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Written Answers — Department of Finance: Deposit Guarantee Scheme (18 Dec 2014)

Michael McGrath: 138. To ask the Minister for Finance the number of deposits covered by the deposit guarantee scheme; and if he will make a statement on the matter. [49311/14]

Written Answers — Department of Finance: Prize Bonds (18 Dec 2014)

Michael McGrath: 139. To ask the Minister for Finance the total value of prize bonds at the end of December for each of the years 2011, 2012 and 2013; the total value of the prizes awarded for each of the same years; and if he will make a statement on the matter. [49312/14]

Written Answers — Department of Finance: State Savings Value (18 Dec 2014)

Michael McGrath: 140. To ask the Minister for Finance if he will provide in tabular form the total amount of funds held in deposit accounts at An Post currently and at the end of each year from 2010 to 2013; and if he will make a statement on the matter. [49313/14]

Written Answers — Department of Finance: State Savings Value (18 Dec 2014)

Michael McGrath: 141. To ask the Minister for Finance if he will provide in tabular form the total amount of funds held in An Post saving certificates and savings bond currently and at the end of each year from 2010 to 2013; and if he will make a statement on the matter. [49314/14]

Written Answers — Department of Finance: Income Data (18 Dec 2014)

Michael McGrath: 142. To ask the Minister for Finance the number of income earners between €17,000 and €20,000; and if he will make a statement on the matter. [49315/14]

Written Answers — Department of Finance: Private Residential Tenancies Board Remit (18 Dec 2014)

Michael McGrath: 143. To ask the Minister for Finance his plans to put a protocol in place for the operation of rent receivers appointed to residential properties; and if he will make a statement on the matter. [49316/14]

Written Answers — Department of Finance: Tax Data (18 Dec 2014)

Michael McGrath: 144. To ask the Minister for Finance the amount of money presently owing by businesses to the Revenue Commissioners under each tax heading; the age profile of the arrears; and the steps being taken by the Revenue Commissioners to engage with businesses currently struggling to meet their tax liabilities. [49317/14]

Written Answers — Department of Health: Health Insurance Regulation (18 Dec 2014)

Michael McGrath: 430. To ask the Minister for Health if he is satisfied that no further capital injections will be required for the VHI; and if he will make a statement on the matter. [49301/14]

Written Answers — Department of Environment, Community and Local Government: Tenant Purchase Scheme Administration (18 Dec 2014)

Michael McGrath: 556. To ask the Minister for Environment, Community and Local Government when a new tenant purchase scheme will become operational; the way the discount on the market value of the property will be calculated; the number of properties purchased under the 1995 scheme; the average discount which applied; and if he will make a statement on the matter. [49298/14]

Written Answers — Department of Environment, Community and Local Government: Rental Accommodation Scheme Administration (18 Dec 2014)

Michael McGrath: 553. To ask the Minister for Environment, Community and Local Government the number of persons who have transferred from rent supplement to the rental accommodation scheme in 2013 and to date in 2014; and if he will make a statement on the matter. [49274/14]

Written Answers — Department of Environment, Community and Local Government: Rental Accommodation Scheme Administration (18 Dec 2014)

Michael McGrath: 554. To ask the Minister for Environment, Community and Local Government the number of persons currently on the rental accommodation scheme; if he will provide a breakdown based on local authority area; and if he will make a statement on the matter. [49275/14]

Written Answers — Department of Environment, Community and Local Government: Shared Ownership Scheme (18 Dec 2014)

Michael McGrath: 555. To ask the Minister for Environment, Community and Local Government his views on the operation of shared ownership schemes; the level of arrears associated with such schemes; and if he will make a statement on the matter. [49295/14]

Written Answers — Department of Environment, Community and Local Government: Motor Tax Rates (18 Dec 2014)

Michael McGrath: 557. To ask the Minister for Environment, Community and Local Government the number of registered cars in each category based on CO2 emissions; the number of cars registered in each category based on engine size; and if he will make a statement on the matter. [49299/14]

Committee of Inquiry into the Banking Crisis: Context Phase (17 Dec 2014)

Michael McGrath: Mr. Nyberg conducted a commission of investigation in private. We are conducting a parliamentary inquiry in public. Mr. Nyberg said a number of the witnesses he personally interviewed felt the need to be represented by their lawyers, as such. My question is what is his sense of the type of engagement we are likely to get from any of the main actors involved in the banking crisis, and how...

Committee of Inquiry into the Banking Crisis: Context Phase (17 Dec 2014)

Michael McGrath: I will conclude by referring to the issue of burden-sharing with creditors. This takes us beyond the mandate of Mr. Nyberg's report, which was up to January 2009, but I am interested in his opinion. Shareholders in the banks lost everything, as has been referred to, depositors were fully protected, junior bondholders lost about €15 billion up to the present position in respect of...

Committee of Inquiry into the Banking Crisis: Context Phase (17 Dec 2014)

Michael McGrath: I just wanted to make the point and pose it as a question that the reason no losses were imposed on senior bondholders was at the insistence of the European Central Bank, both back in November 2010, when Ireland was negotiating a bailout programme with the troika, and subsequently on the election of the new Government, when the current Minister for Finance, in the summer of 2011, sought to...

Committee of Inquiry into the Banking Crisis: Context Phase (17 Dec 2014)

Michael McGrath: Does Mr. Nyberg find it credible that there was a real risk of the banks not being able to function normally the following day, that is on 30 September?

Committee of Inquiry into the Banking Crisis: Context Phase (17 Dec 2014)

Michael McGrath: From my reading of his report, Mr. Nyberg saves some of his sharpest criticisms for the Financial Regulator and the Central Bank. He states that the regulator's approach was to trust bank leadership to make proper and prudent decisions; even when problems were identified, the regulator did not subsequently ensure sufficient corrective action was taken. He is critical of the appetite to...

Committee of Inquiry into the Banking Crisis: Context Phase (17 Dec 2014)

Michael McGrath: Thank you Chairman. I welcome Mr. Nyberg. I want to deal with the night of the bank guarantee, which Mr. Nyberg examined in his report, and is an important part of this inquiry's body of work. Mr. Nyberg makes it clear in his report that minds were concentrated on the very short-term risk of at least one bank running out of money the following day and not being able to meet maturing...

Committee of Inquiry into the Banking Crisis: Context Phase (17 Dec 2014)

Michael McGrath: What was the risk of all of that happening? What was the risk of those very serious consequences if at least one bank would not be able to meet its obligations the following day and the consequences of perhaps others banks not being able to open for business in the normal way? Based on Mr. Nyberg's assessment of what was known at the time, was there a reasonable likelihood of that risk...

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