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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)

John McGuinness: It affected 1,300 customers.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)

John McGuinness: It was an action typical of, and one we would expect from, a bank. It showed the arrogance of attempting to ignore what the problem was, dress it up and then, hopefully, defeat the whole process through the courts. That is how it reads to me. I am quite shocked regarding the exchange with Deputy Pearse Doherty over the appeals. Given the wrong visited upon those customers, I would have...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)

John McGuinness: I would appreciate it if our guests could let us have the costs in due course.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Permanent TSB (22 Nov 2016)

John McGuinness: That brings us to the end of the discussion. I thank the witnesses for attending here today.

Written Answers — Department of Education and Skills: Departmental Investigations (23 Nov 2016)

John McGuinness: 88. To ask the Minister for Education and Skills if a report into complaints made by a person (details supplied) will consider the content of another report (details supplied); if consideration will be given to the fact of non-disclosure of a record of a meeting of 7 May 2014; the engagement his Department had with persons (details supplied) prior to a meeting of 20 October 2016; the terms of...

Written Answers — Department of Justice and Equality: Residency Permits (24 Nov 2016)

John McGuinness: 49. To ask the Minister for Justice and Equality the status of a person (details supplied) who had a stamp 4; and if their stamp 4 status will be updated. [36699/16]

Written Answers — Department of Health: Medical Aids and Appliances Provision (24 Nov 2016)

John McGuinness: 190. To ask the Minister for Health if an electric scooter will be provided to a person (details supplied); if the person's circumstances will be investigated by the HSE with a view to approving such a support; and if he will make a statement on the matter. [36698/16]

Written Answers — Department of Health: Hospital Waiting Lists (24 Nov 2016)

John McGuinness: 191. To ask the Minister for Health the date for an operation at Waterford Regional Hospital in respect of a person (details supplied); and if he will make a statement on the matter. [36700/16]

Written Answers — Department of Health: Hospital Services (24 Nov 2016)

John McGuinness: 192. To ask the Minister for Health when a new theatre at Crumlin hospital will be fully open to deal with operations urgently required by persons with scoliosis; and the reason scoliosis patients have had their appointments cancelled and have been informed that it will be a further 12 months before the appointment is rescheduled. [36701/16]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Allied Irish Banks (24 Nov 2016)

John McGuinness: I welcome Mr. Bernard Byrne, CEO of Allied Irish Banks, and his colleagues. In advance of the meeting we collated questions from members and submitted them to the bank. They will form the backdrop to our discussion. By virtue of section 17(2)(l) of the Defamation Act 2009, witnesses are protected by absolute privilege in respect of their evidence to the joint committee. However, if they...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Allied Irish Banks (24 Nov 2016)

John McGuinness: A vote has been called in the Dáil. I presume because it is on the Social Welfare Bill we must suspend. I apologise to Mr. Byrne. We will suspend until after the vote and come straight back to deal with Deputy Doherty's question.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Allied Irish Banks (24 Nov 2016)

John McGuinness: Regarding the arrangements for the rest of the meeting, I will continue to chair the meeting. During the vote the Senators tell me they are quite capable of carrying on the business of the meeting without a problem. I invite Mr. Byrne to respond to Deputy Pearse Doherty.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Allied Irish Banks (24 Nov 2016)

John McGuinness: I would like to follow up on Deputy Michael McGrath's questions by asking about vulture funds and the bank putting together a package of properties to go to the market. When the bank reaches the point at which it is looking at court proceedings in respect of homes owned by families, obviously all other options have been worked through by the bank with those customers. Has it seen any...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Allied Irish Banks (24 Nov 2016)

John McGuinness: What does Mr. O'Keeffe see as the obstacles in that scheme?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Allied Irish Banks (24 Nov 2016)

John McGuinness: Yes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Allied Irish Banks (24 Nov 2016)

John McGuinness: How does the bank make itself heard in the context of informing the Government about mortgage to rent or mortgage to lease or in terms of attempting to deal with the numbers involved, particularly as everything else has been worked through? Is it through the federation, directly with the Minister for Finance or by some other method?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Allied Irish Banks (24 Nov 2016)

John McGuinness: On the EBS side, how many of the cases go to court? How many are in court? Is it a larger or a smaller number?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Allied Irish Banks (24 Nov 2016)

John McGuinness: My point on that process is that I have come across cases of customers - not just in my constituency but also in the context of approaches at national level - who are certainly unable to repay their debts. They then find themselves in court. It seems that not every avenue has been examined in respect of some of those cases. I can give Mr. O'Keeffe examples but I do not want to go into the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Allied Irish Banks (24 Nov 2016)

John McGuinness: Where can people who are in circumstances like those I describe engage with the bank? In fact, all one gets is "It is now with our legal representatives". In his opening statement, Mr. Byrne said he was conscious of the need to treat customers fairly. It may be that the bank has treated them fairly but now they are dumped onto the legal system and their cases are not being understood.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Allied Irish Banks (24 Nov 2016)

John McGuinness: We will see about that then.

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