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Credit Reporting Bill 2012: Report and Final Stages (3 Dec 2013)

Pearse Doherty: Section 16(e) contains the provision I want in section 16(b). Although one must read section 16(e) with sections 14 and 15, it is clearly stated that only circumstances in which an application of the kind in question has been made are covered. I have made my point and I hope I have provided food for thought. I ask for clarification. We are not fighting over the matter. It is just a...

Credit Reporting Bill 2012: Report and Final Stages (3 Dec 2013)

Pearse Doherty: I move amendment No. 7:In page 17, line 6, after “subject” to insert the following:“in circumstances in which a credit information subject has made a request for such an evaluation to be made”.We had a lengthy discussion on this amendment on Committee Stage, when the Minister of State committed to reviewing the position, but he has not tabled an amendment. He said...

Credit Reporting Bill 2012: Report and Final Stages (3 Dec 2013)

Pearse Doherty: I know that.

Credit Reporting Bill 2012: Report and Final Stages (3 Dec 2013)

Pearse Doherty: I thank the Minister of State for his reply, but I am not convinced. I appreciate his sincerity in seeking to ensure the issue was addressed between Committee Stage and Report Stage. My concern is based on the situation that arose previously when people sought loans and some but not all of them were advised to take out an extra €10,000 when they wanted a top-up on their mortgage to...

Credit Reporting Bill 2012: Report and Final Stages (3 Dec 2013)

Pearse Doherty: I welcome the commitment to the review but I will be pressing the amendment.

Credit Reporting Bill 2012: Report and Final Stages (3 Dec 2013)

Pearse Doherty: Moneylending is a risky business. The APR set for each individual moneylender, as specified by the Central Bank, takes in the risk, but it is not the case that everyone is defaulting. The fact that someone is calling to the person's door on a weekly basis is the encouragement to repay. These high interest rates occur because of the administration end and the fact that someone must call to...

Credit Reporting Bill 2012: Report and Final Stages (3 Dec 2013)

Pearse Doherty: The Minister of State will be well aware that I tabled a number of amendments on Committee Stage but I have decided to retable only a few of them on Report Stage, one of which is connected to this issue but is not being taken with this amendment. There is a deficiency in the legislation regarding the issue of moneylenders. I recall the Minister of State's remarks on Committee Stage in terms...

Credit Reporting Bill 2012: Report and Final Stages (3 Dec 2013)

Pearse Doherty: I move amendment No. 5:In page 15, line 44, to delete "specified, €2,000" and substitute "specified, €125".

Credit Reporting Bill 2012: Report and Final Stages (3 Dec 2013)

Pearse Doherty: Yes, it is the one that proposes the figures of €125. As I said, there may be justification to have a specific section in the legislation and not reduce the threshold to €125 for all credit institutions, and the Minister mentioned the question of a discriminatory approach in this respect. Moneylenders are included in the Bill, as are credit unions and financial institutions,...

Credit Reporting Bill 2012: Instruction to Committee (3 Dec 2013)

Pearse Doherty: Similarly, we received clarification on the matter from officials in the Department whose co-operation is appreciated. They informed us of the effect the error would have on procedures. While it is not desirable that the House amend other legislation through the Credit Reporting Bill, Sinn Féin does not propose to stand in the way of a technical amendment to the Central Bank...

Order of Business (3 Dec 2013)

Pearse Doherty: There has been much talk about the recent top-up payment scandal in the Central Remedial Clinic and possibly in other charities. The first function of the Charities Regulatory Authority is to increase public trust and confidence in the management and administration of charitable trusts and organisations. Will the Tánaiste agree that the commencement order for the Charities Act 2009...

Order of Business (3 Dec 2013)

Pearse Doherty: We know that when the banks did not provide detailed information in the past, they got this State into serious trouble. It is important to reassure every Member that the review shows that the banks are adequately capitalised.

Order of Business (3 Dec 2013)

Pearse Doherty: A debate on the information contained in the asset quality review of the banks.

Order of Business (3 Dec 2013)

Pearse Doherty: I am asking under the Order of Business that Government time be used to schedule such a debate.

Order of Business (3 Dec 2013)

Pearse Doherty: What about the board of the charities regulatory authority?

Written Answers — Department of An Taoiseach: Consultancy Contracts Data (3 Dec 2013)

Pearse Doherty: 25. To ask the Taoiseach the total number of contracts and their total financial cost awarded to a company (details supplied) by his Department in each of the years 2008, 2009, 2010, 2011, 2012 and to date in 2013, or whatever years practicable; if all the contracts were winning public tenders; and if he will provide a breakdown of the contracts by date, purpose and individual value. [51388/13]

Written Answers — Department of An Taoiseach: Consultancy Contracts Data (3 Dec 2013)

Pearse Doherty: 26. To ask the Taoiseach the total number of contracts and their total financial cost awarded to a company (details supplied) by his Department in each of the years 2008, 2009, 2010, 2011, 2012 and to date in 2013, or whatever years practicable; if all the contracts were winning public tenders; and if he will provide a breakdown of the contracts by date, purpose and individual value. [51389/13]

Written Answers — Department of An Taoiseach: Consultancy Contracts Data (3 Dec 2013)

Pearse Doherty: 27. To ask the Taoiseach the total number of contracts and their total financial cost awarded to a company (details supplied) by his Department in each of the years 2008, 2009, 2010, 2011, 2012 and to date in 2013, or whatever years practicable; if all the contracts were winning public tenders; and if he will provide a breakdown of the contracts by date, purpose and individual value. [51390/13]

Written Answers — Department of An Taoiseach: Consultancy Contracts Data (3 Dec 2013)

Pearse Doherty: 28. To ask the Taoiseach the total number of contracts and their total financial cost awarded to a company (details supplied) by his Department in each of the years 2008, 2009, 2010, 2011, 2012 and to date in 2013, or whatever years practicable; if all the contracts were winning public tenders; and if he will provide a breakdown of the contracts by date, purpose and individual value. [51391/13]

Written Answers — Department of An Taoiseach: Consultancy Contracts Data (3 Dec 2013)

Pearse Doherty: 29. To ask the Taoiseach the total number of contracts and their total financial cost awarded to a company (details supplied) by his Department in each of the years 2008, 2009, 2010, 2011, 2012 and to date in 2013, or whatever years practicable; if all the contracts were winning public tenders; and if he will provide a breakdown of the contracts by date, purpose and individual value. [51392/13]

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