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Select Committee on Social Protection: Estimates for Public Services 2023
Vote 42 – Rural and Community Development and the Islands (Further Revised)
(1 Feb 2023)

Denis Naughten: Speaking of pressure, we are under pressure with time. I have given Deputy Ó Cuív a lot of leniency on this.

Select Committee on Social Protection: Estimates for Public Services 2023
Vote 42 – Rural and Community Development and the Islands (Further Revised)
(1 Feb 2023)

Denis Naughten: We will move on to the community development programme. I call Deputy Donnelly.

Select Committee on Social Protection: Estimates for Public Services 2023
Vote 42 – Rural and Community Development and the Islands (Further Revised)
(1 Feb 2023)

Denis Naughten: We will move on.

Select Committee on Social Protection: Estimates for Public Services 2023
Vote 42 – Rural and Community Development and the Islands (Further Revised)
(1 Feb 2023)

Denis Naughten: The Deputy should be brief.

Select Committee on Social Protection: Estimates for Public Services 2023
Vote 42 – Rural and Community Development and the Islands (Further Revised)
(1 Feb 2023)

Denis Naughten: I thank the Minister. We move to the Charities Regulatory Authority. Do members have any questions on that? They do not. Are there any outstanding questions on the rural affairs budget? I call Deputy Ó Cuív.

Select Committee on Social Protection: Estimates for Public Services 2023
Vote 42 – Rural and Community Development and the Islands (Further Revised)
(1 Feb 2023)

Denis Naughten: I thank the Minister and Minister of State and their officials, as well as committee members, for participating in the meeting.

Select Committee on Social Protection: Message to Dáil (1 Feb 2023)

Denis Naughten: In accordance with Standing Order 101, the following message will be sent to the Dáil: The Select Committee on Social Protection, Community and Rural Development and the Islands has completed its consideration of the following Revised Estimate for public services for the year ending 31 December 2023: Vote 42 - Rural and Community Development.

Select Committee on Social Protection: Message to Dáil (1 Feb 2023)

Denis Naughten: In accordance with Standing Order 101, the following message will be sent to the Dáil: The Select Committee on Social Protection, Community and Rural Development and the Islands has completed its consideration of the following Revised Estimate for public services for the year ending 31 December 2023: Vote 37 - Social Protection.

Select Committee on Social Protection: Estimates for Public Services 2023
Vote 42 – Rural and Community Development and the Islands (Further Revised)
(1 Feb 2023)

Denis Naughten: We are just finishing off the rural development programme if Deputy Ó Cuív wishes to ask a brief question.

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Denis Naughten: No apologies have been received. Members participating in the meeting remotely are required to do so from within the Leinster House complex only. I ask members and witnesses to please turn off their mobile phones or ensure that they are on silent mode. I ask members participating remotely to use the raise hand function on Microsoft Teams if they wish to contribute. The meeting has been...

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Denis Naughten: I thank Ms Murdock. She pointed out that where people start to pay into their pension before the age of 23, that has a significant impact on the outturn of that fund, and she indicated there are reports to that effect. She might furnish the committee with that evidence, which would be useful.

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Denis Naughten: Will Mr Murdock or one of her colleagues comment on the €20,000 threshold? It is an issue on which we have heard contrasting views from various witnesses who have come before the committee. The Department has strongly made the case that for anyone earning less than €20,000, the level of payment from the contributory State pension is sufficient to make up their potential loss...

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Denis Naughten: On that point, what I picked up on was the reference to "unproven structure". It is not unproven. It is there and it does work. The evidence that we received is that it takes considerably longer to put it in and the question is about the length of time. I accept there is a challenge, but the evidence this morning is that it is unproven. That is not the case. It is proven and it does...

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Denis Naughten: I am not aware of the situation regarding the New Zealand system. However, there is a significant difference in both the rate of payment and buying power of the state pension in the UK compared with here. All Oireachtas Members advocate for UK retirees who are legally entitled under our means-tested payment to a top-up here, even though they qualified for a contributory pension in the UK,...

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Denis Naughten: Ms Thornton might come back to us on that. The UK is not a good example as regards the lower threshold. Is New Zealand a good example relative to the rate of pay that is paid out through the state pension there? Is it comparable to the Irish system?

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Denis Naughten: We are getting into a very technical debate here and it is one the committee will be considering in greater detail. Deputy Kerrane wants to come in with some questions.

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Denis Naughten: If I could come back to the witness and the point being made. From the evidence we have got, regardless of whether one has the view of principle that it should be State-run or run by the financial industry, the main argument being put forward in evidence that we have received is that one could establish an operational fund far quicker if it is piggybacked on the existing industry rather than...

Joint Oireachtas Committee on Social Protection: General Scheme of the Automatic Enrolment Retirement Savings System Bill: Discussion (Resumed) (8 Feb 2023)

Denis Naughten: It is clear from the general scheme that this new fund must comply with the existing law, both domestic and international law. Based on the witness's view of what has happened elsewhere, what is the time differential? What is the genuine timeline to establish this piggybacking on the existing industry? What is a genuine estimate in relation to it? People have said that this can be done in...

Written Answers — Department of Employment Affairs and Social Protection: Social Welfare Benefits (9 Feb 2023)

Denis Naughten: 29. To ask the Minister for Employment Affairs and Social Protection if she has read the recent NESC report on the self-employed. [2046/23]

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