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Written Answers — Department of Housing, Planning, and Local Government: Mortgage Insurance (8 May 2018)

Catherine Murphy: 72. To ask the Minister for Housing, Planning, and Local Government if his attention has been drawn to the cost of mortgage protection insurance associated with the Rebuilding Ireland home loans and the way in which this impacts on the size of loan a person can borrow; the way in which the cost is determined; the way in which the provider was selected; the way in which he plans to reduce the...

Written Answers — Department of Housing, Planning, and Local Government: Mortgage Insurance (8 May 2018)

Róisín Shortall: 465. To ask the Minister for Housing, Planning, and Local Government the reason for the high cost of the compulsory mortgage protection insurance for Rebuilding Ireland home loan applicants; the reason applicants are debarred from sourcing their own more competitively priced mortgage protection insurance; and if he will make a statement on the matter. [19643/18]

Written Answers — Department of Housing, Planning, and Local Government: Mortgage Insurance (8 May 2018)

Eoghan Murphy: I propose to take Questions Nos. 72 and 465 together. It is a statutory requirement that mortgage protection insurance (MPI) is taken out in respect of all local authority housing loans. The Local Authority Mortgage Protection Insurance scheme is a group scheme, overseen by the Mortgage Protection Insurance Committee. This is a sub-committee of the County and City Management...