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Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)

Pearse Doherty: I am disappointed that the Minister is not open to accepting amendment No. 31. We all realise that the situation with individuals who have mortgages and simply cannot pay them back is not a small one. I am not talking about a number of individuals who borrowed recklessly. It is a large section of society who have found themselves with mortgages that are way beyond their means at this point...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)

Pearse Doherty: There are amendments connected with this coming up later.

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)

Pearse Doherty: With regard to amendment No. 1 and section 1(f), regarding goods and services, is it tight enough so that the provision does not apply to a service from a financial institution? The essence of the point is captured but one cannot define going into a financial institution or another institution that provides credit and deeming it a service. One enters into a contract and one receives money...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)

Pearse Doherty: With regard to the regulated financial services provider, which is defined in the Central Bank Act 1942, does it not refer to being regulated within the State?

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)

Pearse Doherty: With changes taking place in Europe, bank accounts will be made available in any part of Europe. Obviously, credit will become an issue and it will be easier to have an account in Spain or France. If I apply for a loan from a bank in Birmingham, can this information be accessed?

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)

Pearse Doherty: This is an important point although it may not be widespread at the moment. It is likely that we will move in that direction, although it depends where people decide to go. It will become easier for people to access credit and to have deposit accounts in other EU member states. If this is about ensuring banks do not overlend, the problem is that if I have overstretched myself with the...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Credit Reporting Bill 2012: Committee Stage (23 Oct 2013)

Pearse Doherty: Is there no way we can provide for this?

Written Answers — Department of Environment, Community and Local Government: Irish Water Funding (23 Oct 2013)

Pearse Doherty: 45. To ask the Minister for Environment, Community and Local Government in view of the fact that the installation of domestic water meters has commenced, the amount the full project will cost; and if he will provide a breakdown of current and capital spend for Irish Water. [44811/13]

Written Answers — Department of Environment, Community and Local Government: NAMA Social Housing Provision (23 Oct 2013)

Pearse Doherty: 67. To ask the Minister for Environment, Community and Local Government if he will provide an update on the delivery of the National Asset Management Agency social leasing initiatives, including, in tabular form, a breakdown under the headings of occupied, in the process of being occupied, vacant and in need of works, detailing the local authority area in which they are situated and the...

Written Answers — Department of Finance: Budget Measures (23 Oct 2013)

Pearse Doherty: 80. To ask the Minister for Finance the measures announced in budget 2014 or in any previous budgets pending EU approval under state aid regulations, and their value individually and in total. [45000/13]

Written Answers — Department of Finance: Living City Initiative (23 Oct 2013)

Pearse Doherty: 83. To ask the Minister for Finance if the EU Commission has approved the living city initiative announced in budget 2013 and extended in budget 2014. [45087/13]

Written Answers — Department of Finance: Home Renovation Incentive (23 Oct 2013)

Pearse Doherty: 87. To ask the Minister for Finance the target number of jobs and levels of investment generated by the home renovation incentive for each year up to and including 2016. [45290/13]

Written Answers — Department of Finance: Departmental Meetings (23 Oct 2013)

Pearse Doherty: 88. To ask the Minister for Finance the number of meetings that he, his advisers or senior members of the Department have had with representatives of a company (details supplied). [45291/13]

Written Answers — Department of Finance: Tax Residency Issues (23 Oct 2013)

Pearse Doherty: 89. To ask the Minister for Finance the number of Irish registered non-resident companies that have not declared any state of residence; the number resident in a recognised tax haven; the number that have been fined for failing to provide a country of residence; and the total number of Irish registered non-resident companies of which the Revenue Commissioners are aware. [45292/13]

Written Answers — Department of Finance: Small and Medium Enterprises Supports (23 Oct 2013)

Pearse Doherty: 90. To ask the Minister for Finance if he will provide details of the trade finance initiative currently being discussed with the European Investment Bank. [45293/13]

Written Answers — Department of Finance: Small and Medium Enterprises Supports (23 Oct 2013)

Pearse Doherty: 91. To ask the Minister for Finance if he will provide details of the budget for the subsidised financial training programme for small business as announced in budget 2014; and the target number of small and medium enterprises to take up the programme. [45294/13]

Written Answers — Department of Finance: Budget 2014 (23 Oct 2013)

Pearse Doherty: 92. To ask the Minister for Finance the basis for the growth projections for employment as outlined in budget 2014. [45295/13]

Written Answers — Department of Finance: Pensions Levy Yield (23 Oct 2013)

Pearse Doherty: 93. To ask the Minister for Finance the expected receipts to be generated by the pensions levy in 2014 and 2015; the level of funds that relevant sections of the jobs initiative will receive; and the level of funding to be set aside to provide for State liabilities from pre-existing and future pension fund difficulties. [45296/13]

Written Answers — Department of Education and Skills: Student Grant Scheme Applications (23 Oct 2013)

Pearse Doherty: 109. To ask the Minister for Education and Skills the position regarding a student grant in respect of a person (details supplied) in County Donegal. [45276/13]

Written Answers — Department of Jobs, Enterprise and Innovation: Enterprise Support Schemes (23 Oct 2013)

Pearse Doherty: 116. To ask the Minister for Jobs, Enterprise and Innovation the measures available to sole traders to help them employ persons and to improve their business in general. [45277/13]

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