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Written Answers — Department of Finance: Insurance Data (29 May 2018)

Michael McGrath: 204. To ask the Minister for Finance the number of insurance companies operating here with a licence from the Central Bank to provide insurance policies that are not members of an organisation (details supplied); and if he will make a statement on the matter. [23670/18]

Written Answers — Department of Public Expenditure and Reform: Flood Risk Insurance Cover Provision (29 May 2018)

Michael McGrath: 220. To ask the Minister for Public Expenditure and Reform the extent of information sharing between the OPW and insurance companies in respect of flood risk; his views on the practice of insurance companies denying flood cover to households at which no flooding has taken place; his plans to address the issue; and if he will make a statement on the matter. [23629/18]

Written Answers — Department of Public Expenditure and Reform: Construction Industry (29 May 2018)

Michael McGrath: 222. To ask the Minister for Public Expenditure and Reform his plans to establish a construction sector group; and if he will make a statement on the matter. [23705/18]

Written Answers — Department of Justice and Equality: Home Repossessions Rate (29 May 2018)

Michael McGrath: 284. To ask the Tánaiste and Minister for Justice and Equality the number of proceedings outstanding in the Circuit Court for repossession of family homes by the year in which they were initiated; the number listed for hearing; the number that are adjourned; and if he will make a statement on the matter. [23433/18]

Written Answers — Department of Justice and Equality: Irish Naturalisation and Immigration Service Administration (29 May 2018)

Michael McGrath: 305. To ask the Tánaiste and Minister for Justice and Equality the details of the immigration arrangements including visa options for persons in Venezuela that wish to move here; and if he will make a statement on the matter. [23758/18]

Written Answers — Department of Health: Hospital Appointments Status (29 May 2018)

Michael McGrath: 319. To ask the Minister for Health when a child (details supplied) in County Cork will have an assessment of need carried out; the position of the child on the waiting list; and if he will make a statement on the matter. [23122/18]

Written Answers — Department of Health: Health Insurance (29 May 2018)

Michael McGrath: 401. To ask the Minister for Health his views on the practice of health insurance companies preventing policy holders from switching to another plan within that insurance company except upon renewal; his views on whether this practice hurts customers that have to adjust their cover mid-year due to life circumstances; the controls in place governing the provision of health insurance; and if he...

Written Answers — Department of Health: Hospital Waiting Lists (29 May 2018)

Michael McGrath: 421. To ask the Minister for Health the reason more than 16,000 persons had been waiting over a year for an outpatient appointment in County Cork hospitals in April 2018. [23513/18]

Written Answers — Department of Transport, Tourism and Sport: National Vehicle and Driver File Access (29 May 2018)

Michael McGrath: 516. To ask the Minister for Transport, Tourism and Sport to outline the arrangement in place between his Department and an organisation (details supplied) with regard to the integrated information data service shared members' database operated by the organisation; the information in the database; the information provided by his Department; the position on access to the information on the...

Written Answers — Department of Employment Affairs and Social Protection: Invalidity Pension Eligibility (29 May 2018)

Michael McGrath: 587. To ask the Minister for Employment Affairs and Social Protection the changes introduced since 2010 to the means test for the qualified adult increase payment under the invalidity pension in chronological order; and if she will make a statement on the matter. [23113/18]

Written Answers — Department of Housing, Planning, and Local Government: Regeneration Projects (29 May 2018)

Michael McGrath: 633. To ask the Minister for Housing, Planning, and Local Government his plans for the establishment of a new national regeneration and development agency as provided for in the National Development Plan 2018-2027; when the new agency will be operational; and if he will make a statement on the matter. [23703/18]

Written Answers — Department of Housing, Planning, and Local Government: Regeneration Projects (29 May 2018)

Michael McGrath: 634. To ask the Minister for Housing, Planning, and Local Government when the new urban regeneration and development fund will be open for applications; when the first funding allocations will be made; and if he will make a statement on the matter. [23704/18]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: I welcome our guests and thank Mr. Tobin and Ms McEvoy for their opening statements. Can the witnesses explain what sufficient loss coverage by banks for future NPLs means in practice? As we know banks already have to set aside capital for NPLs. What is sufficient loss coverage and what impact does it have?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: I was not familiar with the term. When Mr. Varley talks about common minimum coverage levels for newly originated loans that become non-performing, he is talking about loss provisions.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: These would be specific provisions.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: How does this dovetail with accounting standards?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: I understand now, thank you. Mr. Varley has explained that the key provision on the accelerated out-of-court enforcement of loans secured by collateral does not apply to consumer loans. That is like an agreement upfront that if the loan goes wrong, this is how we will deal with it, the customer loses security and so on. I assume the borrowers do not lose any rights, that they still have...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: Yes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: Yes, that is more likely.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: It is not binding.

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