentations. One might get the impression that it is the second C of the abbreviation, consolidation, that will cause the greatest issues in Ireland's case. However, what is being proposed under the first C of the common base is as alarming from the point of view of sovereignty. Could Mr. Hession explain what a common income tax base would look like?...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of EU Legislative Proposals (6 Dec 2016)
Rose Conway Walsh: How difficult would it be to run the two systems for the two thresholds?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of EU Legislative Proposals (6 Dec 2016)
Rose Conway Walsh: Is it a sustainable suggestion that the State could be in favour of a common but not a consolidated tax base?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of EU Legislative Proposals (6 Dec 2016)
Rose Conway Walsh: Has the Department done any figures on what might be saved in terms of companies that are currently paying zero tax rates if this were this to be fully implemented? How would it affect the tax numbers?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Scrutiny of EU Legislative Proposals (6 Dec 2016)
Rose Conway Walsh: For instance, the different criteria used to assess where a company is based are cited in terms of where their assets and employees are. Are there any figures on the result if that was to be applied to some of the companies that are currently not paying the 12.5%?