Results 2,981-3,000 of 26,398 for speaker:John McGuinness

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: That would be helpful.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: That mileage is also a guesstimate from the very beginning for the purchaser. If the Minister of State would just give us some-----

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: I do not think that is part of the Bill.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: That is fine.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Regarding the company that Deputy Doherty is speaking about, the customer is aware because he or she has opted to use its services. It is that company that is offering the individual the credit. Therefore, that person knows the credit terms being offered, whether by Klarna or another such company. The Minister of State is discussing circumstances where there is some form of arrangement...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: -----because the customer would have to be told what the credit terms are on the purchase of the item.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Yes.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Am I correct to say the following? Klarna does its business with the merchant. The person who wants to use Klarna knows of the product and has bought that product, in a sense, from Klarna because they are using the service to pay the merchant plus they do not pay any charges or interest. It is a deal between Klarna and the merchant.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: If the merchant advertises the fact that the business accepts Klarna then that is not advertising the credit. It is advertising the fact that it accepts the services provided by Klarna.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Yes. My point is that in the context of the legislation what the Deputy has said is captured in the fact that Klarna has already made an arrangement with the client or its customer that they are available.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: I mean that they are part of Klarna and are joined up like a credit card.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: It is a wording that captures that part of it so that the merchant does not get away with it. Is that correct?

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Deputy Doherty's point relates to the situation where the retailer is advertising.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: So, is Deputy Doherty buying the jacket?

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: Have you bought the jacket, then?

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Message to Dáil (23 Feb 2022)

John McGuinness: In accordance with Standing Order 101, the following message will be sent to the Dáil: The Select Committee on Finance, Public Expenditure and Reform, and Taoiseach has completed its consideration of the Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021 and has made amendments thereto.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Bill 2021: Committee Stage (23 Feb 2022)

John McGuinness: How stands the amendment?

Written Answers — Department of Education and Skills: Special Educational Needs (22 Feb 2022)

John McGuinness: 433. To ask the Minister for Education and Skills the criteria used by the HSE to refer persons to the Middletown Centre for Autism, Middletown, Northern Ireland; and if she will make a statement on the matter. [9244/22]

Written Answers — Department of Health: Ambulance Service (22 Feb 2022)

John McGuinness: 845. To ask the Minister for Health the work to be carried out at the National Ambulance Service base, Carlow arising from a recent inspection which focused on fire prevention and safety; if the works have been costed; and if he will make a statement on the matter. [9899/22]

Protected Disclosures (Amendment) Bill 2022: Second Stage (Resumed) (16 Feb 2022)

John McGuinness: I welcome the Bill. I commend the Joint Committee on Finance, Public Expenditure and Reform, and Taoiseach on its work on the pre-legislative scrutiny on the Bill and the various recommendations that came from that committee. In his response, I ask the Minister to deal with each and every recommendation so that we know what the standing of the Department is in relation to the report and to...