Results 2,481-2,500 of 6,627 for speaker:Rose Conway-Walsh

Committee on Budgetary Oversight: Public Service Performance Report 2022 (28 Jun 2023)

Rose Conway-Walsh: I am just stepping in for the Cathaoirleach while he is out of the room. I thank Ms O'Loughlin for her statement. This is a very important document, which I have read with interest. I will ask questions first. The first thing that strikes me is that there is significant variation between the different Departments in terms of the quality of the information that is being produced. There...

Committee on Budgetary Oversight: Public Service Performance Report 2022 (28 Jun 2023)

Rose Conway-Walsh: I welcome the opportunity to discuss this matter and the Department's openness to taking on suggestions. We want to bring this report to a place where it really serves people and we have good information. As Dr. Moran knows, the problem is we have lots of information but having good quality information that allows us to measure is the only way to make progress. What would stop a...

Committee on Budgetary Oversight: Public Service Performance Report 2022 (28 Jun 2023)

Rose Conway-Walsh: The Department can play a key role here in bringing simplicity to the situation to make it more transparent and to be able to measure. If we are looking at housing, for instance, one could say we have delivered, through a local authority, "X" amount of housing, but that does not tell us if we are making progress with regard to how many are on the housing waiting list and what the unmet need...

Committee on Budgetary Oversight: Public Service Performance Report 2022 (28 Jun 2023)

Rose Conway-Walsh: I am watching the clock and I do not want to go over time. I do not want to pick on the Department of Social Protection, as I think it is one of the few examples in this document of a Department in which genuine performance-based budgeting is taking place. That Department sets a real target for poverty reduction and measures itself against it. However, the Department of the Environment,...

Committee on Budgetary Oversight: Public Service Performance Report 2022 (28 Jun 2023)

Rose Conway-Walsh: Okay, so it is an evolving situation. My time is up. I thank the witnesses for those answers.

Committee on Budgetary Oversight: Public Service Performance Report 2022 (28 Jun 2023)

Rose Conway-Walsh: Deputy Boyd Barrett needed his ten minutes after all.

Committee on Budgetary Oversight: Public Service Performance Report 2022 (28 Jun 2023)

Rose Conway-Walsh: This is a very valuable suggestion coming from the committee, that we have tax expenditure evaluation. Is it possible to do this in the context of the public service performance report? It could be an extra chapter.

Committee on Budgetary Oversight: Public Service Performance Report 2022 (28 Jun 2023)

Rose Conway-Walsh: Have we any other speakers who wish to contribute? We do not. I want to commend the Department on the value of the information that is presented here and on the way it is presented. As the witnesses say, the Department's litmus test is that it is readable, understandable and accessible for people. It goes some way to having accountability. Although there is still a long way to go in some...

Committee on Budgetary Oversight: Public Service Performance Report 2022 (28 Jun 2023)

Rose Conway-Walsh: We look forward to next year's report as well.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Rose Conway-Walsh: It is all mine. I am here on my own. I thank Mr. Palmer for his concise opening statement and for presenting the legislative context under which the financial institutions have to deal with fraud. Mr. Palmer stated we are currently operating under this second payment services directive, PSD2, which was transposed into law in 2018 and that this directive provided that for unauthorised...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Rose Conway-Walsh: I think that is part of it; the ambiguity between what is authorised and not authorised is very broad. Is that broadness intentional where some might be authorised but not authorised to the end of it in terms of the actual payment that is to be made? Would that be cleared up under the most recent version? The Deputy hits on an important point. Obviously, in any fraud or any claim for...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Rose Conway-Walsh: I appreciate for all of us, the most up-to-date information has only come out today and, therefore, we have not had the appropriate time to be able to do the proper analysis on it. Under the payment services directive, do banks have the responsibility to monitor suspicious activity and to protect customers, where possible, from the so-called authorised payment fraud?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Rose Conway-Walsh: That is where the ambiguity comes into it. I put an example to Mr. Palmer which I have put to other witnesses in a case I have been dealing with on push payments where a confirmation text from say Apple Pay came in at the same time as the person attempted to make the online purchase, essentially attaching their bank account to the fraudsters' Apple bank account. The sender then assumed the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Rose Conway-Walsh: That is the ambiguity that will give rise to many cases that will be contested. I was also interested in Mr. Palmer's comment that the payment services directive 2 is a maximum harmonisation directive, which he states means transposing the regulation cannot go beyond the provisions of the directive. To be clear, does this mean the Government is precluded from bringing in stronger...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Rose Conway-Walsh: I can see we have a lot of work to do in this area. I am particularly interested in what Britain will do now that it has left the EU. It is making its, what was heretofore voluntary practice, mandatory. It seems to have much tighter rules around this than we will have in the future. I am trying to get at what the picture between the two islands might look like, as we are so closely...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Rose Conway-Walsh: I thank Mr. Palmer.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Rose Conway-Walsh: I wish to make a final point. The gaps here relate to the lack of joined-up thinking. Perhaps not completely a lack of joined-up thinking, but, rather, a question as to how everything fits in the context to the witnesses and their Department, the Department of Justice and the social media companies. There are many different actors and stakeholders. Whose responsibility is it to bring...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Rose Conway-Walsh: I refer to the overarching mechanism to ensure that all of the parts fit together so that we are not leaving ourselves exposed, which we are at the moment. One of the biggest weaknesses identified is the co-operation of the social media companies with the banks in this. Whose responsibility is it to ensure that gap is filled?