Results 1,441-1,460 of 4,168 for speaker:Susan O'Keeffe

Committee of Inquiry into the Banking Crisis: Context Phase (4 Mar 2015)

Susan O'Keeffe: So it was true for the model but not true in the real world.

Committee of Inquiry into the Banking Crisis: Context Phase (4 Mar 2015)

Susan O'Keeffe: In 2007 Professor Ahearne wrote in the Sunday Independent, "If the degree to which new homeowners had to stretch themselves to buy property last hear doesn't convince you that the housing market has overheated badly then nothing will." And he went on to say:It's obvious to everyone, that is except the economic commentators who this time last year seemed to think that rapidly increasing house...

Committee of Inquiry into the Banking Crisis: Context Phase (4 Mar 2015)

Susan O'Keeffe: David McWilliams said here in February 2015 that the Irish property crash and the banking crash were both incredibly predictable and absolutely preventable. What does Professor Ahearne think?

Committee of Inquiry into the Banking Crisis: Context Phase (4 Mar 2015)

Susan O'Keeffe: Professor Ahearne used the expression "housing bubble" in 2005 so he must have known that there was a bubble.

Committee of Inquiry into the Banking Crisis: Context Phase (4 Mar 2015)

Susan O'Keeffe: Professor Ahearne said we were on our own if the bubble were to burst.

Joint Oireachtas Committee on Public Service Oversight and Petitions: Decisions on Public Petitions Received (4 Mar 2015)

Susan O'Keeffe: I acknowledge again how important it is that petitioners come forward. We see the considerable work put in by petitioners. This petition was submitted by Mr. Thomas Geraghty. There is considerable conversation to be had about this, because he is talking about the removal of a basic civil right - the idea that civil servants might not be able to stand for election because of their jobs. We...

Joint Oireachtas Committee on Public Service Oversight and Petitions: Decisions on Public Petitions Received (4 Mar 2015)

Susan O'Keeffe: Mrs. Morrissey has come up with a suggestion. It is always good to see useful suggestions at the Joint Committee on Public Service Oversight and Petitions and not just problems and complaints. In this case she is talking about potentially taxing lottery winnings. What I think would be useful for the petitioner is if we were to give her the facts and figures surrounding the amount of money...

Joint Oireachtas Committee on Public Service Oversight and Petitions: Decisions on Public Petitions Received (4 Mar 2015)

Susan O'Keeffe: While that petition may be closed, we would still welcome petitions from others on subjects that have already been dealt with, particularly where evidence might change in the future. People are always welcome to send in a petition, and then we will give the judgment. It should not be thought that we are shutting the door for good on a particular area. We will always welcome it in another...

Committee of Inquiry into the Banking Crisis: Context Phase (10 Mar 2015)

Susan O'Keeffe: When Mr. Carswell mentioned the person at senior level in AIB who had serious reservations, did he continue to say, or not say, whether these reservations had been taken on board? I do not believe he finished the thought.

Committee of Inquiry into the Banking Crisis: Context Phase (10 Mar 2015)

Susan O'Keeffe: In the course of his investigations, during the time he was writing books and as a financial correspondent, did anybody ever telephone or meet Mr. Carswell to ask him to stop? Were his telephones ever tapped?

Committee of Inquiry into the Banking Crisis: Context Phase (10 Mar 2015)

Susan O'Keeffe: We talked a little about the banks packaging their loans and using residential mortgages to do so.

Committee of Inquiry into the Banking Crisis: Context Phase (10 Mar 2015)

Susan O'Keeffe: It did not become legal to package commercial mortgages until 2007 when legislation was passed.

Committee of Inquiry into the Banking Crisis: Context Phase (10 Mar 2015)

Susan O'Keeffe: Does Mr. Carswell know if commercial loans might have been packaged prior to that date and nobody knew, or did this not happen?

Committee of Inquiry into the Banking Crisis: Context Phase (10 Mar 2015)

Susan O'Keeffe: Are we aware of any change in the way banks made loans after 2007? Did it make them more or less careful, or did it have any impact at all on the quality of loans?

Committee of Inquiry into the Banking Crisis: Context Phase (10 Mar 2015)

Susan O'Keeffe: After the 2007 legislation was passed. Did they start to lend more because they had this capacity, or did it make any difference?

Committee of Inquiry into the Banking Crisis: Context Phase (10 Mar 2015)

Susan O'Keeffe: Other countries had that legislation, whereby commercial mortgages could be used in that way.

Committee of Inquiry into the Banking Crisis: Context Phase (10 Mar 2015)

Susan O'Keeffe: What is Mr. Carswell's explanation for the way in which some loans were made, with unverified assertions, inaccuracies, incomplete and no information provided? Does he have a feeling for, or an understanding of, why the banks became so careless in the way they allowed loans to be made?

Committee of Inquiry into the Banking Crisis: Context Phase (10 Mar 2015)

Susan O'Keeffe: The banks started to become involved in the actual vehicles and to take shares in property development. How did this change the relationship, in having banks involved in developments? Was this appropriate, different or not a problem?

Committee of Inquiry into the Banking Crisis: Context Phase (10 Mar 2015)

Susan O'Keeffe: Would it be fair to say the wealth management division in any bank became the engine room for some of this activity?

Committee of Inquiry into the Banking Crisis: Context Phase (10 Mar 2015)

Susan O'Keeffe: I have two final questions. Is Mr. Carswell aware of whether any of those private clients in banks were themselves politicians? When Professor William Black appeared before the committee he talked about the myriad ways in which bankers take money out of the system, that is, they took cash out for themselves. Is that something Mr. Carswell looked at or knows about and could he suggest in...