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Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Budget 2015: Department of Finance (7 Oct 2014)

Aideen Hayden: ...economy's recovery is more relevant than the export market to the improvement in domestic demand. In relation to our eurozone partners and their impact on our growth, to what extent do you feel that the improvement in domestic demand may be to some extent due to the success of lowering of the European Central Bank rates, given that, for the sake of argument, 75% of our mortgage market is...

Seanad: Finance Bill 2013 [Certified Money Bill]: Committee and Remaining Stages (21 Mar 2013)

Aideen Hayden: I have mixed feelings about this provision because as I understand it pre-retirement access excludes self-employed sole traders and unlimited partnerships, persons who can contribute only to personal pensions or PRSAs. I have often listened to Senator Crown advocate very strongly the idea that self-employed people should be able to access their pension funds for good reason, not least...

Seanad: Finance Bill 2012 (Certified Money Bill): Committee and Remaining Stages (22 Mar 2012)

Aideen Hayden: If the Senator feels that strongly about it I hope his party is able to support the treaty referendum -----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion (Resumed) (16 Jul 2014)

Aideen Hayden: How does Ms Randall feel about rent control?

Seanad: Order of Business (1 Oct 2014)

Aideen Hayden: I feel a certain sense of déjà vu. I think I am listening to the same speeches from the Opposition that I heard yesterday and last Thursday, and I will probably hear the same speeches tomorrow.

Seanad: Order of Business (5 Nov 2014)

Aideen Hayden: ----- and the 4.7% growth announced yesterday, there are many people who are not feeling the benefit of this uplift whatsoever. Many of those people who are at the coal face of repossession are perhaps the most vulnerable. There are those who have experienced homelessness as a result of having their homes repossessed. I ask that we have an urgent debate in this House on the issue of...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Permanent TSB (13 May 2015)

Aideen Hayden: ...exists. It is not my perception because it is my personal experience that the courts are now being used in a way that they have not been historically by lending institutions. There is more than a feeling that now that the market has improved and house prices have risen, people who were previously unable to get someone at the end of a phone are finding themselves getting letters informing...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of 2014 Pre-Budget Submissions: Discussion (Resumed) (12 Sep 2013)

Aideen Hayden: ...a bad nutrition tax. I put the question of whether the proceeds of such a tax could be ring-fenced, particularly for the provision of food to children in the school system. What would the panel feel about that? On labour market activation, going back to some of the overall comments, it seems that we need to move outside the box completely. Perhaps what we should be considering is...

Seanad: Consumer Protection (Regulation of Credit Servicing Firms) Bill 2015: Report and Final Stages (2 Jul 2015)

Aideen Hayden: ...intends to repay the loan in the longer term, or if one does not update it on one's current financial situation, one is in default. That is not the case. I am concerned that a number of people feel they are being pushed towards an early redemption of their mortgage in circumstances in which lenders no longer wish to be engaged in the Irish market. It is an issue that I will be keeping...

Seanad: Situation in Gaza and Ukraine: Statements (31 Jul 2014)

Aideen Hayden: ...less than perfect, and to uphold it. Undoubtedly, the situation in Israel and Palestine seems insurmountable. Israel, in its view, is surrounded by enemies. Palestinians in Gaza and the West Bank feel oppressed by an Israel that far outweighs them militarily. Until we have a solution to the overriding issue of securing both populations - we must acknowledge this is about securing the...

Seanad: Finance (No. 2) Bill 2013: Committee Stage (Resumed) and Remaining Stages (12 Dec 2013)

Aideen Hayden: ...older people are very nervous and concerned about the cost of medical care. To be fair, a number of people do not believe they will be adequately taken care of under the public health system and feel they must have private medical care to protect themselves. I have some sympathy with what the Senator proposes in this recommendation but I do not think it is practical or even relevant to...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process (Resumed): Insolvency Service of Ireland (30 Apr 2014)

Aideen Hayden: ...years in some cases. I note the comments by the Chairman that Irish people are reluctant to go towards bankruptcy. Have we gone far enough in liberalising bankruptcy laws? How do the witnesses feel about reducing the term of bankruptcy from three years to one year? Do we need to take more steps to make bankruptcy more attractive? One year is the term in another jurisdiction very...

Seanad: Order of Business (5 Nov 2013)

Aideen Hayden: ...engaging with borrowers directly ourselves, is that many borrowers are intimidated in dealing with their lending institution and it certainly is not an equal relationship. Many borrowers do not feel that they are on an equal footing in dealing with their lending institutions. I hope this service will be effective and that it will be properly resourced by AIB and will lead to more...

Joint Oireachtas Committee on European Union Affairs: Country-Specific Recommendations of the European Semester: Better Europe Alliance (21 Oct 2015)

Aideen Hayden: ...when we had the second highest level of low work intensity. Other members have identified the high numbers of lone parents as the major issue contributing to low work intensity. Does Mr. Ginnell feel that the recent measures will assist with this issue or not?

Seanad: Order of Business (19 Dec 2013)

Aideen Hayden: ...place. To give some good news, there has been a reduction in the number of calls to the Samaritans, which they say is because of increased hope in the country. It is worth noting that. We all feel for people who find themselves on the brink of despair and it is good to know we are turning the corner in that regard. I welcome the announcement that the Taoiseach, Deputy Enda Kenny, and his...

Seanad: Protection of Life During Pregnancy Bill 2013: Committee Stage (17 Jul 2013)

Aideen Hayden: ...- the Senators have my absolute assurances on that. I have confidence in the medical profession. It is quite clear from all the evidence we heard from the various groups that it is not about feeling the wind on one's skin, appreciating the sun on one's open eyes or whatever. We are all fully aware of what fatal foetal abnormality is. I would say to Senator Brian Ó Domhnaill that it...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bi-annual Review 2013: Financial Services Ombudsman (5 Mar 2014)

Aideen Hayden: ...conduct on mortgage arrears if the number of findings in favour is so low. Does he accept my view? As he mentioned in his evidence, he has made proposals to the Central Bank about cases that he feels should be brought to its attention. With regard to the mortgage arrears resolution, CCMA, process, is he at liberty to tell us what improvements he has recommended to the Central Bank?

Seanad: Order of Business (7 Jul 2015)

Aideen Hayden: ...2005. This anniversary is almost in the same week as the horrific events in Tunisia. It behoves us to remember what the word terror means. It means putting fear into the hearts of people. I feel very much for the people of Tunisia who fought very hard for their democracy and now see it fading from them as international tourists abandon Tunisia, which is totally understandable.. It is...

Joint Oireachtas Committee on European Union Affairs: Terror Attacks in Paris: Discussion (26 Nov 2015)

Aideen Hayden: ...of our young people but there is also a need to respond. There must be a strong security response in respect of these attacks. Europe survives by being an open, multicultural society where people feel confident in walking the streets. That is something we have to protect and preserve. However, we also need to recognise that we need to respond externally and not only in terms of bombing...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Access to Credit Provision: Discussion with Credit Review Office (20 Feb 2013)

Aideen Hayden: ...Irish banking sector's constructive engagement with the SME sector? I remain to be convinced that there has. The level of appeals is low. We all know from personal experience the anger people feel towards the banks with regard to lending. Can Mr. Trethowan put his finger on exactly why there is not more of an outcry and more people going to the Credit Review Office? It strikes me that...

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