Results 281-300 of 6,604 for speaker:Rose Conway-Walsh

Joint Oireachtas Committee on the Implementation of the Good Friday Agreement: Women and Constitutional Change: Discussion (Resumed) (10 Oct 2024)

Rose Conway-Walsh: I thank the witnesses.

Written Answers — Department of Education and Skills: School Transport (10 Oct 2024)

Rose Conway-Walsh: 168. To ask the Minister for Education and Skills the status of the review of pay rates for School Bus Escorts, due for completion by the end of 2024 following recommendations arising from the recent school transport scheme review; if the recent pay increases under the public service pay deal for school staff such as SNAs, caretakers and school secretaries will be extended to school bus...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: I want to refer to the pyrite issue in Mayo. I am seeking a breakdown. Will a house be mortgageable once it is remediated and once the Department of housing certificate is issued? Can Ms Rowland give assurance to people on that?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: The Central Bank needs to have a more definitive take on it to answer the question of whether remediated houses are mortgageable in principle.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: Ms Rowland can see that people just want very simple answers to the questions----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: -----of whether their homes can be sold once they are remediated and whether they will be mortgageable.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: They want somebody in a consumer protection role, like Ms Rowland, to give them advice. Regarding the duty of banks that gave people mortgages to ensure they were lending against properties that had a real and proper value, what would Ms Rowland regard to have been the role of the banks? Did the banks or financial institutions have any responsibility? What happens? Is a surveyor or...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: What does a bank do differently now, by comparison with the time in question, to ensure a home for which a mortgage is being given is of sound value?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: It is crazy because-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: Given that the home valuations were carried out originally by the banks, surely they had a responsibility, having done those valuations, to admit they got it wrong and were culpable in respect of lending the money.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: Could Ms Rowland just answer the question?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: I understand all that. What I am trying to get at while Ms Rowland is here – I really appreciate her being here – is the role of the banks. I hope we will have a public inquiry. We absolutely need one. Within a public inquiry framework, I would want to ascertain the role of the banks in lending the money – they obviously demand it back – and their...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: I know, but the problem is that everybody abdicates responsibility and nobody is accountable and responsible. We could talk about this all day and I am not going to get definitive answers on it. I want to talk about the here and now. Many of the homeowners are obviously in their fifties, sixties and seventies and are going to the banks to bridge a gap because there is no 100% redress. A...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: Basically, Ms Rowland is saying there is nothing the Central Bank can do-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: -----and that is why-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: Yes, but I am conscious of my time.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: If it is the case that there is nothing that the Central Bank can do to enable homeowners to bridge the gap financially, that is the answer.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: No, just as it could not instruct the surveyors who were going out to the banks to approve all these mortgages for assets that were worthless. That is fine. I want to go on to the tied agent situation here and the fact of the EBS scandal still not being resolved. They were excluded or underserved by the compensation scheme. A small number of them believe they were forced to accept a...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Engagement with the Central Bank of Ireland (9 Oct 2024)

Rose Conway-Walsh: Yes, because it has come before us. I am very surprised that Mr. Makhlouf's take on it is that it is over because it has been on the books of this committee.