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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

John McGuinness: It is illegal?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

John McGuinness: They would be reneging on their commitment to pay back a loan that has been calculated incorrectly?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

John McGuinness: Do not be afraid to profess it because that might be the answer. The fact of the matter is we have the banks on one side and we either wait for them to sort out the situation or the tracker mortgage campaign takes the class action as a group and encourages people to come forward or the people do not repay the miscalculated mortgage loan and they pay the correctly - in their eyes - calculated...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

John McGuinness: It would seem to me that the banks will not come to any conclusion on this unless they are strong-armed into it.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

John McGuinness: Is it the case that the basic understanding people in Ireland have around repaying their debt is what has them caught in the first place, as Mr. Kissane said in his opening statement?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

John McGuinness: Are we not then back to the Central Bank ensuring compliance in order that the full extent of the compensation is paid to each family and the banks correct each tracker mortgage as quickly as they can? I have a letter from a lady on the same issue.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

John McGuinness: No. We timeframe it. I do not accept-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

John McGuinness: Is it not shocking?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

John McGuinness: We have to find some means within the House and this committee to bring the truth to the fore and the examination into the public domain and to ensure it is done efficiently. One of the points raised by a lady who corresponded with the committee was that, as she started to deal with the matter and was pushed into a process, her case formed part of a bulk number of cases that were being...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

John McGuinness: We discussed people fixing their own repayments, but an issue with what is happening is people’s credit ratings. As Mr. Kissane stated, people become bank locked.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

John McGuinness: We must find some method of dealing with this matter that gives voice to those who are without a voice or restricted in what they can do.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

John McGuinness: I thank Mr. Kissane for coming in and members for their engagement. If Mr. Kissane wishes to suggest a line of questioning or a direction, he should feel free to give us whatever information he has. We will meet to decide how best we can progress this and what role we can play in the process. As Mr. Kissane will see, members are keenly interested in doing much more than what is being done.

Written Answers — Department of Foreign Affairs and Trade: Passport Applications (22 Feb 2017)

John McGuinness: 149. To ask the Minister for Foreign Affairs and Trade if the passport of a person (details supplied) will be processed urgently. [8926/17]

Written Answers — Department of Health: Medical Card Reviews (22 Feb 2017)

John McGuinness: 192. To ask the Minister for Health if a medical card review for a person (details supplied) will be expedited. [8927/17]

Written Answers — Department of Finance: Housing Loans (28 Feb 2017)

John McGuinness: 188. To ask the Minister for Finance if he will establish a benevolent friendly fund supported by Government bonds or funding to allow the banks to transfer all distressed loans to the fund, in order that individual work outs can be achieved over a longer period of time based on affordability or whereby tenancy agreements can be put in place with the goal being that families would not be...

Written Answers — Department of Health: Services for People with Disabilities (28 Feb 2017)

John McGuinness: 556. To ask the Minister for Health the status of the case of a person (details supplied). [9751/17]

Written Answers — Department of Education and Skills: Apprenticeship Programmes (2 Mar 2017)

John McGuinness: 77. To ask the Minister for Education and Skills the number of colleges providing courses for apprentice mechanics; if all colleges charge the apprentices for courses provided or if there are different rates applied depending on the college; if his Department pays the colleges for any aspect of such courses; the way in which the delivery of such courses is monitored relative to standards...

Written Answers — Department of Health: Services for People with Disabilities (2 Mar 2017)

John McGuinness: 213. To ask the Minister for Health if consideration will be given to putting in place a personalised budget plan to cover the cost of care of a person (details supplied); the actions that were taken by the HSE arising from the Ombudsman report of 2012; if the plan being developed by the HSE will include adequate supports for the person's parents and an overall seamless delivery of every...

Written Answers — Department of Health: Health Services Provision (2 Mar 2017)

John McGuinness: 214. To ask the Minister for Health if home support and care will be provided to a person (details supplied). [10955/17]

Written Answers — Department of Health: Medical Aids and Appliances Provision (2 Mar 2017)

John McGuinness: 215. To ask the Minister for Health if a stroller will be provided for a person (details supplied). [10957/17]

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