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Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Éamon Ó Cuív: That is fine but I think Ms Thornton is missing the point I was making. The only pension that does something dramatic for the gender pay gap is the State pension. It is ruthless in what it does and it does it for the pay gap in general and for the gender pay gap. It rewards all workers equally in terms of cash. What I am afraid of, because I have been around this side of the shop a while,...

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Éamon Ó Cuív: There are very few people who pay no tax. At an income of €20,000, personal tax credits mean a person will be paying tax at 20% on that last bit of income. There is a mirror trick here that is unfair. It has been more or less alluded to. Let us put it in simple terms. At the moment, if I am paying 40% tax on my salary - which happens at a fairly low individual income in this...

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Éamon Ó Cuív: My concern is that like many things in this country, the State is more generous to the well-off than the poor. It is a mirror trick because people think they are getting cash back. It is a salesperson's trick. Life is full of them but one does not normally expect the State to get into salesperson's tricks. The proposal at one stage was that everyone would get tax relief at 33%. While...

Written Answers — Department of Transport, Tourism and Sport: Road Network (8 Feb 2023)

Éamon Ó Cuív: 86. To ask the Minister for Transport, Tourism and Sport the various classifications of county roads in each county; the standard existing speed limit on all these roads outside of urban areas at present; if he intends on introducing lower standard speed limits on local roads of various classifications; and if he will make a statement on the matter. [5871/23]

Written Answers — Department of Education and Skills: Education Schemes (8 Feb 2023)

Éamon Ó Cuív: 249. To ask the Minister for Education and Skills when the national roll-out of free period products will be completed in all secondary education and training centres; and if she will make a statement on the matter. [6106/23]

Written Answers — Department of Employment Affairs and Social Protection: Social Welfare Benefits (8 Feb 2023)

Éamon Ó Cuív: 268. To ask the Minister for Employment Affairs and Social Protection when a decision will issue on an application for fuel allowance by a person (details supplied) recently widowed; and if she will make a statement on the matter. [5863/23]

Written Answers — Department of Education and Skills: Third Level Education (8 Feb 2023)

Éamon Ó Cuív: 308. To ask the Minister for Education and Skills when the national roll-out of free period products will be completed in all tertiary education and training centres; and if he will make a statement on the matter. [6106/23]

Written Answers — Department of Justice and Equality: Visa Applications (8 Feb 2023)

Éamon Ó Cuív: 321. To ask the Tánaiste and Minister for Justice and Equality the reason for the long delay in assessing visa appeals for those applicants who have already secured employment permits; is he aware of the serious affect these delays are having on small and medium business due to lack of staff; and if he will make a statement on the matter. [5869/23]

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Éamon Ó Cuív: I have €100. I want to put money into my pension pot through the auto-enrolment scheme. Before I do that, I am on the marginal rate of tax so €40 is taken away. To put it another way, to put €100 into my pension pot, I have to have €130 or €140. If I say I want to put €100 aside, the taxman will call a halt and demand €40 of that. Now I...

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Éamon Ó Cuív: If that is so, it is rather presumptive, particularly considering the reality of people's lives, various sources of income and so on, to presume that the person who is put into auto-enrolment does not wind up paying 40% tax on the way out, on the total cumulative income. If people do not pay that, that is because they have a low income. Any people who put money into a private pension fund...

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Éamon Ó Cuív: I am looking at this in the way that people look at it. Industries look at things from a global perspective but people look at it from a personal one. If people came to Oireachtas Members for advice and asked if they should stay in or get out, the first question we would ask would be whether they are paying a 40% or 20% tax rate. If they are consistently paying 40% tax, we would tell them...

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Éamon Ó Cuív: Did anyone cost it, within the narrow confines of the tax relief versus the State contribution, to do that at 40% and to give a little bonus to the 20% taxpayers? I think we are agreed that few involved pay no tax.

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Éamon Ó Cuív: There could be a little generosity to those at the bottom rather than being a skinflint to those who might be on the 40% tax and still in the auto-enrolment system. We would also allow for better continuity of pensions.

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Éamon Ó Cuív: What I am suggesting is much simpler. I like simple things. Most politicians put in the crinkles here but then when they come to-----

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Éamon Ó Cuív: Why was that 25% not made 40%?

Written Answers — Department of Education and Skills: School Transport (2 Feb 2023)

Éamon Ó Cuív: 107. To ask the Minister for Education and Skills if she intends to improve and reform the school transport scheme in time for the beginning of the 2023-2024 school year; and if she will make a statement on the matter. [4662/23]

Written Answers — Department of Education and Skills: Scoileanna Gaeilge agus Gaeltachta (2 Feb 2023)

Éamon Ó Cuív: 146. To ask the Minister for Education and Skills an bhfuil i gceist aici suirbhé a dhéanamh maidir leis an éileamh atá i ngach pobal ar oideachas dara léibhéal trí Ghaeilge agus an gá atá ann, bunaithe ar an suirbhé seo, le tuilleadh scoileanna dara leibhéal a chur ar fáil a bheidh ag Teagasc trí Ghaeilge le go mbeidh deis...

Written Answers — Department of Transport, Tourism and Sport: Flood Risk Management (2 Feb 2023)

Éamon Ó Cuív: 219. To ask the Minister for Transport, Tourism and Sport if he intends providing dedicated funding to deal with the issue of recurring tidal flooding on county roads in coastal areas near the sea where rising seas have increased the incidence of flooding, particularly in view of the number of communities affected by this issue; the relatively low cost of sorting this issue out once and for...

Written Answers — Department of Housing, Planning, and Local Government: Road Projects (2 Feb 2023)

Éamon Ó Cuív: 245. To ask the Minister for Housing, Planning, and Local Government when a response will issue to proposed amendments that were submitted by Galway County Council to the heritage section of the National Parks and Wildlife Service in September 2022 for approval in relation to the method statements for the upgrade of the road from Bunakill to Claremont on the N59 in accordance with the...

Written Answers — Department of Health: Public Sector Staff (2 Feb 2023)

Éamon Ó Cuív: 416. To ask the Minister for Health the number of eligible health care workers that have not yet received the Covid recognition payment to date; the steps he intends taking to ensure all eligible workers get this payment promptly; and if he will make a statement on the matter. [5460/23]

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